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Looking for cheap insurance

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Old Aug 25, 2004 | 11:03 PM
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Default Looking for cheap insurance

wondering if anybody out there could let me know what they are paying for full coverage insurance,on their newer c4's
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Old Aug 26, 2004 | 12:38 AM
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I pay $242 every 6 months for my 1985.
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Old Aug 26, 2004 | 01:07 AM
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How much and with what company...

$355/6 months for 91', 32yr old male married through geico.
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Old Aug 26, 2004 | 01:17 AM
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240 for 6 mos for my 92 through esurance
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Old Aug 26, 2004 | 01:57 AM
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Originally Posted by Insane1
I pay $242 every 6 months for my 1985.
Good price! What company?

I'm also assuming it's not insured as your primary driver.

I'm at $393 / 6 mos. with 21st century. Full coverage, $100 deductibles, good student, good driver discount.
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Old Aug 26, 2004 | 08:11 AM
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Too many variables for a quote to be valid: age, location, year of car, (sometimes condition of car), how much and how far you drive, do you drive to work, garaged or not, and so forth. Shop around. You might try joining National Corvette Owners Association, they are affililated with some companies that seem to have good rates.
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Old Aug 26, 2004 | 08:23 AM
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I have a 1996 and have full coverage with AIG (5 years). I pay I think,
$1800. a year. I'm at the office and don't have my bill so I can't be sure.
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Old Aug 26, 2004 | 12:22 PM
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Originally Posted by elefkow
I have a 1996 and have full coverage with AIG (5 years). I pay I think,
$1800. a year. I'm at the office and don't have my bill so I can't be sure.
That is high. You must be young or have had a few tickets/accidents
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Old Aug 26, 2004 | 01:22 PM
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I just got a "collector car" policy for my wife's 93, $26,000 agreed value, $500 deductable, for $559 a year thru Sneed Insurance Company. I WAS paying $1,300 a year for same type coverage thru Nationwide. The major stipulations on this policy is that the car is NOT to be used as a daily driver, must be stored in a locked garage at night, owner must be over 25 and NO under 25 drivers allowed to drive car. There is NO milage per year cap on driving!!
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Old Aug 26, 2004 | 01:39 PM
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26/m living in Ct 1 accident 2 tickets.....1994 vette + 1991 4 Runner $1620/year for both full coverage on vette..state min on Truck
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Old Aug 26, 2004 | 03:52 PM
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I'm 51, in Minnesota, no violations, about $300 per six months with State Farm. Multi car discount. 1991 coupe. $100 deduct on collision.
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Old Aug 26, 2004 | 04:58 PM
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I have a 92 that I pay $330.00 per year with a value of $14,000 but can only drive 5000 miles per year and I can be the only driver with Leland West out of CA. Which I thought was a good price.

If interested this is the phone number = 800 237-4722
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Old Aug 26, 2004 | 06:29 PM
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You really don't want cheap insurance.Cheap insurance is mostly crap. (Do you want the cheapest Doctor? He's in Mexico) Many of the collector car policies offer no coverage if you car is stollen any place other than your locked garage or on display at a car show. Many companies only cover your car if a named insured is driving it when involved in an accident. Some companies medical payments only kick in AFTER your major health insurance has paid to their limits. It's very hard to compair apples to apples, especially if you don't know crap about insurance. Stay away from companies who try to be the low cost leader,most of the time,you end up buying crap. (Once again the cheapest doctor is south of the border) Insurance is designed to save you from economic ruin. If you cause a major accident,and make the 11pm news,you'll want great insurance. If you cause a multi car wreck,and lots of people go to the hospital,you won't be thinking about how cheap your policy is, you'll be hoping it has liability limits high enough to save you. Juries in court settlements can not know your limits of liability. Buy insurance from a major company and get the highest liability limits you can afford. Go to a professional insurance agent representing a major company. Ask for a quote face to face. Have him explain the policy in detail. Then ask the agent to show you HIS policies. Buy quality,it's cheaper than a defence lawyer
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Old Aug 27, 2004 | 01:59 AM
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Originally Posted by CentralCoaster
Good price! What company?

I'm also assuming it's not insured as your primary driver.

I'm at $393 / 6 mos. with 21st century. Full coverage, $100 deductibles, good student, good driver discount.
Esurance, daily driver, pleasure no difference. 44yo no points, multiple car, $500 deduct, California. Had 21st Century till I found it cheaper here at Esurance. 21st wanted $1200 to insure my 19 yo daughter and her 1994 Formula - $583 with for the same coverage from esurance.
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Old Aug 27, 2004 | 02:02 AM
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Originally Posted by Jim Martley2
I just got a "collector car" policy for my wife's 93, $26,000 agreed value, $500 deductable, for $559 a year thru Sneed Insurance Company. I WAS paying $1,300 a year for same type coverage thru Nationwide. The major stipulations on this policy is that the car is NOT to be used as a daily driver, must be stored in a locked garage at night, owner must be over 25 and NO under 25 drivers allowed to drive car. There is NO milage per year cap on driving!!
So where's the bargain? I am paying $484 a year with no restrictions for an 85 daily driver sitting on the street.
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Old Sep 3, 2004 | 01:19 AM
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Default 86 coupe / $480 per year

I own a 86 Coupe with an agreed value of $20 grand. ( 24,000 miles on her ) with collision w/ $250- deductible. $ 480 per year with roadside assistance. http://www.hagerty.com
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Old Sep 3, 2004 | 10:20 PM
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Mine is $457/YEAR with $500K liab and UM, plus Comp and Collision. Not rated as work use.

Westfield Insurance (www.westfieldgrp.com)

Make sure you really know what coverages are being quoted. You want to make sure the liability limits match what you have on your other cars and on your home/tenants policy. Some of these "cheap" insurance companies will quote you a price, but it has state minimum limits.
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Old Sep 4, 2004 | 01:46 AM
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Default so what's your coverage?

Originally Posted by james holley
You really don't want cheap insurance.Cheap insurance is mostly crap. (Do you want the cheapest Doctor? He's in Mexico) Many of the collector car policies offer no coverage if you car is stollen any place other than your locked garage or on display at a car show. Many companies only cover your car if a named insured is driving it when involved in an accident. Some companies medical payments only kick in AFTER your major health insurance has paid to their limits. It's very hard to compair apples to apples, especially if you don't know crap about insurance. Stay away from companies who try to be the low cost leader,most of the time,you end up buying crap. (Once again the cheapest doctor is south of the border) Insurance is designed to save you from economic ruin. If you cause a major accident,and make the 11pm news,you'll want great insurance. If you cause a multi car wreck,and lots of people go to the hospital,you won't be thinking about how cheap your policy is, you'll be hoping it has liability limits high enough to save you. Juries in court settlements can not know your limits of liability. Buy insurance from a major company and get the highest liability limits you can afford. Go to a professional insurance agent representing a major company. Ask for a quote face to face. Have him explain the policy in detail. Then ask the agent to show you HIS policies. Buy quality,it's cheaper than a defence lawyer
man, can you go a little deeper with your reasoning behind your not liking cheaper insurance ? the only reason i can come up with is, you work for a major rip-off insurance company. i have a 95 coupe, 68,000 miles, 47 year old, male, clean as hell driving record, just bought this car sept. 03. put it on my AAA right away, $1,200 a year with limited miles. i think it was 5,000 a year. just resentlly DUMPED aaa for sneed insurance, i now pay $300 a YEAR !!!! yes, there are some restrictions. no driver under the age of 25. however, i have UNLIMITED miles, same coverage as i had with aaa. we have had aaa for over 25 years, but just last week we completely dumped aaa on our other 2 cars, for ESURANCE. and cut our cost from $6,000 a year to $3,600 for the exact same coverage. SO, REDVETTE6SPD i say check the internet look into sneed,robinson it's worth your time!
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Old Sep 5, 2004 | 10:09 PM
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$501 /year with Hagerty.
1984 - 1st year as a 'classic.'
$18,000 agreed value (29,000 miles - I put on every one), no deductable. $1,000,000 Comp /Liability.
Multi-car discount. Pleasure driven <5,000 /year.
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Old Sep 10, 2004 | 08:04 PM
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How do I get in touch with Sneed Insurance Company?
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