Looking for cheap insurance
Team Owner


Joined: May 2002
Posts: 24,337
Likes: 25
From: San Diego , CA Double Yellow DirtBags 1985..Z51..6-speed
Originally Posted by Insane1
I pay $242 every 6 months for my 1985.
I'm also assuming it's not insured as your primary driver.
I'm at $393 / 6 mos. with 21st century. Full coverage, $100 deductibles, good student, good driver discount.
Too many variables for a quote to be valid: age, location, year of car, (sometimes condition of car), how much and how far you drive, do you drive to work, garaged or not, and so forth. Shop around. You might try joining National Corvette Owners Association, they are affililated with some companies that seem to have good rates.
Originally Posted by elefkow
I have a 1996 and have full coverage with AIG (5 years). I pay I think,
$1800. a year. I'm at the office and don't have my bill so I can't be sure.
$1800. a year. I'm at the office and don't have my bill so I can't be sure.

I just got a "collector car" policy for my wife's 93, $26,000 agreed value, $500 deductable, for $559 a year thru Sneed Insurance Company. I WAS paying $1,300 a year for same type coverage thru Nationwide. The major stipulations on this policy is that the car is NOT to be used as a daily driver, must be stored in a locked garage at night, owner must be over 25 and NO under 25 drivers allowed to drive car. There is NO milage per year cap on driving!!
I have a 92 that I pay $330.00 per year with a value of $14,000 but can only drive 5000 miles per year and I can be the only driver with Leland West out of CA. Which I thought was a good price.
If interested this is the phone number = 800 237-4722
If interested this is the phone number = 800 237-4722
You really don't want cheap insurance.Cheap insurance is mostly crap. (Do you want the cheapest Doctor? He's in Mexico) Many of the collector car policies offer no coverage if you car is stollen any place other than your locked garage or on display at a car show. Many companies only cover your car if a named insured is driving it when involved in an accident. Some companies medical payments only kick in AFTER your major health insurance has paid to their limits. It's very hard to compair apples to apples, especially if you don't know crap about insurance. Stay away from companies who try to be the low cost leader,most of the time,you end up buying crap. (Once again the cheapest doctor is south of the border) Insurance is designed to save you from economic ruin. If you cause a major accident,and make the 11pm news,you'll want great insurance. If you cause a multi car wreck,and lots of people go to the hospital,you won't be thinking about how cheap your policy is, you'll be hoping it has liability limits high enough to save you. Juries in court settlements can not know your limits of liability. Buy insurance from a major company and get the highest liability limits you can afford. Go to a professional insurance agent representing a major company. Ask for a quote face to face. Have him explain the policy in detail. Then ask the agent to show you HIS policies. Buy quality,it's cheaper than a defence lawyer
Originally Posted by CentralCoaster
Good price! What company?
I'm also assuming it's not insured as your primary driver.
I'm at $393 / 6 mos. with 21st century. Full coverage, $100 deductibles, good student, good driver discount.
I'm also assuming it's not insured as your primary driver.
I'm at $393 / 6 mos. with 21st century. Full coverage, $100 deductibles, good student, good driver discount.
Originally Posted by Jim Martley2
I just got a "collector car" policy for my wife's 93, $26,000 agreed value, $500 deductable, for $559 a year thru Sneed Insurance Company. I WAS paying $1,300 a year for same type coverage thru Nationwide. The major stipulations on this policy is that the car is NOT to be used as a daily driver, must be stored in a locked garage at night, owner must be over 25 and NO under 25 drivers allowed to drive car. There is NO milage per year cap on driving!! 
I own a 86 Coupe with an agreed value of $20 grand. ( 24,000 miles on her ) with collision w/ $250- deductible. $ 480 per year with roadside assistance. http://www.hagerty.com
Race Director



Joined: Feb 2003
Posts: 18,484
Likes: 1
From: Everyday you must choose between the pain of discipline and the pain of regret. Fredericktown, OH
Mine is $457/YEAR with $500K liab and UM, plus Comp and Collision. Not rated as work use.
Westfield Insurance (www.westfieldgrp.com)
Make sure you really know what coverages are being quoted. You want to make sure the liability limits match what you have on your other cars and on your home/tenants policy. Some of these "cheap" insurance companies will quote you a price, but it has state minimum limits.
Westfield Insurance (www.westfieldgrp.com)
Make sure you really know what coverages are being quoted. You want to make sure the liability limits match what you have on your other cars and on your home/tenants policy. Some of these "cheap" insurance companies will quote you a price, but it has state minimum limits.
Originally Posted by james holley
You really don't want cheap insurance.Cheap insurance is mostly crap. (Do you want the cheapest Doctor? He's in Mexico) Many of the collector car policies offer no coverage if you car is stollen any place other than your locked garage or on display at a car show. Many companies only cover your car if a named insured is driving it when involved in an accident. Some companies medical payments only kick in AFTER your major health insurance has paid to their limits. It's very hard to compair apples to apples, especially if you don't know crap about insurance. Stay away from companies who try to be the low cost leader,most of the time,you end up buying crap. (Once again the cheapest doctor is south of the border) Insurance is designed to save you from economic ruin. If you cause a major accident,and make the 11pm news,you'll want great insurance. If you cause a multi car wreck,and lots of people go to the hospital,you won't be thinking about how cheap your policy is, you'll be hoping it has liability limits high enough to save you. Juries in court settlements can not know your limits of liability. Buy insurance from a major company and get the highest liability limits you can afford. Go to a professional insurance agent representing a major company. Ask for a quote face to face. Have him explain the policy in detail. Then ask the agent to show you HIS policies. Buy quality,it's cheaper than a defence lawyer 

$501 /year with Hagerty.
1984 - 1st year as a 'classic.'
$18,000 agreed value (29,000 miles - I put on every one), no deductable. $1,000,000 Comp /Liability.
Multi-car discount. Pleasure driven <5,000 /year.
1984 - 1st year as a 'classic.'
$18,000 agreed value (29,000 miles - I put on every one), no deductable. $1,000,000 Comp /Liability.
Multi-car discount. Pleasure driven <5,000 /year.


















