Changed Vette Insurance.....WOOT!!!!
Thread Starter
Race Director
Joined: May 2007
Posts: 11,334
Likes: 136
From: Out of Site...Out of Mind. Corvette: anything else is just transportation.
St. Jude Donor '09 thru '20
Changed Vette Insurance.....WOOT!!!!
Well, I went and pulled the trigger. Got tired of having too many insurance companies to deal with. Hagerty would cover my classic Vette but wanted a war pension for my '04. Grundy would cover my '04 but the '75 would cost more with them.
NCM fixed it all.
I was able to save money on both Vette's, $200.00 worth, and have the same amount of coverage as with the other guys. All with one stop shopping.
Thanks Adam.
NCM fixed it all.
I was able to save money on both Vette's, $200.00 worth, and have the same amount of coverage as with the other guys. All with one stop shopping.
Thanks Adam.
Thread Starter
Race Director
Joined: May 2007
Posts: 11,334
Likes: 136
From: Out of Site...Out of Mind. Corvette: anything else is just transportation.
St. Jude Donor '09 thru '20
Thread Starter
Race Director
Joined: May 2007
Posts: 11,334
Likes: 136
From: Out of Site...Out of Mind. Corvette: anything else is just transportation.
St. Jude Donor '09 thru '20
Administrator
Joined: Mar 2001
Posts: 368,414
Likes: 24,799
From: In a parallel universe. Currently own 2014 Stingray Coupe.
C7 of the Year - Modified Finalist 2021
MO Events Coordinator
St. Jude Co-Organizer
St. Jude Donor '03 thru '26
NCM Sinkhole Donor
CI 5, 8 & 11 Veteran
Good deal - nice to save some money on car insurance.
Team Owner
Joined: Mar 2004
Posts: 58,505
Likes: 1,830
From: Oklahoma City OK
C6 of Year Finalist (appearance mods) 2019
Corvette Stories
The Best of Corvette for Corvette Enthusiasts
Top 10 Most Expensive Corvettes Ever Sold on Bring A Trailer
Brett Foote
10 Things Every Corvette Owner Needs (2026 Edition)
Michael S. Palmer
8 Most "Only Corvette Owners Understand" Quirks and Problems
Pouria Savadkouei
10 Reasons the C6 Z06 is Still A Performance Benchmark After 20 Years
Joe Kucinski
How Much Horsepower Every Corvette Engine "LOST" in 1972
Joe Kucinski
Top 10 DOs and DON'Ts for Protecting Your Convertible Top!
Michael S. Palmer
Top 10 Most Explosive Corvettes Ever Made: Power-to-Weight Ratio Ranked!
Joe Kucinski
150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter
Joe Kucinski
8 Coolest Corvette Pace Cars (and Replicas) of All Time
Verdad Gallardo
Race Director
Joined: Mar 2003
Posts: 10,789
Likes: 894
From: Northern Illinois
Oldtimer
I switched to an agreed value policy through NCM and Adam this past November. I have about $50,000 in mods and my Liberty Mutual agent kept telling me I'd lose my butt if I ever totaled my car. I'm paying slightly more, but the added peace-of-mind is well worth it.
Melting Slicks
Joined: Feb 2009
Posts: 2,411
Likes: 3
From: slidell louisiana
Even if you do not save money , if it cost more still a better option for non daily drivers, agreed value vs actual cash value. Big difference at claim time.
Drifting
Joined: Jan 2008
Posts: 1,549
Likes: 2
From: Cambridge Illinois
Both Grundy's and Haggerty's price is based on the agreed on value not any other factor.
A agreed on value say $20K for each would yield the same premium.
I have three Vettes and a Viper with Grundy for less than $2K/year.
A agreed on value say $20K for each would yield the same premium.
I have three Vettes and a Viper with Grundy for less than $2K/year.
Le Mans Master
Joined: May 2006
Posts: 5,747
Likes: 224
From: Hillsboro Oregon
Instructor
Joined: Oct 2008
Posts: 138
Likes: 1
From: Quarryville (near Lancaster) PA
Two years ago I switched from Hartford to Erie for my vette, the minivan, home, and I saved over a thousand dollars. I even purchased an umbrella policy for extra protection. Was a great deal for me and I still have a local agent, not some phone rep in Japip (wherever that is).
Racer
Joined: Apr 2009
Posts: 258
Likes: 2
From: CA
So sounds like NCM is for garage queens/show cars...I drive my car almost every weekend and one day a week to work when the weather is nice. But my current policy is not agreed value, I'd lose my @$$ if I totaled the car.
So who is good for agreed value for an almost daily driver?
So who is good for agreed value for an almost daily driver?
Race Director
Joined: Jul 2007
Posts: 18,681
Likes: 47
From: Reno is so close to Hell you can see Sparks , State Of Confusion
St. Jude Donor '12-'13-'14
Or can you drive it as you wish? Last thing I want is to have to file a claim and be told I put too many miles on the car. Seen it before.
Just checked it out and it scared me away. The fine print says none of the cars can be a primary driver.....Dang. I drive my Vette everyday.
Last edited by Mr.Bill; Mar 20, 2010 at 09:48 PM.
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Well, I went and pulled the trigger. Got tired of having too many insurance companies to deal with. Hagerty would cover my classic Vette but wanted a war pension for my '04. Grundy would cover my '04 but the '75 would cost more with them.
NCM fixed it all.
I was able to save money on both Vette's, $200.00 worth, and have the same amount of coverage as with the other guys. All with one stop shopping.
Thanks Adam.
NCM fixed it all.
I was able to save money on both Vette's, $200.00 worth, and have the same amount of coverage as with the other guys. All with one stop shopping.
Thanks Adam.
www.ncminsurance.com
So sounds like NCM is for garage queens/show cars...I drive my car almost every weekend and one day a week to work when the weather is nice. But my current policy is not agreed value, I'd lose my @$$ if I totaled the car.
So who is good for agreed value for an almost daily driver?
So who is good for agreed value for an almost daily driver?
Are you limited to miles on any of the cars?
Or can you drive it as you wish? Last thing I want is to have to file a claim and be told I put too many miles on the car. Seen it before.
Just checked it out and it scared me away. The fine print says none of the cars can be a primary driver.....Dang. I drive my Vette everyday.
Or can you drive it as you wish? Last thing I want is to have to file a claim and be told I put too many miles on the car. Seen it before.
Just checked it out and it scared me away. The fine print says none of the cars can be a primary driver.....Dang. I drive my Vette everyday.
Thanks!!
Adam Boca
www.ncminsurance.com
877.678.7626
Racer
Joined: Apr 2009
Posts: 258
Likes: 2
From: CA
Adam,
Thanks for the reply. I actually put on about 11k miles last year. We do a lot of 1-2 day cruises up/down the coast. We have an 8 day cruise planned in the fall that will be over 2,000 miles alone.
I guess living in CA affords us the luxury of driving our cars more often. When there is a cruise/show almost every weekend, we're always out and about.
Thanks! If I ever decide to park the car, I might have to look ya up.
Thanks for the reply. I actually put on about 11k miles last year. We do a lot of 1-2 day cruises up/down the coast. We have an 8 day cruise planned in the fall that will be over 2,000 miles alone.
I guess living in CA affords us the luxury of driving our cars more often. When there is a cruise/show almost every weekend, we're always out and about.
Thanks! If I ever decide to park the car, I might have to look ya up.
Safety Car
Joined: Sep 2007
Posts: 3,816
Likes: 16
From: Anchorage Alaska
St. Jude Donor '08-'09-'10
Adam,
I went to the website to see about getting a rate, but I got pawned off to some other company I never heard of, just because I live in Alaska. Whats the deal with that?
I went to the website to see about getting a rate, but I got pawned off to some other company I never heard of, just because I live in Alaska. Whats the deal with that?