I am looking for car insurance for the 93 as described in my signature below. As you can tell I have alot of money in this car and i am looking for a good plan as well as rate for the car. ANy suggestions would be apreciated?

 

First thing would be to check with your current company. Then shop around by calling various agents to get quotes. I would not tell them what internal mods are done to the car. I dont' think that part is anything they need to know about.

There are a lot of factors that will determine your premiums: age, marital status, driving record, miles driven per year, driven to work or pleasure only and where you live by ZIP code. Premiums will vary based on coverage limits and deductibles you want for liability and collision/comprehensive, uninsured motorist and medical. Discounts on the rates are usually offered for more than one car insured, good student (grades), types of alarm systems, and air bags.

A 93 should have a full coverage policy, so if it gets crunched you wouldn't have to pay for repairs for the whole thing. You can carry higher deductibles to save some premium costs but make sure you could handle the cash for a large deductible if something would happen. I keep about $500 in a interest-bearing account just for my collison damage deductible and it doesn't get touched for anything but that.

There are some companies that offer specialized collector car insurance that is even available for newer cars, but some of these companies place restriction on when and where you can use the car (to and from shows, events, toad testing and such). Their rates are usually cheaper than traditional insurers but you just have to weigh those things against how you will be using the car.

Hope this helps!!

 

I use AAA insurance, and not that $$$$$$, you might give them a try......
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