How much to insure?
Thread Starter
Advanced
Joined: Sep 2005
Posts: 63
Likes: 0
From: Concord N.C.
How much to insure?
Havent contacted my agent yet and was wondering if there was any agents around tonight. Ive been w/State Farm for about 20 yrs perfect drvng record and I have 3 autos and 1 bike on my policy but was just wondering what a ballpark # would be for full coverage on say a 98 or 99 coupe.
Racer
Joined: Aug 2005
Posts: 307
Likes: 0
From: Bay Area CA
I'm 22, clean driving record, own a '00 Vette and '95 Caprice. Full coverage on the vette, liability on the Caprice - I pay $140/month. Oh and I am also with Statefarm.
Given my age I was blown away by how little I'm paying. Other companies wanted $300+/month for the Vette alone.
My agent also told me I'm saving $400 every six months by having two vehicles. You'll probably also get a multi-policy discount with the bike on there too.
Given my age I was blown away by how little I'm paying. Other companies wanted $300+/month for the Vette alone.
My agent also told me I'm saving $400 every six months by having two vehicles. You'll probably also get a multi-policy discount with the bike on there too.
Thread Starter
Advanced
Joined: Sep 2005
Posts: 63
Likes: 0
From: Concord N.C.
I know it wont be very high once your w/ SF for I think 10 yrs w/ a clean record you will qualify for a safe drvr discount right now I get a 15% discount on top of my multicar policy. Ive also got a Yamaha R1 1000 , most people pay from 900 -1500 pr yr full coverage mine is 420 full 
and thats a bad bike to cover.
and thats a bad bike to cover.
Instructor
Joined: Aug 2005
Posts: 204
Likes: 0
From: North of TMS Texas
i'M WITH FARMERS. WHEN I GOT MY 00 FRC INSURANCE THEY ASK ME HOW MANY MILES I WOULD BE DRIVING. THEY USED 4000/YR. INSURANCE IS NOT ANY DIFFERENT THAN MY OTHER VEHICLES - A PICKUP AND 2000 BLAZER. I'M 50 AND NEVER PAID A TICKET. 
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Melting Slicks
Joined: May 2005
Posts: 2,549
Likes: 0
From: MDT
you know, i've long been wondering about this. we've been with our nationally known insurance carrier for 20+ years. we have (knock on wood) perfect driving records w/ no tix. pay $850 yr for the vette. something is telling me i need to shop around for vette insurance. i don't know a lot about insurance but our carrier puts up all these purported benefits such as "1st accident no rise in premium". i'm not sure i believe them. bub
Safety Car
Joined: Jun 2005
Posts: 3,775
Likes: 0
From: St Marys GA
Just call your agent. There are so many variables including your zip code. You can also get an online quote from Progressive & GEICO.
If you qualify, USAA is a great co. (25 yrs + experience with them)
DBD
If you qualify, USAA is a great co. (25 yrs + experience with them)
DBD
Melting Slicks
Joined: Aug 2005
Posts: 3,398
Likes: 2
I pay $2300 a year, but thats because Mercury puts my 18 year old son on the Vette as primary driver even though he has his own car. We have 7 newer cars in our family of 4 and they have some dumb azz rule when there are more cars than drivers, the youngest gets put on the most expensive rated car. Total BS.
Even with all that I only pay 6K a year for all our cars total, and NO other company can even come close to it so I wont change.
Without my son on it as primary I was told it would habe been around $600/year I think it was.
Even with all that I only pay 6K a year for all our cars total, and NO other company can even come close to it so I wont change.
Without my son on it as primary I was told it would habe been around $600/year I think it was.
Instructor
Joined: Nov 2003
Posts: 227
Likes: 0
From: Naples FL
Good information: I am not in Insurance business but I know your location, and credit score can play a major factor in Insurance ratings. Another good reason to frequently check our credit reports, and ensure any errors are quickly addressed.
Melting Slicks
Joined: Oct 2003
Posts: 2,296
Likes: 0
From: Pearland TX
St. Jude Donor '03-'06-'07-'08-'09
Originally Posted by dunbindun(tov)
...If you qualify, USAA is a great co. (25 yrs + experience with them)
DBD
DBD
been with them for 35 yrs and the C5 being the 3rd car listed on my policy is the cheapest
Team Owner
Joined: May 2005
Posts: 23,682
Likes: 9
From: Flagstaff Az.
Insurance
Try Grundy. They insure the car for what you want, not the wholesale book all the other co.s use. I pay less than $700 per year for $500,000 pl and the loss is insured for $40,000 zero deductible. There are a couple of caveats-car cannot be the daily driver. etc.
Melting Slicks
Joined: Aug 2005
Posts: 3,398
Likes: 2
Originally Posted by NetworkMD
Good information: I am not in Insurance business but I know your location, and credit score can play a major factor in Insurance ratings. Another good reason to frequently check our credit reports, and ensure any errors are quickly addressed.
