Need some advice
Thread Starter
Melting Slicks
Joined: Feb 2008
Posts: 2,977
Likes: 4
From: Delmar Delaware
Need some advice
Ok, well I came out this morning to find that a tree branch had fallen and done some damage to my car. All on the hood. Sucks but let's try to make something good come out of it. I know some of you guys have had issues with insurance after an accident and had an aftermarket hood or something put on. How can I get the insurance company to do this? I'm guessing it's going to fall under homeowners since it was in the driveway when it happened. Any help would be much appreciated.
Thanks guys
Thanks guys
Banned Scam/Spammer
Joined: May 2007
Posts: 15,685
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From: Machineguns, because I don’t compromise
Get a quote from your body shop for a normal repair. (oem)
Insurance will cut you a check.
You use the money (and add as needed) to get your upgraded deal.
Insurance will cut you a check.
You use the money (and add as needed) to get your upgraded deal.
Le Mans Master
Joined: Mar 2009
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From: PALM COAST Flordia
Safety Car
Joined: Sep 2005
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From: Southeast, Tennessee
St. Jude Donor '09 thru '26
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Racer
Joined: Sep 2009
Posts: 410
Likes: 1
From: In Central TX
You are correct with the vehicle policy but if someone Else's tree did the damage their home owner coverage would be applicable. He could claim under either policy. At least in this State. Most State's HO vary as to how the Commission wrote them.