Insurance
Thread Starter
Le Mans Master
Joined: Aug 2005
Posts: 5,130
Likes: 3
From: Winter Park FL
Insurance
Who has companies that do insurance for collecter cars and stuff like that? Is it any cheaper? I think my coverage on teh Vette is kinda high with Mercury. Since I Do not drive it much I am wondering if a company that specalizes in collecter cars and stuff like that would be a better option.
Thoughts?
Thoughts?
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Try the National Corvette Museum - contact Adam Boca.
Also, places like Leland-West does collector car insurance I think.
Also, places like Leland-West does collector car insurance I think.
Thread Starter
Le Mans Master
Joined: Aug 2005
Posts: 5,130
Likes: 3
From: Winter Park FL
Mercury wants almost $900 a year with no declared value and a $500 deductible. Hopefully Hagerty or Adam can do a little better than Mercury.
Racer
Joined: Mar 2006
Posts: 315
Likes: 0
From: Luling La.
Haggerty & Grundy both have declared value policies & are highly reasonable on rates. But they do have a bunch of restrictions & other criteria you have to meet before they will touch you. Neither have a milage restriction. It has to be garaged, you can't drive it to work & there maybe a couple more. I Have Grundy on my 55 Chevy Pro Street P/U & with $15,000 value I pay about $230 a year.
Burning Brakes
Joined: Apr 2008
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From: Sullivan Illinois
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I just switched to Grundy. Declared value, no deductable and the price was right. Most of these places have free online quotes, check them out.
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Safety Car
Joined: Apr 2007
Posts: 3,640
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From: . New York
Haggerty & Grundy both have declared value policies & are highly reasonable on rates. But they do have a bunch of restrictions & other criteria you have to meet before they will touch you. Neither have a milage restriction. It has to be garaged, you can't drive it to work & there maybe a couple more. I Have Grundy on my 55 Chevy Pro Street P/U & with $15,000 value I pay about $230 a year.
The restrictions may be problematic for some owners but they work fine for me, love the policy/terms/cost
Race Director
Joined: Apr 2007
Posts: 18,049
Likes: 53
From: long Island NY
I just switched to Hagerty. It was only a bit cheaper then State Farm but the real difference is I insured it for 55k and if there is a total loss that is what you get, not book value.
Burning Brakes
Joined: Jan 2011
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From: Simi Valley Ca
St. Jude Donor '12
I have Ameriprise through Costco for my 2000 with full coverage, 100,000/300,000 incl uninsured motorist, towing and rental with a $250 ded for $316.00 a year. Told them I drive about 7000 miles a year.
Safety Car
Joined: Jun 2006
Posts: 3,787
Likes: 2
From: Wildomar CA
I think my policy with StateFarm is pretty reasonable. I pay $5400 a year for insurance on 5 cars, 2 motorcycles, a boat, homeowner's with a million dollar liability umbrella, a personal articles policy, and a life insurance policy.
Advanced
Joined: May 2007
Posts: 95
Likes: 2
From: Asheville, NC
I switched from my USAA to NCM and saved myself a ton of money. I paid a few dollars more to get the "occasional drive to work" rider. I only put about 1500 miles a year on the Vette and this policy made sense for me. Plus, I now have agreed value coverage, should the worst ever happen.
Tech Contributor
Joined: Aug 1999
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From: Should this thoughtful, valuable contribution meet with no acknowledgement or 'thanks' this post----
I just switched to Grundy...good no-nonsense company...love the agreed value feature...they even offer kidnap insurance!
Le Mans Master
Joined: Jun 2008
Posts: 5,284
Likes: 235
From: Rockledge FL
I switched from my USAA to NCM and saved myself a ton of money. I paid a few dollars more to get the "occasional drive to work" rider. I only put about 1500 miles a year on the Vette and this policy made sense for me. Plus, I now have agreed value coverage, should the worst ever happen.
for my 00 vette, 08 mustang, and 03 explorer plus home insurance and a 8K rider for jewerly, high end electronics, and firearms, i pay 200 a month.
I have an agreed value policy with Adam through the NCM. He's a great guy. 
Racer
Joined: Oct 2010
Posts: 419
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From: Lexington VA
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