Highly Modded vs Insurance
Thread Starter
Safety Car
Joined: Sep 2005
Posts: 4,369
Likes: 179
From: Road Atlanta You do the MATH!
Highly Modded vs Insurance
http://www.prostreetinsurance.com/
Im gonna call this place tommorrow and see what kind of rates I can get. They have connections to many insurance companies that seem like they may be worth looking at. It cant hurt anything the worst is not being covered at all.
The sport and muscle car industry is way to big to not have someone that will insure our highly modded cars. It may cost more but in the long run is worth it if you are in a wreck to not have to rush around trying to scavenge all your salvage parts.
Im gonna call this place tommorrow and see what kind of rates I can get. They have connections to many insurance companies that seem like they may be worth looking at. It cant hurt anything the worst is not being covered at all.
The sport and muscle car industry is way to big to not have someone that will insure our highly modded cars. It may cost more but in the long run is worth it if you are in a wreck to not have to rush around trying to scavenge all your salvage parts.
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Post back what you find out. Haven't heard of this company before, but could be a good deal.
Thread Starter
Safety Car
Joined: Sep 2005
Posts: 4,369
Likes: 179
From: Road Atlanta You do the MATH!
I called parrish heacock insurance this morning and this is what I have found out.
1) You have to have had a liscense for at least 10 years. 26 yrs old
2) No major traffic violations in the last 4 years.
3) You must really know the value of your car because their adjusters may not account for it, depending on the modifications.
4) Power adders and street rods are fine but they do not insure after market stereo.
Body work, wheels etc ARE covered.
5) There is a mileage limit of 3500 per year
so if you drive your car a lot this is not the plan for you.
6) The car is not covered in on the track accidents.
1) You have to have had a liscense for at least 10 years. 26 yrs old
2) No major traffic violations in the last 4 years.
3) You must really know the value of your car because their adjusters may not account for it, depending on the modifications.
4) Power adders and street rods are fine but they do not insure after market stereo.
Body work, wheels etc ARE covered. 5) There is a mileage limit of 3500 per year
so if you drive your car a lot this is not the plan for you.6) The car is not covered in on the track accidents.
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Joined: Aug 2004
Posts: 65
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From: Houston TX
I have about 20,000 invested in my car. I contacted my insurance company few weeks ago in regard to this issue. They told me I dont have to pay more money to insurance the MODS. However, they advise me to keep the receipt just in case something happend, I will get 100% back on MOD If I have the receipt
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From: New Bloomfield Pa
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St. Jude Donor '03-'04-'05-'06-'07-'10
The car in my sig I had insured for agreed value of $76K from www.americanhobbyist.com
Little over $700 a year. Stipulations depend on what stae you live in
Little over $700 a year. Stipulations depend on what stae you live in
Thread Starter
Safety Car
Joined: Sep 2005
Posts: 4,369
Likes: 179
From: Road Atlanta You do the MATH!
Originally Posted by usarmycor
I have about 20,000 invested in my car. I contacted my insurance company few weeks ago in regard to this issue. They told me I dont have to pay more money to insurance the MODS. However, they advise me to keep the receipt just in case something happend, I will get 100% back on MOD If I have the receipt
what company?
Race Director
Joined: Nov 2001
Posts: 11,530
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From: New Bloomfield Pa
Cruise-In VI Veteran
St. Jude Donor '03-'04-'05-'06-'07-'10
Originally Posted by usarmycor
I have about 20,000 invested in my car. I contacted my insurance company few weeks ago in regard to this issue. They told me I dont have to pay more money to insurance the MODS. However, they advise me to keep the receipt just in case something happend, I will get 100% back on MOD If I have the receipt
Pro
Joined: Aug 2004
Posts: 607
Likes: 0
From: Kankakee Illinois
Originally Posted by usarmycor
I have about 20,000 invested in my car. I contacted my insurance company few weeks ago in regard to this issue. They told me I dont have to pay more money to insurance the MODS. However, they advise me to keep the receipt just in case something happend, I will get 100% back on MOD If I have the receipt