Damn School Bus
Race Director
Joined: Mar 2006
Posts: 11,628
Likes: 1
From: Sherwood, Arkansas
I am in Arkansas as well and the OP needs to change insurance companies. My insurance company fixes all rock chips free of charge and you don't pay any deductible. They would rather spend $35-$40 to repair a windshield than $500-$1000 or more to replace one. I have Farm Bureau insurance.
Race Director
Joined: Oct 2005
Posts: 11,771
Likes: 177
From: Rolla Missouri
2021 C4 of the Year - Unmodified Finalist
St. Jude Donor '10 thru '25
The carry insurance for exactly this type of stuff.
And in most cases, they won't fight it too hard either. It's cheaper for them to settle than to fight it. First thing you do is go to your insurance agent and tell them what happened. They will (or should) do the fighting on your behalf.
And in most cases, they won't fight it too hard either. It's cheaper for them to settle than to fight it. First thing you do is go to your insurance agent and tell them what happened. They will (or should) do the fighting on your behalf.
I wrongfully assumed this would be the same situation as a dumptruck doing damage to your car.
He explained it in such a way that makes perfect sense now.
Not only am I not a lawyer, I forgot to stay at Holiday Inn too.
Melting Slicks
Joined: Sep 2006
Posts: 3,194
Likes: 27
From: Monroe Twp, NJ
I think your out of luck. Unless a officer saw the bus throw up the gravel your insurance company pays the whole deal. Im telling you from experance. My brand new VUE was in a gravel parking lot and some jerk was spinning his tires and sure enough a crack in the windshield. My wife who was alone and driving called Police and followed the driver and made him stop. The cops came and said, sorry its your word againt his. Call your insurance company.Just get it filled so the star does not get worst.
Drifting
Joined: Oct 2006
Posts: 1,694
Likes: 0
From: Beaverton Oregon
From my previous post: "The school bus did not deposit the gravel onto the roadway that struck your car. It is also reasonable to assume that in the normal course of driving, loose impediments upon the roadway may become dislodged or airborne. This would not be the fault of the school bus, even though the school bus ran over the loose impediment that allegedly damaged your vehicle."
The key facts here are: 1. The bus did not deposit the offending loose impediment onto the roadway. 2. Through normal and reasonable operation of the bus, the bus could not have prevented the offending loose impediment from becoming airborne & damaging your vehicle.
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Last edited by All2kool; Dec 7, 2007 at 06:53 PM.
