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Capital One Auto Financing

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Old Jun 18, 2005 | 06:28 PM
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Default Capital One Auto Financing

Has anyone used Capital One to finance automobiles that are over 10yrs. old? Good/bad experience?
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Old Jun 18, 2005 | 06:40 PM
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I used them last year for my 93 and they were great. No hassles or problems. They sent me a blank check to shop with and put the limit 5 grand more than I asked for. Filled out the app online. i would deff use them again.

Dan
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Old Jun 18, 2005 | 08:19 PM
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Any hidden fees? Checked the website to determine how much money I needed for the vehicle and the length of time, seemed pretty straight forward? Will the % rate ever change?
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Old Jun 18, 2005 | 08:35 PM
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Originally Posted by John Walton
Any hidden fees? Checked the website to determine how much money I needed for the vehicle and the length of time, seemed pretty straight forward? Will the % rate ever change?
I have had two loans with them as long as you have good credit I highly recommend them. No the rate doesn't change and no hidden fees. I think I had to a $25 fee for refianancing.
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Old Jun 18, 2005 | 09:03 PM
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I have one of my cars financed with them.No problems at all.Would use them again.
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Old Jun 19, 2005 | 12:21 AM
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Personally, I haven't used them, but I've heard nothing but praise from people who had.
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Old Jun 19, 2005 | 02:04 AM
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Used them for my 95. No problems at all.
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Old Jun 19, 2005 | 09:15 AM
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They hold the note on my 93, almost paid off too. They, well more appropriately put, I was originally with carfinance.com, but Capital One acquired them. I believe that was a little over a year ago. They use to send pre-paid envelopes with the statement, but that stopped not long ago.

Other than that no complaints, I'd probably use them again.
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Old Jun 19, 2005 | 09:27 AM
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excellent.. no muss no fuss... very easy to deal with and i had my money with 2 days... great rate if you got good credit.. i would recommend
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Old Jun 19, 2005 | 11:56 AM
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thanks for the feedback!
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Old Jun 19, 2005 | 12:26 PM
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Wow, usually on any credit forum Capital One rates somewhere under Satan as a preferred lender.
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Old Jun 19, 2005 | 12:46 PM
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Note that the quoted rate may change before you get the loan, but once you have the loan, the rate won't change.

I used them when they were Peoplefirst and they were great.

Filled out the application online on a Saturday after midnight(really Sunday) and by 11:00am est I had a phone call from them and they are in California.

The following Tuesday I had the blank check.

I recently applied again for a 1964 Plymouth and I was approved.
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Old Jun 19, 2005 | 01:27 PM
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Originally Posted by Mr Mojo
Note that the quoted rate may change before you get the loan, but once you have the loan, the rate won't change.

I used them when they were Peoplefirst and they were great.

Filled out the application online on a Saturday after midnight(really Sunday) and by 11:00am est I had a phone call from them and they are in California.

The following Tuesday I had the blank check.

I recently applied again for a 1964 Plymouth and I was approved.
Very quick and easy for my 94. I'd use them again.

Frank what is the 64 plymouth your buying? Sport Fury? 383 4speed? Auto? I had a 64 Polara 500 that was really special back a few years (like 32). I still have a soft spot in my heart for the old Mopars.

Last edited by teebee; Jun 19, 2005 at 02:02 PM.
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Old Jun 19, 2005 | 02:38 PM
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I used them recently to purchase my 93. They were great. I filled out the application on line, was approved within 15 minutes and had my blank check in two days. The documantation required to close the loan requires a copy of the seller's drivers license. In this age of identity theft the seller may balk at giving it to you, but he can fax it directly to Capital One with your loan ID # on it. It really helped that the seller had financed through them so he was familiar with their requirements. I would definitely use them again.
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