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I had my 68 Caprice insured through them when it was flooded out during Hurricane Sandy. They were great to deal with, and I had the payout very quickly. I kept them for a few years afterword, but then they got weird with me trying to add more cars to my policy. I went to Haggerty and have not looked back.
I had a "little" off road experience with mine during the Hot Rod Power Tour which tore up the underside of the front end. Still very driveable but looked like hell. When the took it apart at the shop there was a lot more damage than was first thought. American Collectors never flinched and covered everything but my deductible. They had first sent someone to my house and gave the first estimate and agreed to more when the shop sent them an invoice. Never raised my premium when the year was out and the next yearly payment was due.
