C5 insurance
Thread Starter
Pro
Joined: Dec 2021
Posts: 547
Likes: 230
Instructor
Joined: Jun 2016
Posts: 126
Likes: 32
2017 C5 of the Year Finalist
I use Hagerty for the toys, Geico for the DD. Stated value for my camaro (10k) and vette (25k). 720$ ish / yr for both cars. My daily Grand Cherokee. is around a grand from Geico. No limits on usage (some collector ins limits usage - errands, shopping, etc), mileage I wanna say was like 3k or 5k / yr ( i never even go close) and both have to be garaged.
Racer
Joined: Apr 2019
Posts: 285
Likes: 119
From: Central Fl.
Thanks to this thread I called NCM and got a quote for my 01 Vert with 3k max per year, they are almost $300 less per year than "The Lizzard". I will be making the change. And yes their customer service is outstanding. Dave
Intermediate
Joined: Apr 2014
Posts: 41
Likes: 2
From: Texas
Ins on C5
I was on the phone with my insurance agent and had him quote a C5 that I'm considering purchasing. It was quoted using 100/300/100 on liability coverage, and using 7500 miles per year, with reasonable deductibles. It came out to $1,000 every 6 months, using round numbers. What the heck? I'm 51 and I have 2 other vehicles insured with them as well as a spotless driving record. Is it really that expensive to insure these cars?
Racer
Joined: Apr 2019
Posts: 285
Likes: 119
From: Central Fl.
Update! Went with NCM with 3k max per year and a declared value of 22.5k. Was slightly less than Hagerty's quote and very pleased with the experience, a real pleaseure to deal with. Highly recommend! Dave
Corvette Stories
The Best of Corvette for Corvette Enthusiasts
10 Reasons the C6 Z06 is Still A Performance Benchmark After 20 Years
Joe Kucinski
How Much Horsepower Every Corvette Engine "LOST" in 1972
Joe Kucinski
Top 10 DOs and DON'Ts for Protecting Your Convertible Top!
Michael S. Palmer
Top 10 Most Explosive Corvettes Ever Made: Power-to-Weight Ratio Ranked!
Joe Kucinski
150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter
Joe Kucinski
8 Coolest Corvette Pace Cars (and Replicas) of All Time
Verdad Gallardo
Top 10 Corvette Engines RANKED by Peak Torque (70+ Years of Muscle!)
Joe Kucinski
Corvette ZR1X Will Be Pacing the Indy 500, And Could Probably Race, Too!
Verdad Gallardo
Top 10 Corvettes Coming to Mecum Indy 2026!
Brett Foote
Safety Car
Joined: Jan 2015
Posts: 3,830
Likes: 394
From: Rocky Mountains
Race Director
Joined: Apr 2007
Posts: 19,649
Likes: 523
From: Ideals are peaceful...History is violent...St.Charles, MO.
2020 Corvette of the Year Finalist (appearance mods)
C5 of Year Winner (appearance mods) 2019
St. Jude Donor '08-'09-'12 thru'22
I was on the phone with my insurance agent and had him quote a C5 that I'm considering purchasing. It was quoted using 100/300/100 on liability coverage, and using 7500 miles per year, with reasonable deductibles. It came out to $1,000 every 6 months, using round numbers. What the heck? I'm 51 and I have 2 other vehicles insured with them as well as a spotless driving record. Is it really that expensive to insure these cars?
Instructor
Joined: Sep 2018
Posts: 105
Likes: 29
From: SW Florida
Looking to those specialized in exotic collectible cars have a lot of restrictions. Mileage, where they are kept, how they are kept. You cannot enjoy your ride under all those restrictions, at least I could not. I know I will never find another Ins. Co. like I had on my C3 1969, 4 speed, convertible 350/350, I owned it from 1984 to 2000, The only restriction I had on it I could not drive it to work, considered my everyday driver. I ask my Ins. agent what if we want to go on vacation for a week with it and she said have fun and enjoy. My premium was $100 a year. I really do not remember the coverage I had but in 1984 I was 44 years old, no accidents, no DUI, no speeding. I also helped another guy get ins for his C3 1969, 4 speed 427 and because of his age he had to pay $4550 a year but he said that in 4 years he would be down with me in premiums, and no I do not remember the name of the ins. co. but I think it was out of Virginia or W, Virginia.....
Burning Brakes
Joined: Jun 2007
Posts: 773
Likes: 213
From: Auburn Ohio
Drifting
Joined: Jul 2004
Posts: 1,668
Likes: 688
From: Pingree Grove IL
My quotes from All State have always been high. My insurance has gone up the past 3 years, like every thing else. Corvette is still the cheapest on my policy, I have no restrictions in how many miles I can drive it. 2012 fusion sport and 2006 Honda Accord are also on my policy. I’ve had a 250/500/250 policy for about 15 years. I’m covered if something catastrophic happens. Hopefully it never does. 