Does your insurance agent know?
Thread Starter
Drifting
Joined: Dec 2003
Posts: 1,251
Likes: 1
From: Pueblo CO
Does your insurance agent know?
I'm sure there's gotta be a post about this somewhere, but I searched (archives too) and didn't come across anything.
I remember once when I was getting insurance on a motorcycle, they asked me if it was turbocharged or anything.
Does your insurance agent know or care that you are running NOS? Does it affect your insurance premiums?
I ask because I am thinking about making an offer on a bottle fed car. I will probably end up removing the system, but I don't know how long it will take me to do that in a safe and professional manner.
This car is pretty darn clean, and has several other mods that I would keep. The bottle fascinates my reptilian mind, but I could actually use the cargo space.
Anyway, am I going to get dinged on liability-only coverage for having that bottle back there if my insurance agent needs to inspect the car?
Thanks!
I remember once when I was getting insurance on a motorcycle, they asked me if it was turbocharged or anything.
Does your insurance agent know or care that you are running NOS? Does it affect your insurance premiums?
I ask because I am thinking about making an offer on a bottle fed car. I will probably end up removing the system, but I don't know how long it will take me to do that in a safe and professional manner.
This car is pretty darn clean, and has several other mods that I would keep. The bottle fascinates my reptilian mind, but I could actually use the cargo space.
Anyway, am I going to get dinged on liability-only coverage for having that bottle back there if my insurance agent needs to inspect the car?
Thanks!
Drifting
Joined: Dec 2001
Posts: 1,313
Likes: 1
From: providence ut
Not only do they know but they bought me a new hood when I had a NOS explosion which blew the superram intake through the hood,,,,,,,,,allstate insurrance..........dam near paid for the engine too.....but decided not too
...........$1700.00
...........$1700.00
Melting Slicks
Joined: Jul 2004
Posts: 3,277
Likes: 32
From: Mission Viejo California
as an insurance agent, I wouldn't care. The only cause of concern is excessive aftermarket equipment that makes the car worth more than the insurance company anticipates.
as a claim adjuster, I wouldn't care either. The only way they can deny your claim is if you are proved to be racing. There is a racing exclusion in most policies.
as a claim adjuster, I wouldn't care either. The only way they can deny your claim is if you are proved to be racing. There is a racing exclusion in most policies.
Thread Starter
Drifting
Joined: Dec 2003
Posts: 1,251
Likes: 1
From: Pueblo CO
Thanks for the info. Much obliged.
The dealer and I are $600 apart on the deal. I got him down from $13,900 to $11,600.
I didn't even think I had a shot at this car. I guess it never hurts to ask!
I still need to take my checklist out there and go over the car.
The dealer and I are $600 apart on the deal. I got him down from $13,900 to $11,600.
I didn't even think I had a shot at this car. I guess it never hurts to ask!
I still need to take my checklist out there and go over the car.
Last edited by CSS996; Jul 11, 2007 at 08:45 AM.
Racer
Joined: Jul 2000
Posts: 290
Likes: 4
From: Jax, FL
as an insurance agent, I wouldn't care. The only cause of concern is excessive aftermarket equipment that makes the car worth more than the insurance company anticipates.
as a claim adjuster, I wouldn't care either. The only way they can deny your claim is if you are proved to be racing. There is a racing exclusion in most policies.
as a claim adjuster, I wouldn't care either. The only way they can deny your claim is if you are proved to be racing. There is a racing exclusion in most policies.
I think most of us are in that boat. Do you have any experience with the 'stated value' companies?
Melting Slicks
Joined: Jul 2004
Posts: 3,277
Likes: 32
From: Mission Viejo California
I'm in CA, so they're hard to find. I heard State Farm does stated value policies, but I'm not 100%. I heard that from someone else on the board. I'd call a few of the bigger companies like State Farm, Farmers, AAA.
