Insurance
Thread Starter
Heel & Toe
Joined: Aug 2002
Posts: 16
Likes: 0
Insurance
Im 18. My car is a daily driver. I have one accident 2 years ago and no tickets.
Do i really have to pay 3000 dollars a year for insurance? the cheapest major company ive found is state farm (who im with now). dose any one else here know of any company's who have more reasonable rates for vettes which dont have historic tags?
Do i really have to pay 3000 dollars a year for insurance? the cheapest major company ive found is state farm (who im with now). dose any one else here know of any company's who have more reasonable rates for vettes which dont have historic tags?
Safety Car
Joined: Jan 2001
Posts: 4,660
Likes: 3
From: South Central Louisiana
St. Jude Contributor
Re: Insurance (IrishHooligan81)
I am afraid with your age and driving record anything cheaper won't be available to you, and if it was they would require you have an additional daily driver. Insurance Bites, I can remember paying $1,600.00 a year for a 10 yr old Nissan pickup, just for liability, and I have no record. Glad them days is gone!!! :yesnod: Now I pay $120.00 a year for a vette that does 13 second 1/4 miles. Go figure.
Racer
Joined: Jul 2002
Posts: 454
Likes: 0
From: Up in the down WHA
Re: Insurance (IrishHooligan81)
unfortunately the insurance will stomp you until
1. you're 25
2. married
3. Have another daily and list her as a 'pleasure' vehicle
4. Get that accident off the insurance (I think they might count back 3 yrs)
5. Get a college degree (good student discount)
6. Insure a house or something large (multiple policy discount)
sucks royal ****, but it's the statistics that insurance comps go by... they generalize and discriminate in the name of profit margin:mad
-doc
ps I had to wait until all but the married one to get my vette!!
1. you're 25
2. married
3. Have another daily and list her as a 'pleasure' vehicle
4. Get that accident off the insurance (I think they might count back 3 yrs)
5. Get a college degree (good student discount)
6. Insure a house or something large (multiple policy discount)
sucks royal ****, but it's the statistics that insurance comps go by... they generalize and discriminate in the name of profit margin:mad
-doc
ps I had to wait until all but the married one to get my vette!!
Melting Slicks
Joined: Oct 2000
Posts: 3,023
Likes: 2
From: TEXASTEXASTEXASTEXAS TEXASTEXASTEXASTEXAS
St. Jude Contributor
Re: Insurance (drspeedy)
unfortunately the insurance will stomp you until
1. you're 25
2. married
3. Have another daily and list her as a 'pleasure' vehicle
4. Get that accident off the insurance (I think they might count back 3 yrs)
5. Get a college degree (good student discount)
6. Insure a house or something large (multiple policy discount)
sucks royal ****, but it's the statistics that insurance comps go by... they generalize and discriminate in the name of profit margin:mad
-doc
1. you're 25
2. married
3. Have another daily and list her as a 'pleasure' vehicle
4. Get that accident off the insurance (I think they might count back 3 yrs)
5. Get a college degree (good student discount)
6. Insure a house or something large (multiple policy discount)
sucks royal ****, but it's the statistics that insurance comps go by... they generalize and discriminate in the name of profit margin:mad
-doc
I would've given my left huevo for a corvette when I was 18, but there's no way I'd let my son get one. If I have anything to say about it (which I probably won't), he's gonna drive something sensible, with airbags, even if he thinks I'm an old fart a-hole for it.
Just my '02.
JB
[Modified by JB, 4:15 PM 8/27/2002]
Racer
Joined: Jul 2002
Posts: 454
Likes: 0
From: Up in the down WHA
Re: Insurance (JB)
left huevo...:lol:
I didn't mean to get up on a soap box- I'm not trying to say that it's completely unfair, boys will be boys. I'm probably still sore that I had to wait an extra year so I was 25 when I bought mine... My insurance would have been double at 24 compared to what I'm paying now regardless of the fact that I personally had no tickets, no at-fault accidents (I got hit once), a post graduate education, another 'sensible' vehicle and a house... Young guys just get lumped together sometimes, makin' us good ones pay more. Seems tougher when you do nothing wrong and you still can't get that dream car, I guess.
(insert sound of me getting off soap box)
-doc :)
[Modified by drspeedy, 6:12 PM 8/27/2002]
I didn't mean to get up on a soap box- I'm not trying to say that it's completely unfair, boys will be boys. I'm probably still sore that I had to wait an extra year so I was 25 when I bought mine... My insurance would have been double at 24 compared to what I'm paying now regardless of the fact that I personally had no tickets, no at-fault accidents (I got hit once), a post graduate education, another 'sensible' vehicle and a house... Young guys just get lumped together sometimes, makin' us good ones pay more. Seems tougher when you do nothing wrong and you still can't get that dream car, I guess.
(insert sound of me getting off soap box)
-doc :)
[Modified by drspeedy, 6:12 PM 8/27/2002]
Melting Slicks
Joined: Oct 2000
Posts: 3,023
Likes: 2
From: TEXASTEXASTEXASTEXAS TEXASTEXASTEXASTEXAS
St. Jude Contributor
Re: Insurance (Metal_Wulf)
Be glad you don't live in Jersey...
(I'll go put on my flame retardant suit now).
JB
