Insurance
Thread Starter
Pro
Joined: Jan 2010
Posts: 618
Likes: 1
From: Jacksonville FL
Insurance
What kind of insurance do you got and with who. Im starting to look around to see which company has the best rates with best service. Plus I am tired of those give me money and we will give $1000 if your car gets totaled out companys.
I can pay up to $300 a month if need be so any good ideas will be nice.
I can pay up to $300 a month if need be so any good ideas will be nice.
Race Director
Joined: Oct 2005
Posts: 11,772
Likes: 177
From: Rolla Missouri
2021 C4 of the Year - Unmodified Finalist
St. Jude Donor '10 thru '25
It's next to impossible to compare insurance rates with others.
There are way too many variables involved in calculating rates.
Age, Location, Driving Record, Multi-Car, Multi-Line, Credit Score, etc.
And yes, credit score is one of the things "some providers" use these days.
With that said, I pay $104 a month for all of my vehicles combined.
1996 Corvette, 2000 Silverado, 2009 Equinox
State Farm, full coverage on all of them.
There are way too many variables involved in calculating rates.
Age, Location, Driving Record, Multi-Car, Multi-Line, Credit Score, etc.
And yes, credit score is one of the things "some providers" use these days.
With that said, I pay $104 a month for all of my vehicles combined.
1996 Corvette, 2000 Silverado, 2009 Equinox
State Farm, full coverage on all of them.
Team Owner
Joined: Aug 2005
Posts: 34,988
Likes: 515
From: Riverside County Southern California
Co-winner 2020 C4 of the Year - Modified
2018 Corvette of Year Finalist
2017 C4 of Year
2016 C7 of Year Finalist
St. Jude Donor '09 thru '20
I got AAA, not the cheapest but, definitively the best.
Le Mans Master
Joined: Jul 2009
Posts: 8,041
Likes: 2
From: EOF ★ Kaliforniastan ★
St. Jude Donor '10
Drifting
Joined: Dec 2009
Posts: 1,854
Likes: 3
From: Boise Idaho
Since they have their own office I can stop by and and do changes of add on's ect. I am talking to real people and we have established a good relationship.
I have had claims on both home (flooding) and auto (hit in parking lot of course) and everything was to my satisfaction.
With this being said, the premiums are competitive with other major companies, and the customer service is outstanding.
Melting Slicks
Joined: Jan 2003
Posts: 2,813
Likes: 1
From: JOPPA MD
Give them a call....you can customize your account any way you want / like it!
http://www.americancollectors.com/
Stay in tune....
http://www.americancollectors.com/
Stay in tune....
Safety Car
Joined: Jun 2009
Posts: 4,738
Likes: 15
From: OC Calif
St. Jude Donor '10
What kind of insurance do you got and with who. Im starting to look around to see which company has the best rates with best service. Plus I am tired of those give me money and we will give $1000 if your car gets totaled out companys.
I can pay up to $300 a month if need be so any good ideas will be nice.
I can pay up to $300 a month if need be so any good ideas will be nice.
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Race Director
Joined: Dec 2000
Posts: 17,551
Likes: 26
From: El Paso Texas
Great service is a must for me. I have house, cars, and motorcycle insured with State Farm. My agents are a husband and wife team operating out of their own office.
With this being said, the premiums are competitive with other major companies, and the customer service is outstanding.
With this being said, the premiums are competitive with other major companies, and the customer service is outstanding.
Same here on all accounts. I've been with State Farm for over 30 years. I've had a few claims over the years, all handled quite satisfactorily. The only exception is Marco, which I have insured through Adam Boca at NCM.
Le Mans Master
Joined: Mar 2001
Posts: 7,999
Likes: 14
From: Life is just one big track event. Everything before and after is prep and warm-up and cool-down laps
Cruise-In III Veteran
Cruise-In IV Veteran
St. Jude Donor '12
It's next to impossible to compare insurance rates with others.
There are way too many variables involved in calculating rates.
Age, Location, Driving Record, Multi-Car, Multi-Line, Credit Score, etc.
And yes, credit score is one of the things "some providers" use these days.
With that said, I pay $104 a month for all of my vehicles combined.
1996 Corvette, 2000 Silverado, 2009 Equinox
State Farm, full coverage on all of them.
There are way too many variables involved in calculating rates.
Age, Location, Driving Record, Multi-Car, Multi-Line, Credit Score, etc.
And yes, credit score is one of the things "some providers" use these days.
With that said, I pay $104 a month for all of my vehicles combined.
1996 Corvette, 2000 Silverado, 2009 Equinox
State Farm, full coverage on all of them.
I'm not with them any more and the Mustang is gone, on my 92 its about $800/6mth.
Elite Torch Red Member
Joined: Sep 1999
Posts: 57,805
Likes: 23
From: Exit 89 GSP,Lakewood,NJ The Land Of Mojo
Cental/South NJ Events Coordinator
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
CI-II Burnout & Drag Champ
St. Jude Donor '03-'04-'05-'06-'07
Join AAA and use their insurance, you'll get a decent rate and good service, I don't have AAA Insurance, but I use AAA as my agent for Liberty Mutual, for four cars(2 vettes,06 Mustang and 05 Power Wagon) it's $4000 a year with full coverage on the Mustang and truck and the maximum limits for liability etc.
Don't skimp on your insurance. My neighbor had her parked car get run over by a heavily medicated woman who had run a red light, hit another car, jumped a curb and hit a park bench before landing on top of my neighbors car.
The woman only had $5000 in property damage coverage and was well over that with the damage she did.
My neighbor contacted her insurance company and put a claim in for uninsured/underinsured and was told she could get $2500 for her car. With the other woman's insurance, she'd be lucky to get $1500. Her car was worth about $5000, so she isn't too happy, and she didn't even do anything wrong except go to work that day.
If you keep your coverages up, you'll make out better in the long run should something go wrong.
Don't skimp on your insurance. My neighbor had her parked car get run over by a heavily medicated woman who had run a red light, hit another car, jumped a curb and hit a park bench before landing on top of my neighbors car.
The woman only had $5000 in property damage coverage and was well over that with the damage she did.
My neighbor contacted her insurance company and put a claim in for uninsured/underinsured and was told she could get $2500 for her car. With the other woman's insurance, she'd be lucky to get $1500. Her car was worth about $5000, so she isn't too happy, and she didn't even do anything wrong except go to work that day.
If you keep your coverages up, you'll make out better in the long run should something go wrong.
Le Mans Master
Joined: Feb 1999
Posts: 6,470
Likes: 2
From: levittown pa. usa Even a bad day with my `Vette, is better than a good day at work
St. Jude Donor '10
I just got my new (to me ) 1990 supercharged coupe, & got it insured with my regular company ( State Farm), with an agreed upon value of $26,000 at a cost of $175.00 every 6 months. I think thats a great price for the coverage. 
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
disaray, you would pay less than $300 a YEAR with us for sure! Give me a call or check out our website.
Adam Boca
877.678.7626
www.ncminsurance.com
Adam Boca
877.678.7626
www.ncminsurance.com
