Corvette Insurance
Pro
Joined: Jul 2014
Posts: 524
Likes: 48
From: Allenspark Colorado
weird, I've only got 3 cars but when I added my corvette a month ago it was easy as pie and I had documents in an email 10 minutes after the phone call.
I've had the same insurance company for a while, there's this little lizard guy with an aussie accent in the commercials (I have no affiliation, just good rates and coverage)
I've had the same insurance company for a while, there's this little lizard guy with an aussie accent in the commercials (I have no affiliation, just good rates and coverage)
cesssna10
Joined: Feb 2011
Posts: 1,391
Likes: 47
From: Big Canoe Ga
This is not a thread about how to get, or where to get insurance for Corvettes or collectible cars.
I just switched to NCM's insurance for 01 convertible. Major savings over the company I was using. Also major jumping through hoops. I had to change insurance companies for my daily driven trucks, prove my ZL1 Camaro is not a daily driver, (I asked for a quote on it to). Send declaration pages from former insurance company, match the coverages for every vehicle I own including the ones that have no lien, and send pictures, (this I get).
All in all I have spent two days insuring 5 vehicles with 3 different companies, just to get better rates for 2 cars. I need some rest before I think about asking for a quote for my 92 C4. LOL
I just switched to NCM's insurance for 01 convertible. Major savings over the company I was using. Also major jumping through hoops. I had to change insurance companies for my daily driven trucks, prove my ZL1 Camaro is not a daily driver, (I asked for a quote on it to). Send declaration pages from former insurance company, match the coverages for every vehicle I own including the ones that have no lien, and send pictures, (this I get).
All in all I have spent two days insuring 5 vehicles with 3 different companies, just to get better rates for 2 cars. I need some rest before I think about asking for a quote for my 92 C4. LOL
wreck it picking up your dry cleaning
Race Director
Joined: Jul 2007
Posts: 18,681
Likes: 47
From: Reno is so close to Hell you can see Sparks , State Of Confusion
St. Jude Donor '12-'13-'14
Yes, when the company I had been with for 20 years added my 2 Corvettes and the ZL1 it was done with just a phone call. Then the bill came and I was stunned. I am now paying 1/3rd of what I was paying and getting more benefits.
Bobbie Jo at the National Corvette Museum was great to work with, she was very patient with me. It was changing the trucks insurance that was like dealing with the Federal Government. I was waiting to be told that I needed an environmental impact study.
Bobbie Jo at the National Corvette Museum was great to work with, she was very patient with me. It was changing the trucks insurance that was like dealing with the Federal Government. I was waiting to be told that I needed an environmental impact study.
cesssna10
Joined: Feb 2011
Posts: 1,391
Likes: 47
From: Big Canoe Ga
Cessna10, I hope I don't wreck them at all. They don't get driven much. Less than 5000 miles a year each. But it only takes one idiot to crash your car is seconds. When I was a motor officer I heard every excuse you could think of for DWHUA. (driving with head up a**).
Just trying to let you know in case you were not aware
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Burning Brakes
Joined: Mar 2010
Posts: 921
Likes: 134
From: Chicago Illinois
I have NCM and can definitely live with the limitations. I had State Farm for my vette but full coverage was ridiculous and they didn't have an agreed upon value for the car in case it was totaled.
Les
Les
Administrator
Joined: Mar 2001
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From: In a parallel universe. Currently own 2014 Stingray Coupe.
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I just switched to the NCM insurance last month and went through the same paperwork routine that you had to go through. Took me less than an hour to get everything together on my other two cars and I specified I wanted the same level of coverage on all cars anyway. Got a very good rate and best of all, an awesome agreed upon value for the car.
Burning Brakes
Joined: Mar 2010
Posts: 921
Likes: 134
From: Chicago Illinois
Team Owner
Joined: Sep 2001
Posts: 22,581
Likes: 250
From: Denison, TX
2022 C8 of the Year Finalist - Unmodified
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St. Jude '03-'04-'05-'06-'07-'08-'09-'10-'16
I think people just wanted to be sure you understood the limitations. 
Sounds like you do.
The limitations make that insurance unacceptable to me, though. My 68 has been out of the garage and on the streets maybe 6 times a year since I moved to Dallas four years ago. Probably 3-5 of those times each year was to go to a show. But, by golly, if I want to drive her to work one day on a whim, or stop at Walmart (hahahaha), then I want to be free to do so and not worry about my insurance coverage.
So the limitations the guys mention above are a problem for me, despite the money it would save.
Since it works for you, good for you jumping through the hoops to get it. It's nice to have options!
Sounds like you do. The limitations make that insurance unacceptable to me, though. My 68 has been out of the garage and on the streets maybe 6 times a year since I moved to Dallas four years ago. Probably 3-5 of those times each year was to go to a show. But, by golly, if I want to drive her to work one day on a whim, or stop at Walmart (hahahaha), then I want to be free to do so and not worry about my insurance coverage.
So the limitations the guys mention above are a problem for me, despite the money it would save.
Since it works for you, good for you jumping through the hoops to get it. It's nice to have options!
Safety Car
Joined: Jan 2014
Posts: 4,496
Likes: 856
From: Walhalla South Carolina
My question was really about the other cars you own. I didn't know they put you through all that on the other cars that weren't being insured. I have talked with them and understand you aren't supposed to use the car for anything but shows and club events, etc.
Melting Slicks
Joined: Feb 2015
Posts: 2,120
Likes: 451
From: Syracuse-Central Square New York Winer of the all Corvette race WGI 8/23!
I think people just wanted to be sure you understood the limitations. Sounds like you do.
The limitations make that insurance unacceptable to me, though. My 68 has been out of the garage and on the streets maybe 6 times a year since I moved to Dallas four years ago. Probably 3-5 of those times each year was to go to a show. But, by golly, if I want to drive her to work one day on a whim, or stop at Walmart (hahahaha), then I want to be free to do so and not worry about my insurance coverage.
So the limitations the guys mention above are a problem for me, despite the money it would save.
Since it works for you, good for you jumping through the hoops to get it. It's nice to have options!
Sounds like you do. The limitations make that insurance unacceptable to me, though. My 68 has been out of the garage and on the streets maybe 6 times a year since I moved to Dallas four years ago. Probably 3-5 of those times each year was to go to a show. But, by golly, if I want to drive her to work one day on a whim, or stop at Walmart (hahahaha), then I want to be free to do so and not worry about my insurance coverage.
So the limitations the guys mention above are a problem for me, despite the money it would save.
Since it works for you, good for you jumping through the hoops to get it. It's nice to have options!
Really do you think an insurance co will say your not covered because you drive your hot rod to work or Walmart! It's called "fear of loss" they say this so you don't drive and enjoy your toy and reduce their exposure, absolutely crazy! Go have fun everyone, kids to!!!!
Melting Slicks
Joined: Nov 2014
Posts: 3,399
Likes: 1,339
From: Havre de Grace Maryland
There are so many variables that apply to insurance underwriting (age, accidents, tickets, number of cars, working vs. retired, number of household drivers, number of cars insured, etc.) that have a direct barring to the insurance premium on any cars. Add the sports car to the mix and it is a tossup what the underwriter feels is the risk. At 71 when I bought my 04 Vette vert last year my full coverage premium was no more that my 04 Murano. I guess the underwriter felt I have passed the driving show me stage. He was right. 