Not shure, call your insurance and ask. Mine, it dosen't mater.
Insurance
Race Director
Joined: Dec 2005
Posts: 13,515
Likes: 12
From: Fisher, IL
I'm 18 and just sold my 94 Firebird formula for a 96 LT1 C4. I will let you know in a month. Shouldn't be that much of a difference i would think. but who knows.
And are you on libility only or full coverage?
And are you on libility only or full coverage?
Team Owner
Joined: Jan 2000
Posts: 21,751
Likes: 166
From: PA
2022 C4 of the Year Finalist - Unmodified
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St. Jude Donor '08
Originally Posted by CentralCoaster
What year is the vette? I'd say in generally, for the same type car (V8), if the value is similar, the price will be too.
I would imagine that you are already comfortable paying a hefty premium on the Z28 at your age. A Corvette may be slightly higher, but I wouldn't imagine it being a huge increase. But, make sure you get a quote from your insurance company first. Oh, and don't worry...before you know it...you will be an old, married, parent like me and qualify for all those discount insurance rates.
Team Owner
Joined: May 2002
Posts: 24,337
Likes: 25
From: San Diego , CA Double Yellow DirtBags 1985..Z51..6-speed
Who says you have to be old?
Professional discount, good driver discount, multi-car discount, anti-theft discount, garaged discount.....
All that and I'm 25 and have an exhibition of speed ticket on there. Good driver, my ***!
Professional discount, good driver discount, multi-car discount, anti-theft discount, garaged discount.....
All that and I'm 25 and have an exhibition of speed ticket on there. Good driver, my ***!
Safety Car
Joined: Dec 2004
Posts: 4,088
Likes: 0
From: Poop land
Then why the hell did my insurance rate drop when I went from 2001 Civic to 1989 Corvette????? From about $3400/yr to $1300/yr!! Maybe it was the youth/rice factor that helped me. The Corvette gods were smiling down on me and granted me less expensive insurance rates!
BTW, I also left Geico and gone Progressive!! Don't wanna open up a can of worms, but Geico really loved pinching their pennies. Their "Saving 15% or more on car insurance" advertisement was complete bull**** IMO. I should have written them a letter with my middle finger traced on the paper so they would know how much I hated making payments to them. So much for a Valued, but ripped off former customer...
Sorry just had to rant.
BTW, I also left Geico and gone Progressive!! Don't wanna open up a can of worms, but Geico really loved pinching their pennies. Their "Saving 15% or more on car insurance" advertisement was complete bull**** IMO. I should have written them a letter with my middle finger traced on the paper so they would know how much I hated making payments to them. So much for a Valued, but ripped off former customer...
Sorry just had to rant.
Race Director
Joined: Dec 2002
Posts: 13,350
Likes: 233
From: SCMR Rat Pack'r Charter Member..Great Bend KS
Originally Posted by CentralCoaster
Who says you have to be old?
Professional discount, good driver discount, multi-car discount, anti-theft discount, garaged discount.....
All that and I'm 25 and have an exhibition of speed ticket on there. Good driver, my ***!
Professional discount, good driver discount, multi-car discount, anti-theft discount, garaged discount.....
All that and I'm 25 and have an exhibition of speed ticket on there. Good driver, my ***!
Who says you have to be old? How about the insurance companies.
Larry
code5coupe
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CF Community Team
Joined: Nov 2005
Posts: 5,281
Likes: 2,916
From: Charlotte N.C.
I just went from a 91 Camaro RS, 305ci, to a 92 C4 and the insurance dropped $7 for liability only, 6 month term. I'm 49 and have 2 trucks, the vette, and 3 motorcycles on the same GEICO policy...
Safety Car
Joined: Nov 2005
Posts: 4,590
Likes: 48
From: W MI
Do you guys drive your vette year round? I have been quoted $1054 with Full Coverage a year, with an insured agreed value of $15000 on a 1987 Corvette Convertible. If I insure it with my mom as the primary driver, it costs $520 a year. After the car hits 20 years old, it drops my mom's rate down to $360 a year.
I'm going through Hagerty, and my insurance rate on my Triumph for $8000 of coverage under my mom's name is $110/yr.
Anyone have a better insurance company for this car? Also, does anyone think that a Pristine 87 Vert can be appraised at that price and insured at that?
Thanks,
GT6
BTW - I am 18, and my mom is 55.
I'm going through Hagerty, and my insurance rate on my Triumph for $8000 of coverage under my mom's name is $110/yr.
Anyone have a better insurance company for this car? Also, does anyone think that a Pristine 87 Vert can be appraised at that price and insured at that?
Thanks,
GT6
BTW - I am 18, and my mom is 55.
Safety Car
Joined: Dec 2004
Posts: 4,088
Likes: 0
From: Poop land
Maybe if the car is older, the insurance rate wouldn't be as high. Movies like TF&TF 1 and 2 gave a negative impact on people <27 years old. Because of that, I decided that that was another reason not to own an common, "working class" sport compact/econo car anymore. I know there is probably a lot of statistics about people in that age bracket and their driving records/styles in those types of vehicles. Maybe the reason my insurance rate dropped because they don't have as much "bad driver" statistics on kids with Vettes, because most of them are still living under their parents roofs, e.g. me, and just about all of them don't want their kid driving a Vette because it could be deadly for them. On the other hand, rich kids could be a problem. They contribute to the problem. I'd say probably 99% of them, unless that kid was born a saint.
I also get picked on less by cops. In fact, much less. The "former" straight pipe exhaust on my Vette was probably a little louder than a ricer's fart can. The funny thing about that was those kids were pulled over all the time for a loud exhaust and handed a $45 fix-it ticket or an $83 noise violation ticket.
I was once a rice owner/tuner and that garbage rice boy profiling got old REAL fast!!!!
I also get picked on less by cops. In fact, much less. The "former" straight pipe exhaust on my Vette was probably a little louder than a ricer's fart can. The funny thing about that was those kids were pulled over all the time for a loud exhaust and handed a $45 fix-it ticket or an $83 noise violation ticket.
I was once a rice owner/tuner and that garbage rice boy profiling got old REAL fast!!!!
Team Owner
Joined: May 2002
Posts: 24,337
Likes: 25
From: San Diego , CA Double Yellow DirtBags 1985..Z51..6-speed
Originally Posted by rocco16
Okay, Kevin, how much ARE you paying? I've got all those discounts, too, and I bet my rates are lower than yours...because I'm OLD!!!
Who says you have to be old? How about the insurance companies.
Larry
code5coupe
Who says you have to be old? How about the insurance companies.
Larry
code5coupe
modest 50/100 limits, 500/500 deductable, 5000 miles/yr, 2nd vehicle
=$386 per year
They just bumped up the rates across the board for s.d., so they said when I asked. It was $340 before.
I'm sure you probably have higher limits on yours if youve got any equity worth protecting.
Team Owner
Joined: May 2002
Posts: 24,337
Likes: 25
From: San Diego , CA Double Yellow DirtBags 1985..Z51..6-speed
kopbet89c4... side note here.
Why is the import crowd referred to as a tuner crowd anyways?
I bet there's a small percentage of them that even understand what tuning is, and even less that actually do it.
Or is "tuning" what you call it when you adjust your neon pepboys lights?
Why is the import crowd referred to as a tuner crowd anyways?
I bet there's a small percentage of them that even understand what tuning is, and even less that actually do it.
Or is "tuning" what you call it when you adjust your neon pepboys lights?
Safety Car
Joined: Dec 2004
Posts: 4,088
Likes: 0
From: Poop land
Originally Posted by CentralCoaster
kopbet89c4... side note here.
Why is the import crowd referred to as a tuner crowd anyways?
I bet there's a small percentage of them that even understand what tuning is, and even less that actually do it.
Or is "tuning" what you call it when you adjust your neon pepboys lights?
Why is the import crowd referred to as a tuner crowd anyways?
I bet there's a small percentage of them that even understand what tuning is, and even less that actually do it.
Or is "tuning" what you call it when you adjust your neon pepboys lights?
I became a tuner the next year because of having some extra knowledge on what's rice and what's not, $$$, a laptop, and an AEM EMS standalone unit. I was definately a "riceist" because I know that I/H/E alone won't make a Honda fast. The really big $$$ stuff were the DOHC kits, valvetrain, Turbo kits and "closed deck" iron sleeved cylinders instead of stock floating sleeves most B-series DOHC Honda engines have. Did 95% of the work myself, but spend even more money when stuff broke, i.e. motors, trannies, and burnt clutches. I can go on and on about my former hobby for hours. But to keep it short and sweet, you need a light body and a V8 to go fast. I know its better and most cost effective to spend money on a Vette than it is to spend the green on a turd that will be part of a cola can I'm holding today.
Intermediate
Joined: Jan 2006
Posts: 35
Likes: 0
Originally Posted by CentralCoaster
kopbet89c4... side note here.
Why is the import crowd referred to as a tuner crowd anyways?
I bet there's a small percentage of them that even understand what tuning is, and even less that actually do it.
Or is "tuning" what you call it when you adjust your neon pepboys lights?
Why is the import crowd referred to as a tuner crowd anyways?
I bet there's a small percentage of them that even understand what tuning is, and even less that actually do it.
Or is "tuning" what you call it when you adjust your neon pepboys lights?
"Tuning" refers to setting up the DVD player to listen to the mighty sounds of a fart pipe in "Too Gay, Too Curious" and then switching the dial to the Speed channel where they see more torque being thrusted out of a friggin wrench than could ever be "juiced" out of their matchbox pea shooter. *Makes the sound of a TYCO RC going under a lawnmower* WHeeeeeeeeeeeeeeeeeeeeeeOOOOOOOOOOM!!!!! !
Safety Car
Joined: Dec 2004
Posts: 4,088
Likes: 0
From: Poop land
Originally Posted by CentralCoaster
Actually that's backwards. Todays honda is made of yesterdays coke cans.
That is what I meant. I bet the cans I recycled back from 1995-2000 are part of the millions of new Hondas today! In 2000, I know the one I spat dip in is probably part of a lemon, or what we call an OEM defective Honda.
I bet his computer (ECU) has a virus in it!! That's why some Honda's are slow and unreliable.
Safety Car
Joined: Dec 2004
Posts: 4,088
Likes: 0
From: Poop land
Originally Posted by MaSTeRofDZaSTeR2
Hondas and coke cans. *Looks at both* I'm still not seein the difference here.....
No!!! Pepsi is to blue Hondas as Coca-Cola is to red Hondas. Green Honda's are made from Sprite cans. Get it right.
Team Owner
Joined: May 2002
Posts: 24,337
Likes: 25
From: San Diego , CA Double Yellow DirtBags 1985..Z51..6-speed
Originally Posted by MaSTeRofDZaSTeR2
"Tuning" refers to setting up the DVD player to listen to the mighty sounds of a fart pipe in "Too Gay, Too Curious"
Actually, "Two ****, too curious" sounds more like the movie title. Never heard that one before though.