more insurance problems
Thread Starter
Team Owner
Joined: Feb 2003
Posts: 30,183
Likes: 313
From: Lake Norman NC
more insurance problems
i've been either denied or they won't give me a quote for classic car insurance on my vette. Of course, the fact that i'm 22, not married, and have a few speeding tickets is some of the reasons for this..but theres gotta be a place that will insure me for what my vette is worth. anyone know of a place???
Le Mans Master
Joined: Mar 2002
Posts: 7,456
Likes: 2
From: Coming home from Luckenbach Texas
Re: more insurance problems (REDSHARKONBOYDS)
Keep trying, but don't hold your breath! The only way the classic insurance companies can keep their rates low is to have strict criteria.
If it's any consolation, we all went through this when we were young...
If it's any consolation, we all went through this when we were young...
Safety Car
Joined: Jul 2002
Posts: 3,770
Likes: 3
From: St Louis MO
Re: more insurance problems (REDSHARKONBOYDS)
Of course, the fact that i'm 22, not married, and have a few speeding tickets is some of the reasons for this..
Brett :thumbs:
[Modified by Brettmc, 2:20 PM 5/9/2003]
Instructor
Joined: Apr 2003
Posts: 159
Likes: 0
From: Melville NY
Re: more insurance problems (REDSHARKONBOYDS)
There are very few things that are good abought getting old. I guess one of them is cheaper insurance. My insurance company will only insure a collector car, if you have a 2nd car as your daily driver. Can't pull a fast one on the insurance company they wrote the book on how to scam and how not to be scamed. Good luck
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Race Director
Joined: Mar 2001
Posts: 11,322
Likes: 1
From: Living in the Hartland
Re: more insurance problems (vette_c5c6)
There are very few things that are good abought getting old. I guess one of them is cheaper insurance. My insurance company will only insure a collector car, if you have a 2nd car as your daily driver. Can't pull a fast one on the insurance company they wrote the book on how to scam and how not to be scamed. Good luck
Racer
Joined: Jan 2003
Posts: 320
Likes: 0
Re: more insurance problems (Fevre)
My current "collector" insurance (American Collectors) minimum requirement is that you have at least 10 years driving experience AND at least 3 years without an "incident" ... they are very picky! (of course my rate is only a little over $100/year for my '74) ... some things just get easier with age and experience. :nonod:
Race Director
Joined: Apr 2000
Posts: 11,840
Likes: 0
From: Galloway NJ
Re: more insurance problems (REDSHARKONBOYDS)
Yea, i was denied by American Collector too! :cuss
just get normal insurance and full coverage, which will give you blue book value coverage.
Melting Slicks
Joined: Mar 2001
Posts: 3,365
Likes: 5
From: Lake Villa IL
Cruise-In IV Veteran
Cruise-In V Veteran
St. Jude Contributor
Re: more insurance problems (REDSHARKONBOYDS)
Get this:
I have no tickets or accidents, and no claims. Period. I'm married, 32, own my own home and business.
I'm paying over $500 a year, with no agreed upon value. I'm looking at American Collectors Insurance, right now. But I don't like the mileage limitation... :(
Insurance companies are horseS!
I have no tickets or accidents, and no claims. Period. I'm married, 32, own my own home and business.
I'm paying over $500 a year, with no agreed upon value. I'm looking at American Collectors Insurance, right now. But I don't like the mileage limitation... :(
Insurance companies are horseS!
Race Director
Joined: Apr 2000
Posts: 11,840
Likes: 0
From: Galloway NJ
Re: more insurance problems (REDSHARKONBOYDS)
GREAT! whats the blue book value on my vette then?
Now I'm with allstate and can't afford full coverage, so if my baby gets hit i'm screwed...
I can't wait til I can get coverage with Hagerty!!
Instructor
Joined: Apr 2003
Posts: 159
Likes: 0
From: Melville NY
Re: more insurance problems (joeveto)
I'm paying over $500 a year, with no agreed upon value. I'm looking at American Collectors Insurance, right now. But I don't like the mileage limitation...
Remove the speedo Cable, that should fix the mileage But They will get you on where the incident occured. Can't scam a scamer.
Remove the speedo Cable, that should fix the mileage But They will get you on where the incident occured. Can't scam a scamer.
Safety Car
Joined: Jun 2002
Posts: 4,844
Likes: 0
From: Pearland TX
St. Jude Contributor
Re: more insurance problems (Brettmc)
Rush out and get married, then try for the insurance again. :jester
Brett :thumbs:
Brett :thumbs:
He's looking for insurance... not a life sentence! :cheers: