Dang - Rock chip dinged the windshield..
Thread Starter
Melting Slicks
Joined: Sep 2004
Posts: 3,024
Likes: 18
From: DFW Texas
Dang - Rock chip dinged the windshield..
So, out minding my own business on the freeway then out of nowhere - didn't even see it coming.. BANG.. look and there is a rock chip right in the middle, slightly left of the center.
Have that little ding fixed or see if Insurance will pop for a new HUD windshield? Anyone have satisfactory results with a 'repair' to a glass ding? Never had one before - they usually hit so hard, I get instant spider cracks everywhere.
Ideas?
Have that little ding fixed or see if Insurance will pop for a new HUD windshield? Anyone have satisfactory results with a 'repair' to a glass ding? Never had one before - they usually hit so hard, I get instant spider cracks everywhere.
Ideas?
Le Mans Master
Joined: May 2006
Posts: 6,774
Likes: 363
From: Midland TX
Welcome to the club!
Try moving to West Texas where they don't believe in pavement and if they see any they dump loose rocks on it every summer (the City Manager's son owns a windshield repair business apparently). I am the most careful driver I know and I recently had my 3rd HUD windshield replaced on my C5 under comprehensive - getting pretty old. Never tried patching the holes first. If I have to drive a bandaged up vehicle, I might as well give up and buy a rock-slinger (pick-up truck or SUV) like everybody else that drives like they are in a Ford Country commercial trying to prove that are "Texas Tough" by jumping curbs all day long.
Try moving to West Texas where they don't believe in pavement and if they see any they dump loose rocks on it every summer (the City Manager's son owns a windshield repair business apparently). I am the most careful driver I know and I recently had my 3rd HUD windshield replaced on my C5 under comprehensive - getting pretty old. Never tried patching the holes first. If I have to drive a bandaged up vehicle, I might as well give up and buy a rock-slinger (pick-up truck or SUV) like everybody else that drives like they are in a Ford Country commercial trying to prove that are "Texas Tough" by jumping curbs all day long.
Drifting
Joined: May 2007
Posts: 1,515
Likes: 14
From: Gig Harbor WA
If you have zero deductible, you can consider talking to your insurance company about a new windshield, but also consider what that might do to your rates. (Rates are re-calculated with your claim history.) Another variable to consider is the deductible you're carrying. (If it's, say, $1,000, you might as well pay for it yourself and leave the carrier out of it.)
While thinking about what to do, go to one of the outfits that offers "free chip repair" to minimize the possibility of developing a crack. (It's not really "free" since they'll ask "who is your insurance company and what's your policy number?" They then call your carrier and ask for an approval with work order number. Many carriers gladly pay the minimal charge because it saves them money by not having to become involved in a claim.)
"Chip repair" is something like an epoxy filler that's appied with heat -- the chip doesn't become fully invisible, but does lessen the possibility of developing a crack. Good luck.
While thinking about what to do, go to one of the outfits that offers "free chip repair" to minimize the possibility of developing a crack. (It's not really "free" since they'll ask "who is your insurance company and what's your policy number?" They then call your carrier and ask for an approval with work order number. Many carriers gladly pay the minimal charge because it saves them money by not having to become involved in a claim.)
"Chip repair" is something like an epoxy filler that's appied with heat -- the chip doesn't become fully invisible, but does lessen the possibility of developing a crack. Good luck.
Drifting
Joined: Dec 2004
Posts: 1,820
Likes: 2
From: San Diego
My insurance is with GEICO. They will send someone out to fix rock chips for no cost and no affect to insurance rates. I've had them fixed that way a few times in the past few years. Its always worked (ie. the windshields have never cracked after the repair.)
Worst case, after the chip is repaired at no cost and the windshield cracks then you can make a claim if necessary. At least they'll have a record of you trying to fix it at that point.
..rickko..
Worst case, after the chip is repaired at no cost and the windshield cracks then you can make a claim if necessary. At least they'll have a record of you trying to fix it at that point.
..rickko..
Racer
Joined: Jul 2007
Posts: 469
Likes: 0
From: Salt Lake City Utah
This is why I picked my vette without HUD, I miss having it but not paying for a new "special" windshield that costs more! Utah has been notorious for rock chips comparable to Cali, where I used to live.
Racer
Joined: Aug 2007
Posts: 485
Likes: 0
From: Moline Illinois
You can always try fixing it yourself with one of those kits from an autoparts store.
Have had great results with these products in several different cars, but not the vette-- yet (one was with a HUD in a Grand Prix).
If you go this route, just make shure to take your time and do it right!
One word of caution, do not try it in low temp regions, the different expansion rates seem to cause it to crack in a short time.
You probably know how I know this!
Chris
Have had great results with these products in several different cars, but not the vette-- yet (one was with a HUD in a Grand Prix).
If you go this route, just make shure to take your time and do it right!
One word of caution, do not try it in low temp regions, the different expansion rates seem to cause it to crack in a short time.
You probably know how I know this!
Chris
Le Mans Master
Joined: May 2006
Posts: 6,774
Likes: 363
From: Midland TX
According to my Insurance company, as long as it is a Comprehensive claim and I pay the deductable (in my case $200) it does not increase my rates and since my rates have gone down twice after two windshield replacements I would have to say that has been true for me so far.
However, beware (don't ask me how I know, but I have another post earlier this year outlining my latest incident) - if the rock or other debris comes off another vehicle without touching the ground first and hits your windshield - it is considered "collision" and it can go on your record and affect your rates.
However, beware (don't ask me how I know, but I have another post earlier this year outlining my latest incident) - if the rock or other debris comes off another vehicle without touching the ground first and hits your windshield - it is considered "collision" and it can go on your record and affect your rates.
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Le Mans Master
Joined: Dec 2006
Posts: 7,251
Likes: 16
From: Phoenix Arizona
According to my Insurance company, as long as it is a Comprehensive claim and I pay the deductable (in my case $200) it does not increase my rates and since my rates have gone down twice after two windshield replacements I would have to say that has been true for me so far.
However, beware (don't ask me how I know, but I have another post earlier this year outlining my latest incident) - if the rock or other debris comes off another vehicle without touching the ground first and hits your windshield - it is considered "collision" and it can go on your record and affect your rates.
However, beware (don't ask me how I know, but I have another post earlier this year outlining my latest incident) - if the rock or other debris comes off another vehicle without touching the ground first and hits your windshield - it is considered "collision" and it can go on your record and affect your rates.
dang lawyers!!!!!!!
Le Mans Master
Joined: Dec 2006
Posts: 7,251
Likes: 16
From: Phoenix Arizona
Az does but there is some loophole for expensive windshields...i need to look it up mine is sand blasted
very common here
Le Mans Master
Joined: Oct 2007
Posts: 6,869
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From: Kelso Washington
St. Jude Donor '09, '13, '15
I did a search regarding HUD glass vs. "normal" or whatever. All I could find is the the HUD glass has a patch of more reflective laminate in the right place. Is that true???
I just figured it was the natural angle of the glass that reflected the HUD.
Crap. More BS with exclusive technology if this is true.
I just figured it was the natural angle of the glass that reflected the HUD.
Crap. More BS with exclusive technology if this is true.
Administrator
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Many insurance companies will do the chip repair at no cost - they waive the deductible. And in most cases, the repair is virtually invisible. Have had the procedure done on several of my cars and it's well worth a try.
Safety Car
Joined: Jul 2007
Posts: 4,333
Likes: 6
From: Louisville Kentucky
I did a search regarding HUD glass vs. "normal" or whatever. All I could find is the the HUD glass has a patch of more reflective laminate in the right place. Is that true???
I just figured it was the natural angle of the glass that reflected the HUD.
Crap. More BS with exclusive technology if this is true.
I just figured it was the natural angle of the glass that reflected the HUD.
Crap. More BS with exclusive technology if this is true.
Melting Slicks
Joined: Oct 2007
Posts: 2,464
Likes: 2
From: Cedarburg, WI
Depends on your insurance comprehensive coverage. Where is the chip? If it is somewhere in your vision, I would not repair it. I had one repaired on my Pilot, and it is only 75%. But at least it is not in my vision only the passengers! It does make it better and stop from spreading. After going through this I changed my comprehensive deductible to $0. Only cost me about $17 per year more!
Le Mans Master
Joined: Oct 2004
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From: Zephyrhills, Florida
St. Jude Donor '06-'07-'08-'09-'10-'11-'12-'13
Team Owner
Joined: Jun 1999
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From: Houston,Texas USA
I've repaired several windshields with rock chips in them. I buy a repair kit made by Pennzoil, at Wal-Mart. I've had chips as big as a quater, completely disapear. For $10, it's worth a try.
Safety Car
Joined: Jan 2007
Posts: 4,300
Likes: 6
From: San Antonio Texas
Safety Car
Joined: Jan 2007
Posts: 4,300
Likes: 6
From: San Antonio Texas