This seem right?
Thread Starter
Pro
Joined: Sep 2005
Posts: 721
Likes: 2
From: Fort Worth TX
This seem right?
I went to a bodyshop today to look at getting my corvette front bumper, hood, side rockers, and rear bumper repainted due to sand blasting and rock chips and they quoted me @ $1692. Now my insurance tells me they will cover this because it is covered underneath my comprehensive damage or whatever it is. Should I pull the trigger only thing is my deductible is $1000 I should really lower that.
Pro
Joined: Aug 2004
Posts: 526
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From: Mint Hill NC
Rule of thumb---
For me, being an ex insurance claim adjuster---anytime your deductible ($1,000) exceeds what the insurance company will pay ($692)---be careful. Enough comprehensive claims (even though you are considered "not at fault") and your premiums could increase. Just my .02. 
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Interesting that they will cover it under your comprehensive. Never knew they would cover rock chips like that.
Drifting
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From: Spring TX
I had a black Saleen Mustang and got hit by a windstorm on Power tour and I filed a claim for the front bumper and hood and the adjuster noticed small chips all over the car they paid for all new glass, mirrors, mouldings, paint and stickers. It came to over 6K and the car barely looked damaged!!!!
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Thread Starter
Pro
Joined: Sep 2005
Posts: 721
Likes: 2
From: Fort Worth TX
yes it would be covered I have asked my agent over and over again and she has always told me that it would and my premium would not go up either. she said thats where it would fall underneath. so yea i'm going to go ahead with this and get it taken care of. after 9 years of it being sand blasted and rock chips its time for it to be renewed.
Team Owner
Joined: Sep 2002
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From: Bonita Springs, Florida
yes it would be covered I have asked my agent over and over again and she has always told me that it would and my premium would not go up either. she said thats where it would fall underneath. so yea i'm going to go ahead with this and get it taken care of. after 9 years of it being sand blasted and rock chips its time for it to be renewed.
I would have never thought that would be covered either.
