This seem right?
Thread Starter
Pro
Joined: Sep 2005
Posts: 721
Likes: 2
From: Fort Worth TX
This seem right?
I went to a bodyshop today to look at getting my corvette front bumper, hood, side rockers, and rear bumper repainted due to sand blasting and rock chips and they quoted me @ $1692. Now my insurance tells me they will cover this because it is covered underneath my comprehensive damage or whatever it is. Should I pull the trigger only thing is my deductible is $1000 I should really lower that.
Pro
Joined: Aug 2004
Posts: 526
Likes: 1
From: Mint Hill NC
Rule of thumb---
For me, being an ex insurance claim adjuster---anytime your deductible ($1,000) exceeds what the insurance company will pay ($692)---be careful. Enough comprehensive claims (even though you are considered "not at fault") and your premiums could increase. Just my .02. 
Administrator
Joined: Mar 2001
Posts: 368,357
Likes: 24,782
From: In a parallel universe. Currently own 2014 Stingray Coupe.
C7 of the Year - Modified Finalist 2021
MO Events Coordinator
St. Jude Co-Organizer
St. Jude Donor '03 thru '26
NCM Sinkhole Donor
CI 5, 8 & 11 Veteran
Interesting that they will cover it under your comprehensive. Never knew they would cover rock chips like that.
Drifting
Joined: Apr 2004
Posts: 1,728
Likes: 0
From: Spring TX
I had a black Saleen Mustang and got hit by a windstorm on Power tour and I filed a claim for the front bumper and hood and the adjuster noticed small chips all over the car they paid for all new glass, mirrors, mouldings, paint and stickers. It came to over 6K and the car barely looked damaged!!!!
Race Director
Joined: Oct 2006
Posts: 11,148
Likes: 1
From: U S A
Drifting
Joined: Jul 2005
Posts: 1,274
Likes: 0
From: Los Angeles California
St. Jude Donor '06-'08
Corvette Stories
The Best of Corvette for Corvette Enthusiasts
Top 10 Most Expensive Corvettes Ever Sold on Bring A Trailer
Brett Foote
10 Things Every Corvette Owner Needs (2026 Edition)
Michael S. Palmer
8 Most "Only Corvette Owners Understand" Quirks and Problems
Pouria Savadkouei
10 Reasons the C6 Z06 is Still A Performance Benchmark After 20 Years
Joe Kucinski
How Much Horsepower Every Corvette Engine "LOST" in 1972
Joe Kucinski
Top 10 DOs and DON'Ts for Protecting Your Convertible Top!
Michael S. Palmer
Top 10 Most Explosive Corvettes Ever Made: Power-to-Weight Ratio Ranked!
Joe Kucinski
150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter
Joe Kucinski
8 Coolest Corvette Pace Cars (and Replicas) of All Time
Verdad Gallardo
Thread Starter
Pro
Joined: Sep 2005
Posts: 721
Likes: 2
From: Fort Worth TX
yes it would be covered I have asked my agent over and over again and she has always told me that it would and my premium would not go up either. she said thats where it would fall underneath. so yea i'm going to go ahead with this and get it taken care of. after 9 years of it being sand blasted and rock chips its time for it to be renewed.
Team Owner
Joined: Sep 2002
Posts: 30,594
Likes: 4,619
From: Bonita Springs, Florida
yes it would be covered I have asked my agent over and over again and she has always told me that it would and my premium would not go up either. she said thats where it would fall underneath. so yea i'm going to go ahead with this and get it taken care of. after 9 years of it being sand blasted and rock chips its time for it to be renewed.
I would have never thought that would be covered either.
