I talked to the guy who sells them at Ross Downing (supposed to be lower price than Fitchner) and he told me that the plan starts from the date you buy the plan. I asked him if he was sure, because all the plans I ever had (not gmpp) started from the date car was in service.

He repeated from the date you buy the plan.

So please, only post if you have actually bought a gmpp from Fitchner or Ross Downing. No guessing/opinions here.

Does the TIME part of the plan start from car in service or when you buy the plan? I don't think gmpp has different options on when the clock starts on the time.

Thanks.

 

A GMPP warranty would have the same guidelines regardless of which GM dealership you purchased it from. SO I am going to break your rules and aswer your question eventhough I purchased a certified 05 GMC Envoy Denali last year from Henry Brown GMC Pontic Buick in Mesa AZ with 21,893 miles on it. Since I financed it for 5 years and drive 15k per year I wanted to be covered 5 years or 90 to 100k.. SO I paid for a 5yr 75k bumper to bumper warranty . Per my GM Protetction Plan booklet it states "MAJOR GUARD coverage starts on the date you purchase this agrrement and ends on 10/27/2010 or at 95893 miles, whichever comes first." I highly doubt that there is any variation between dealerships other than price. WHat you would need to know is how long and how many miles you want the car covered for... In my case when I find my Z06 I will require a 5 year term of coverage and only 40k miles more since I wil drive alot less. WHich would be a 5yr/40k if my car for example had 20k miles on it when I purchased the GMPP of 5/40 I would be covered for 5years from date of purchase of the GMPP contract OR 60k miles. I hope this explained it.

 

I just bought a plan from Dennis. Here is the way I understand it...

Pick a plan (such as 4/48/0 -- 4 years, 48,000 mi, $0 deductable).

When you order, you provide date and present odometer reading(for example -- 6/7/07 and 12,008 mi).

Warranty expires on June 7, 2011 or at 60,008 mi, whichever comes first. It is a bit goofy, but that's how they are doing it now.

 

Why is it goofy? That's the way it should be.

I got my GMPP at 12/06 and 7175 miles for my Z. 3/36/100 (3 year, 36k miles, $100 deductable) so at 12/09 or 43175 miles my warranty will be up.

 

This is how my GM extended warranty works as well. You buy it on the last day of the 3rd year or before 36,000 miles and the time and mileage of the warranty program starts at the point. You can extend the "extended warranty" one time as long as you do it 90 days or 3,000 miles before the end of the warranty. Never made sense to me to buy the extended warranty at time of purchase when you can get more time and mileage for less money 3 years down the road.

 

This is it in a nutshell. It's in one's best interest to wait until the last possible moment (i.e., last day of 3rd year or 35,999 miles whichever comes first) to purchase your first GMPP, otherwise you are unnecessarily shortening the life of your original manufacturers warranty. When you go to extend your first GMPP, wait until the last day or mile before 90 days / 3,000 miles before it expires.

 

I bought mine from Jason at Ross Downing with a week left on my factory warranty.

 

Thanks guys, all good posts. Jason did tell me that if my car turned 24000 miles (right now it's about 22k) that the price jumps up quite a bit

SO

I think it DOES make sense to NOT wait til 36 months or 36000 mile to buy the extended (make senses from a cost savings point of view).

If you are not sure you are keeping the car, then I suppose wait til the last moment.

 

Read the FAQ section and different levels of GMPP plans here...

www.gmprotectionplan.com

 

How much does it go up by when you hit 24K miles?

 

Not sure, he said substantial.

 

The man knows what he is talking about. I bought an extended warranty from another company while my C5 was under factory warranty. A gentleman from Canada purchased my C5 and the extended warranty company would NOT transfer it to Canada. So, I cashed it in to find out I was sent only a percentage of what I spent. When I questioned why I was not receiving a FULL REFUND (now mind you I did not use the extended warranty at all, all work was still done under factory warranty) I was told every month a certain percentage is deducted from my refund because THEY (being WARRANTY DIRECT) started charging me from the day I bought the warranty if I used it or not.

So.........lesson learned.........I ended up getting 66% of my money back. $1200 spent $800 refunded = $400 lesson.

MY Z16 factory runs out this year and I am waiting until the last month to go GMPP.

Does the song: "Money for nuthin" ring a bell?

 

Well, except for one thing. GMPP has price increases in Oct every year, let's say Oct 15 just to pick a date.

So you wait until Oct 16 just so you don't have any "overlap" with the factory warranty. Guess what? You just screwed yourself.

Ever hear "Penny wise, pound foolish?"

You saved yourself a day & cost yourself hundreds of dollars in increased GMPP cost.

 

Yeah its a catch 22 on waiting. The longer you wait, the more expensive the extension will be.

 

I work for one of the "EVIL" After market warranty companies.
It has always been my understanding that the cvg starts from in-service date. Everything I have read in my research has said the same, I have even called several dealerships who have verified this, I was also price checking. If what has been posted above is true then there is either alot of conflicting information or they may have recently changed their terms to be more competitive in this market.
I know that the GMPP 36/36 starts from date of purchase but not on the others.
I take pride in what ever work I do, and will not tolerate myself to have inaccurate information as I would hate to pass it on to others as the truth.

There for you can Bet that I will get to the bottom of this as soon as I can, and report what I know.

Let's get something strait here, I do not Bash the GMPP I think it is good cvg but not the only option on the planet. Choices is what gives us all the ability to have the best through competition.
Based on my previous and perhaps in accurate information, the GMPP was not that good of a value when compairing price per year.
Unfortunately the companies I represent do not offer cvg for the Z model vettes........................if they did you guys could be benifitting from a price war. The people listed above and the prices they are offering is a GREAT deal and I myself would recommend going for the GMPP at those prices.
Just remember to pay very close attention to "word play" in what you read. For example the web sites state that it is an authorized warranty.
This means that it has permission to use the GM name, logo, ect..
IT IS NOT BACKED BY GM!!!!
Can anyone post the GMPP customer service phone#?

I welcome the new chalange in getting to the bottom of this.
To ALL!!!!!

 

The number on my GMPP agreement is 800-631-5590.

I don't care if the GMPP is "backed" by GM. What I know is that when I take my Vette in to the dealer, they perform the work and the cashier hands me an invoice for $0. No questions asked, no claims, no adjusters, no warranty company to go back and forth with. Just like the original factory warranty.

 

Well I bought into that theory of "Buy it early to get a better price" only to find out what it cost me in being the ant in this story, I may as well be the grasshopper and fiddled until the factory warranty is up. What's the difference if Warranty Direct took my $400 early or if they charge me $400 more for coverage when the factory warranty ends. I'll tell you what the difference is: TIME! DATE OF ACTIVATION! If I buy 5 years it starts from the day of activation..........so I will activate it later, not sooner.

And Warranty Direct had the nerve to call me and offer me coverage on my 2004. That was not a smart thing to do............"once burned twice shy" "Once burned, good bye!"

The agent didn't have an answer when I asked the agent, me buying the warranty early just makes money for them and does NOTHING for me. Maybe there's a better agent out there that can convince me to carry 2 warranties on my Vette and have it NOT cost me money! Somehow..........I just don't see where buying a warranty early gets me any advantage when you are going to take the money anyway...............you'll just need to wait for the other warranty to die....like vultures!

This in no way was a direct attack on any and all warranty agents out there. It was just an opinion offered with the author's literary and poetic license to amuse and inform this forum.

 

If you want to check the GMPP suggested pricing, you can look here
http://www.gmoutlet.com/quote/emails...uard/07mg5.htm

Once you hit the 24,000 mile mark, the price does increase significantly.
According to these tables, under 24,000 miles, 60/40 plan is $1670.
Over 24,000 miles, 60/40 plan is $3565...

I bought at 60/40,000/$100 ded. plan for $1070 for my 04 Z06.

The plans do not really get more expensive if you buy later, unless you cross the 24,000 mile mark. If you buy a 60 month plan within the first 12 months, you pay less because your are really only getting 36 months of extended warranty. If you wait until just before the factory warrranty expires, you get the full 60 months of extended warranty. The cost per year of extended warranty is about the same.

 

Over the years GM has changed the Protection Plan start date. It used to be based on the In Service Date. The plan I purchased for my 97 in May of 2000 was based on the In Service Date of May 97. The plan was for 6 years and some K miles and carried me to May of 03.

The plan I purchased for my 03Z in September of 05 (35+ months after In Service date) started in September 05 and goes for 4 years and 32K miles.

Remember GMPP is not a warranty. It is a Service Plan.

Bill

 

Very true, no need to be double covered.

For the perposes of this discusion lets call anything other than GMPP an "after market" warranty.
Bumper to Bumper (it is really called exclusionary coverage, B2B is just an industry term) coverage for most AM(after market) companies is available on cars upto 5 model years old or 49,999 miles, some will offer this cvg upto 59,999. So absolutly no reason to get it early if going AM cvg. The things you are told by the rep. like get it now to save money or what ever the reason is only a sales tactic to get a "1 call close" in this industry there is a saying "Call backs are not green backs"
The definition of exclusionary cvg is that everything is covered except what is listed in the "what's not covered" section of the policy. This is the Major Guard level of cvg.
The other cvg is what is refered to as used car cvg or full cvg. This is actually called "Named componant" cvg. This type of policy lists in detail all the parts that are covered...........if it's not listed.....IT'S NOT COVERED. Now this does not mean that your service manager can't get it covered he just has to know how to "doctor" the invoice or say the right thing to get it covered. And because they are usualy more familiar with dealing with GMPP then this is the easiest policy for them to do that with.
B2B cvgs give a specific amount of time and upto so many total vehicle miles, the named componant cvg adds a specific amount of time and an additional X number of mile added on to what ever you have on the vehicle now........this is the easiest way to determine what type of cvg you're being quoted. named componant cvg is usualy available upto 99,999 miles and can be for 36/36, 36/45, 48/48, 48/60. so one could potentialy have "Full" cvg for upto 159,999 total vehicle miles. After 100k you can only get Powertrain cvg..............Stay away from these if they are a "Product Warranty" meaning you have to put some sort of additive in your car.
I am Now deep in the middle of my research on all this and am finding conflicting information on when does the X number of years start. On most of the "GM Extended Warranty" web sites say right on their front page that cvg starts from inservice date. The (what i belive to be GMPP) web site does not say one way or the other, they seem to be avoiding the question. And they do so in this way. "The cvg starts from the day you buy the plan" This is refering to the fact that there is no waiting period before claims can be filed. With the AM warranties there is typicaly a 30 day and 1k mile (and not OR 1k) waiting period to eliminate any pre-existing conditions. As the GMPP typicaly requires you to still be under warranty this waiting period is not required.

AGAIN, PLEASE PAY ATTENTION TO "WORD PLAY"
Word play is used in EVERY form of sales............hence the term "used car sales man" type of person/tactics.

Other types of 1 call close sales tactics is what is refered to as the "Take Away" this is where you are told that your vehicle does not qualify for a certain level of cvg (the good stuff) you only qualify for the (not so good stuff) but hold on a minute let me get the manager and see if he will make an exception for you so you can have the "good stuff' and of course the exception is only if you do it now, if you decline right now all we can do in the future is the "bad stuff' this is the most prevalent way to get the 1 call close. The dealer doesn't do this in their sale of warranties because they don't care about selling warranties, they want to sell cars..............so how about someone from the sales dept. chiming in here and giving out those sales secrets we all fall for...........

Anyway I will continue my research and provide what I learn. I now have a sample contract of the different GMPP's and may start a new thread to show in detail the differences between the GMPP and 1 Quality AM company.

Sorry this response is so long, but there is alot to go over reguarding the facts when ever you deal with any type or form of insurance.