NCM Insurance
Burning Brakes
Joined: Apr 2001
Posts: 1,102
Likes: 8
From: North\East Wisconsin
I do not like to be negative, really. I called NCM for a quote. It was way over what I pay now. My current policy is with Erie Insurance. I have full coverage with a $50 deductible, I pay $290 per year for the Vette. That's the truth. I have my three other vehicles, house, boat and umbrella also with Erie. That may have made the difference? 
Racer
Joined: Feb 2004
Posts: 345
Likes: 0
From: Sicklerville NJ.
St. Jude Donor '13-'14-'15-'16
I do not like to be negative, really. I called NCM for a quote. It was way over what I pay now. My current policy is with Erie Insurance. I have full coverage with a $50 deductible, I pay $290 per year for the Vette. That's the truth. I have my three other vehicles, house, boat and umbrella also with Erie. That may have made the difference?
Instructor
Joined: May 2013
Posts: 249
Likes: 1
From: Denver North Carolina
St Jude Donor '15
How do they track mileage... I have classic policy on another car with limited mileage via American Modern Classic never been asked for mileage. Right now the vette is on a regular policy.
Race Director
Joined: Mar 2003
Posts: 10,789
Likes: 894
From: Northern Illinois
Oldtimer
Racer
Joined: Apr 2013
Posts: 422
Likes: 4
From: Cypress TX
When signed up for NCM insurance they asked for a mileage statement, which I gave but will call them re the mileage rollover and 2.5X valuation for complete loss! I'm pretty sure that last one will up my annual premium.
Pro
Joined: Apr 2012
Posts: 569
Likes: 19
From: South Shore, KY
I've had them for the last 3 years and I think the best part of insurance with them in the allowed yearly mileage. I opted for the 6K miles and I only used about 1.5 miles on my car, so the other 4.5 rolls over to the next year, so now I have a new 6000 and 4500 = 10000 miles. Where can you get that kind of coverage ?
Corvette Stories
The Best of Corvette for Corvette Enthusiasts
Top 10 Most Expensive Corvettes Ever Sold on Bring A Trailer
Brett Foote
10 Things Every Corvette Owner Needs (2026 Edition)
Michael S. Palmer
8 Most "Only Corvette Owners Understand" Quirks and Problems
Pouria Savadkouei
10 Reasons the C6 Z06 is Still A Performance Benchmark After 20 Years
Joe Kucinski
How Much Horsepower Every Corvette Engine "LOST" in 1972
Joe Kucinski
Top 10 DOs and DON'Ts for Protecting Your Convertible Top!
Michael S. Palmer
Top 10 Most Explosive Corvettes Ever Made: Power-to-Weight Ratio Ranked!
Joe Kucinski
150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter
Joe Kucinski
8 Coolest Corvette Pace Cars (and Replicas) of All Time
Verdad Gallardo
Racer
Joined: Apr 2013
Posts: 422
Likes: 4
From: Cypress TX
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Thank you all for the very kind words! We only aim to please, and happy customers = happy Corvette Museum!
Honored to be able to protect your cars!! Righfully so, everyone is concerned with how a claim is handles. Testimonials are our best friend, so check out the links below:
Claims Survey from folks who have had claims with us.
http://www.ncminsurance.com/our-coll...rformance.html
Wildfire distroys two Vettes:
http://www.ncminsurance.com/wildfire...s-handled.html
Find some additional claims experience here:
http://forums.corvetteforum.com/c1-a...-you-sick.html
http://forums.corvetteforum.com/c5-g...insurance.html
http://forums.corvetteforum.com/1584162031-post25.html
Being that we are at the National Corvette Museum, owned by and operated by the museum, we have a major reputation to uphold. We wouldnt choose a sub-par company to use. My reputation and the museums is worth much more than that.
Adam
Honored to be able to protect your cars!! Righfully so, everyone is concerned with how a claim is handles. Testimonials are our best friend, so check out the links below:
Claims Survey from folks who have had claims with us.
http://www.ncminsurance.com/our-coll...rformance.html
Wildfire distroys two Vettes:
http://www.ncminsurance.com/wildfire...s-handled.html
Find some additional claims experience here:
http://forums.corvetteforum.com/c1-a...-you-sick.html
http://forums.corvetteforum.com/c5-g...insurance.html
http://forums.corvetteforum.com/1584162031-post25.html
Being that we are at the National Corvette Museum, owned by and operated by the museum, we have a major reputation to uphold. We wouldnt choose a sub-par company to use. My reputation and the museums is worth much more than that.
Adam
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
I do not like to be negative, really. I called NCM for a quote. It was way over what I pay now. My current policy is with Erie Insurance. I have full coverage with a $50 deductible, I pay $290 per year for the Vette. That's the truth. I have my three other vehicles, house, boat and umbrella also with Erie. That may have made the difference?
One HUGE difference is with us and a standard carrier is what will you get paid if you have a total loss? With your standard carrier you are at their mercy and typically that is book value at the time of the loss.
With collector car insurance, we have a contract price. That is the price you pay if you have a total loss.
Adam Boca
www.ncminsurance.com
877.678.7626
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
I'm tempted to call them on Monday as our X date is next Friday.
Am I correct that mileage under NCM coverage is limited to a max of 3,000 miles annually or can we purchase higher mileage limits?
Almost a DD here + at least one run up Highway 1 to Monterey each year makes ours about 6,000+ miles each year.
Am I correct that mileage under NCM coverage is limited to a max of 3,000 miles annually or can we purchase higher mileage limits?
Almost a DD here + at least one run up Highway 1 to Monterey each year makes ours about 6,000+ miles each year.
They say it can't be your DD, but at the same time they will allow you to drive up to 6000 miles a year. I could drive my car every day and not go that far. They do say you can drive the car to work up to two times a week if you like.
I wish I had a garage...they would have charged me like $47/month.
I wish I had a garage...they would have charged me like $47/month.
I would like to hear from anyone that has NCM insurance that has filed a claim and what their experience was.
Currently with State Farm and happy with them as I am able to remove full coverage during the winter with a phone call and reinstate full coverage in the spring with another phone call. Billed monthly so I don't have to be cutting any checks for other hassles with changes in coverage.
It seems to me that when I checked with NCM last summer I didn't have that flexibility!
Currently with State Farm and happy with them as I am able to remove full coverage during the winter with a phone call and reinstate full coverage in the spring with another phone call. Billed monthly so I don't have to be cutting any checks for other hassles with changes in coverage.
It seems to me that when I checked with NCM last summer I didn't have that flexibility!
I wish we could too! BUT my carrier can write the coverage inhouse.
Melting Slicks
Joined: Oct 2007
Posts: 2,798
Likes: 8
From: It's true money can't buy happiness, but it is more comfortable crying in a Corvette than on a bicyc
St. Jude Donor '13
I myself wondered how the miles rolled. I was asked miles at sign up but not at renewal. Time of an actual claim makes sense.
Race Director
Joined: Aug 1999
Posts: 11,119
Likes: 672
From: SE Pennsylvania
St. Jude Donor '03 thru '26
Oldtimer
By the way . . .
There's also a awesome 'Agreed Value' on the Corvette.