Insurance
Thread Starter
Intermediate
Joined: Feb 2011
Posts: 40
Likes: 11
From: southern shores NC
Insurance
My 1995 is not a daily driver. I would like to have opinions on companies that offer "Corvette Coverage". Please provide any experiences you have had and companies to contact or avoid.
Race Director
Joined: Aug 2000
Posts: 11,470
Likes: 764
coverage for my 85 through the NCM - http://ncminsurance.com/ - no complaints. contact Adam Boca - fairly sure he's a forum member - 
Racer
Joined: Nov 2015
Posts: 294
Likes: 40
From: Massachusetts
http://www.grundy.com/
Cheap no hassle coverage. Their model is basically the same as Hagerty. Has to be garaged, not your daily driver and you choose the value.
The problem with Hagerty is they won't cover your car if it's less than 25 years old which some C4s still don't fall under. It seems like a stupid stupid stipulation when looking at it from perspective of the C4 generation. Right now they will cover a 93 but not my 96.
Cheap no hassle coverage. Their model is basically the same as Hagerty. Has to be garaged, not your daily driver and you choose the value.
The problem with Hagerty is they won't cover your car if it's less than 25 years old which some C4s still don't fall under. It seems like a stupid stupid stipulation when looking at it from perspective of the C4 generation. Right now they will cover a 93 but not my 96.
Melting Slicks
Joined: Sep 2005
Posts: 2,670
Likes: 134
From: merritt island fl
C1 of Year Finalist (stock) 2019
2016 C1 of the Year Finalist
2015 C2 of the Year Finalist
http://www.grundy.com/
Cheap no hassle coverage. Their model is basically the same as Hagerty. Has to be garaged, not your daily driver and you choose the value.
The problem with Hagerty is they won't cover your car if it's less than 25 years old which some C4s still don't fall under. It seems like a stupid stupid stipulation when looking at it from perspective of the C4 generation. Right now they will cover a 93 but not my 96.
Cheap no hassle coverage. Their model is basically the same as Hagerty. Has to be garaged, not your daily driver and you choose the value.
The problem with Hagerty is they won't cover your car if it's less than 25 years old which some C4s still don't fall under. It seems like a stupid stupid stipulation when looking at it from perspective of the C4 generation. Right now they will cover a 93 but not my 96.
I had one on my '90 but went back to a conventional policy because it's more of a daily driver.
All depends on your usage.
Drifting
Joined: Mar 2011
Posts: 1,693
Likes: 144
From: on Barnegat Bay Joisey
NCM "full" coverage for my '90 roadster costs about $220 per year. Hagerty, for the same coverage, wants almost double. Strangely, I previously had a '74 roadster with Hagerty, and "full" coverage was about $250. Go figure.
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Racer
Joined: Sep 2011
Posts: 462
Likes: 30
From: Riverside California
coverage for my 85 through the NCM - http://ncminsurance.com/ - no complaints. contact Adam Boca - fairly sure he's a forum member -
Burning Brakes
Joined: Jan 2017
Posts: 961
Likes: 237
From: Diamondhead Mississippi
St. Jude Donor '17-'18-'19-'20-'21-'22
I am with NCM Insurance for my 88 35th. Mine cost around $270 a year with ability to use it when I want and go where I want. This is for 3000 mi/year. You can get it for less if you don't intend to do anything but go to shows or cruise ins.
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Melting Slicks
Joined: Jan 2017
Posts: 2,099
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From: Minneapolis MN
Racer
Joined: Nov 2015
Posts: 294
Likes: 40
From: Massachusetts
Race Director
Joined: Aug 2000
Posts: 11,470
Likes: 764
- not to go OT, but AAA is something I need to look into for conventional coverage. my neighbor has a 2018 jeep trackhawk, 707 HP, supercharged, AWD -- one mean SOB. he pays about the same, for the same coverage, here in florida, as what my wife pays for her 2014 Honda CR-V through state farm. she's been driving for 50 years, with not so much as a parking ticket. so, I've got to wonder, WTF? BTW, we've been with state farm since October 1968 - 
Melting Slicks
Joined: Nov 2008
Posts: 2,185
Likes: 641
From: Garland TX
Talking about who pays what on insurance and how company A is cheaper than company B is pointless. Especially on a forum where people live in different states. There are lots of variables when getting quoted such as age, gender, married/single, urban/city, population, kinds of vehicles in area where you live, etc.
Advanced
Joined: Nov 2016
Posts: 54
Likes: 8
Insurance
And to the person who questioned "why 25 years?" -- that's what most states define an antique car as -- 25 years old or older. While insurance companies don't have to follow state age regulations, most do if for no reason other than convenience.So a car that's 24 years old doesn't count; once it's 25, even by one minute, it can be on the book.
Team Owner
Joined: Sep 2001
Posts: 62,160
Likes: 1,733
From: Athens AL
C7 of the Year - Unmodified Finalist 2021
C4 of Year Finalist (performance mods) 2019
NCM here. I can drive it to work which was my main sticking point with the other collector coverage insurers.
Instructor
Joined: Aug 2015
Posts: 168
Likes: 11
From: Staten Island NY
I have Haggerty too. It's costing me $359 yearly with $7500 in value living in NYC. When compared to others they are much more expensive. I need to switch to another company.
Last edited by The Thomas J; Apr 10, 2018 at 08:49 PM.
Le Mans Master
Joined: Aug 2017
Posts: 6,943
Likes: 1,490
From: New Jersey
If I remember correctly, the 84 costs about 130$ a year. Don't remember who it is through. The only down side is you get a 3000 mile a year limit but I really don't drive it much so its all good. I also have the QQ plates so no inspection and registration is on a 3 year renewal...