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I feel sorry for the car, but the driver should have been more careful, and had a exstuinghsher on board! Oh and used it as well! This car will be on the road again in no time! You play you can pay!
That is a shame ...as for insurance policies, some/many things are covered...so I'm told by race instructors that teach racing events.
THat's the key - teaching - instructional high performance driving is covered.
Policies/companies vary, but most often any competitive event, timed or placed is excluded. Therefore the DEs with instructors and gentlemen's rules about passing and no placing/scoring are covered.
Designer Imagines A Corvette That Looks More Like a Corvette Than the Corvette
Slideshow: A Jaguar designer's personal project imagines what a modern front-engined Corvette might look like if Chevrolet revisited the golden age of the Stingray.