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Old Oct 24, 2003 | 01:42 PM
  #1  
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Default Hagerty Insurance

Got qoute of $275 a year from Hagerty for the '80 at $15K value. Does this sound about right? Car is registered in Florida and will remain that way. Although, I will be moving to North Carolina soon. I don't think the move will affect me due to my registration remaining in Florida. Anyone know?
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Old Oct 24, 2003 | 01:44 PM
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Default Re: Hagerty Insurance (Tonwoo28)

Got qoute of $275 a year from Hagerty for the '80 at $15K value. Does this sound about right? Car is registered in Florida and will remain that way. Although, I will be moving to North Carolina soon. I don't think the move will affect me due to my registration remaining in Florida. Anyone know?
That sounds about right... maybe a little high.. but it all depends on your ZIP code... My insurance rates might drop by 20% after moving from Dade county to Broward...
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Old Oct 24, 2003 | 01:47 PM
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Default Re: Hagerty Insurance (GrandSportC3)

The only option I was given was which state I'm registered in. I wonder if it will go down once I move to NC even though I'm registered in FL.
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Old Oct 24, 2003 | 02:39 PM
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Default Re: Hagerty Insurance (Tonwoo28)

If the car remains registered in FL, then you must maintain FL insurance on it. Plus, Hagerty cannot cover the '80 here, as NC requires cars to be > 25 years old in order to carry collector car policies. I was looking at an '80 about a year ago, and that's what I was told at that time.

Shannon
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Old Oct 24, 2003 | 02:47 PM
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Default Re: Hagerty Insurance (sb69coupe)

That sounds about right, my '82 is covered w/ Hagerty over here in Texas. Don't know about the other states though.
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Old Oct 24, 2003 | 06:28 PM
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Default Re: Hagerty Insurance (Rockin'M)

Sounds about right. It is $281 for my 81 with a $15,000 agreed value here in West Virginia.
:steering:
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Old Oct 24, 2003 | 11:00 PM
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Default Re: Hagerty Insurance (Tonwoo28)

I'm paying $110.00 for $13,000 agreed value from American Collectors
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Old Oct 25, 2003 | 08:38 AM
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Default Re: Hagerty Insurance (catfishgeez)

How is the "Agreed Upon Value" determined? :confused:
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Old Oct 25, 2003 | 09:00 AM
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Default Re: Hagerty Insurance (OHSIXX)

You will have to get an appraisal. Normally from an appraiser approved by the insurance company.
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Old Oct 25, 2003 | 09:15 AM
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Default Re: Hagerty Insurance (sb69coupe)

If the car remains registered in FL, then you must maintain FL insurance on it. Plus, Hagerty cannot cover the '80 here, as NC requires cars to be > 25 years old in order to carry collector car policies. I was looking at an '80 about a year ago, and that's what I was told at that time.

Shannon
I ended up going with American Collectors Insurance for $263 with a mileage limit of 2500 a year. Hagerty wouldn't discuss my moving situation over the phone. They said to complete the application first, and then they'd reply. My regular car insurance is with USAA, and American Collectors is associated with them. The NC move is not a problem. As for mileage, I'll be sure to stay within the 2500 mile limit. Although, the drive to NC will eat up a big chenk of that.

Tony
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Old Oct 25, 2003 | 09:17 AM
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Default Re: Hagerty Insurance (paul67)

You will have to get an appraisal. Normally from an appraiser approved by the insurance company.
My policy is active as of yesterday. They never mentioned an appraisal. SHould I expect one?
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Old Oct 25, 2003 | 09:40 AM
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Default Re: Hagerty Insurance (Tonwoo28)

They asked me for pictures to show condition of car. Agreed value of $15000. :cheers: :seeya
You will have to get an appraisal. Normally from an appraiser approved by the insurance company.

My policy is active as of yesterday. They never mentioned an appraisal. SHould I expect one?
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Old Oct 25, 2003 | 11:34 AM
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Default Re: Hagerty Insurance (phxraptor)

:iagree:
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Old Oct 25, 2003 | 10:00 PM
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Default Re: Hagerty Insurance (Tonwoo28)

:iagree:
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Old Oct 26, 2003 | 07:25 AM
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Default Re: Hagerty Insurance (Tonwoo28)

$270 a year, no appraisal, just picts of all 4 sides. Agreed $25,000.00.
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Old Oct 26, 2003 | 09:20 PM
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Default Re: Hagerty Insurance (sgt538)

Hagarty's doesn't require appraisals, just pictures. Your quote sounds a little high to me (I'm getting $25K agreed value for about the same bucks), but like someone else said, it's all in your zip code. I don't imagine that Hagarty's would keep your car insured if they knew it was insured in FL and garaged in NC.

JB
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