Classic Auto Insurance Question
Thread Starter
Heel & Toe
Joined: Feb 2005
Posts: 23
Likes: 0
From: New Rochelle NY
Classic Auto Insurance Question
I was wondering if one/some of you might be in my situation:
I own 3 daily drivers plus the c3, but have 4 insured drivers. One daily driver car is always available, as we all go work/school at different hours and carpool.
The issue with classic car insurance is that they want one car insured per driver.
Does anyone know of an insurance co. available in NY that would touch this? (Haggerty already rejected me)
I own 3 daily drivers plus the c3, but have 4 insured drivers. One daily driver car is always available, as we all go work/school at different hours and carpool.
The issue with classic car insurance is that they want one car insured per driver.
Does anyone know of an insurance co. available in NY that would touch this? (Haggerty already rejected me)
Team Owner
Joined: Mar 2002
Posts: 24,160
Likes: 78
Doubtful that any collectors insurance will touch you. I know that was a stipulation for American Collectors as well. I had to prove that every insured driver living at my residence had a "normal" car. Have you looked at agreed value policies from your current insurer?
Drifting
Joined: Nov 2003
Posts: 1,634
Likes: 4
From: Northern NJ
St. Jude Donor '04 & '05
Originally Posted by mx9k
I was wondering if one/some of you might be in my situation:
The issue with classic car insurance is that they want one car insured per driver.
The issue with classic car insurance is that they want one car insured per driver.
I believe any classic car insurer is going to want at least 1 regular car per driver. One of the basic stipulations before they will consider insuring your classic/antique.
As was said, check with your normal insurance co and ask about agreed value coverage. Won't be as cheap as classic insurance, but at least the car will be covered for what it's worth if there is an issue.
Good Luck!
Burning Brakes
Joined: Oct 2004
Posts: 829
Likes: 2
From: Scottdale Pa
Check out Great American Ins. Co. out of Cincinnati, Ohio 1-800-252-5233, If I remember correctly you must have at leased 1 other car for your daily use. They did say that nobody under the age of 26 years old could drive it, that is the same as saying you must have at leased 10 years of experience driving to be insured. Also make sure you get AGREED value it is way better than a STATED value policy. I pay $136.00 per year for $20,000.00 Agreed value 3,000 mile limit on mileage. My agent did'nt say anything about each driver having an insured vehicle. 
