A few questions
Thread Starter
Instructor
Joined: Jul 2005
Posts: 230
Likes: 0
From: Weston Florida
A few questions
Hi guys
I have an 2002 6-speed vert and I hydro-locked the engine
I have some questions:
1.My engine has 44,000 miles and State Farm said they would prorate the motor. Is this customary or are they jerking me around.
2.Do Samco hoses make a difference and if so where can I purchase them?
I have an 2002 6-speed vert and I hydro-locked the engine
I have some questions:
1.My engine has 44,000 miles and State Farm said they would prorate the motor. Is this customary or are they jerking me around.
2.Do Samco hoses make a difference and if so where can I purchase them?
Pro
Joined: Jan 2007
Posts: 614
Likes: 24
From: Manteca, CA
Water can get in through the intake tract through entering high water level flooding, certain intake locations can make a car more or less susceptible to this. Also it can happen when the block water jacket fails or if there is a bad head gasket leak... I am sure someone else will elaborate more.
OP I am not sure about the pro-rate of the motor, most companies will tell you they want to get your car back to the condition it was before the "incident". Although company policy is specific to each company.
Not sure what caused your engine to hydro-lock so the hoses question is kind of vague.
Last edited by Mr. Azrael; Jun 15, 2007 at 02:54 PM.
Le Mans Master
Joined: Feb 2002
Posts: 6,937
Likes: 21
From: Waldorf MD
I am not an insurance expert, but when my son hydrolocked my Accura, the insurance company (GEICO) totaled it under my comprehesive and gave me book value plus sales tax minus my deductable.
What would they prorate life of motor to? I've heard 200,000 miles quoted as the designed expected life for a C5 motor.
What would they prorate life of motor to? I've heard 200,000 miles quoted as the designed expected life for a C5 motor.
Instructor
Joined: Apr 2007
Posts: 222
Likes: 0
From: Tunkhannock PA
The biggest thing when dealing with insurance companies, even your own is don't take their first offer. They always try to low ball. Get prices for a new crate motor and for getting a rebuild. Have these numbers handy when dealing with them. It's surprising how many people will just take what they offer. It may take you a while but be patient and they will come around.
Melting Slicks
Joined: Feb 2007
Posts: 2,787
Likes: 139
From: center of Kalifornia
Try to ask for a crate motor or used motor with equal miles on it. The policy would say to put you back where you were, sometimes this is different with each company. Ask for offer in writing showing how this betterment was measured.
Depreciation has to measurable, depending on your state insurance laws.
Depreciation has to measurable, depending on your state insurance laws.
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