Classic insurance ( delaware )

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Jul 15, 2003 | 02:19 PM

emsrescu

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Melting Slicks

Joined: Sep 2001

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From: Dover De

Classic insurance ( delaware )

Anyone know of a good dealer in or near delaware? my rates just went up another $8 a month. I now pay $480 a year for basic liability.

Jul 15, 2003 | 04:16 PM

Rockin'M

Instructor

Joined: Jul 2003

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From: Brenham Texas

Re: Classic insurance (emsrescu)

Hagerty was recommended to me for Classic Car insurance. Go to their website for info: http://www.hagerty.com
They sure beat any deal I tried to get w/ Farmers.

Jul 15, 2003 | 10:08 PM

74 vert

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From: Where are the Smoky Mountain Cruisers? Not Correctly Restored Stingray

Re: Classic insurance (emsrescu)

Jul 15, 2003 | 11:31 PM

pra4sun

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Joined: May 2003

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From: Manchvegas NH

Re: Classic insurance (Rockin'M)

Hagerty.
:iagree:

Jul 16, 2003 | 12:02 AM

Tom73

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Joined: Apr 1999

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From: NM

Re: Classic insurance (74 vert)

Quote:

Just ran yours through the Hagerty on line quote and it came back $300 less than that. If you can live with the restrictions it is hard to beat. You cannot drive it to work but there is not a milage restriction and you can take it out for pleasure drives.

tom...

Jul 17, 2003 | 09:19 PM

74 vert

Melting Slicks

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From: Where are the Smoky Mountain Cruisers? Not Correctly Restored Stingray

Re: Classic insurance (Tom73)

Quote:

I'm paying about 20 bucks a year under that with an agreed value of $16500 for full coverage with Farm Bureau here in Tennessee and I can drive it to work. The Classic car insurance companies seem to have restrictions that I don't care for, like not allowing such things as joy rides.

Just ran yours through the Hagerty on line quote and it came back $300 less than that. If you can live with the restrictions it is hard to beat. You cannot drive it to work but there is not a milage restriction and you can take it out for pleasure drives.

tom...

I didn't try Hagerty, I guess I might contact them. I like the idea of being able to drive the Vette insured when I want to drive it anytime. The one thing I don't like about my Farm Bureau insurance is that they insist that my home owners with not cover the vette if the house burns down on it if the car does not have full coverage. :skep: I didn't really didn't intend to have full coverage on the vette in the winter while it's being parked in the garage for a few months. But then again the Tennessee winters are not all that bad here and I'll probably get a inkling to drive it then too every so often.

Perhaps I'll go with Hagerty insurance in the winter-spring and Farm Bureau in the summer-fall.

[Modified by 74 vert, 8:21 PM 7/17/2003]

Jul 17, 2003 | 09:26 PM

Tom73

Race Director

Joined: Apr 1999

Posts: 15,136

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From: NM

Re: Classic insurance (74 vert)

Quote:

Perhaps I'll go with Hagerty insurance in the winter-spring and Farm Bureau in the summer-fall.

Won't work, Hagerty only does 12-month policies. Sounds as if you need to drop your liability during the winter and maintain comp coverage, then go back to full coverage during the driving season. That is what most northern owners do. With comp your car is covered under it own policy for fire or roof collapse or ???. Then you save the cost of liability during the winter.

tom...

[Modified by Tom73, 8:28 PM 7/17/2003]

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