Notices
C5 General General C5 Corvette and C5 Z06 Discussion not covered in Tech

save on insurance

Thread Tools
 
Search this Thread
 
Old Jul 12, 2004 | 09:46 AM
  #1  
98vert6spd's Avatar
98vert6spd
Thread Starter
Safety Car
20 Year Member
 
Joined: Jun 2004
Posts: 4,769
Likes: 15
From: Lovin Life Oh
Default save on insurance

when i bought the vette my insurance went up to 2200 every 6
keep in mind i have 3 cars
liability on 2 50/100
full on vette 100/300

im 21 with no points but i do have violations

at 18 i lost my license for 2 ticks under 18 90 day suspension
i also had a 60 in 25 at 19 and no turnsignal
i plea bargained the 60 in 25 to 29 in 25 which was no points and the turnsignal to operating an unsafe vehicle which is no poitns

also i have a vandalism claim for 5k 4 years ago and an uninsured totaled my car for 21k 2 years ago

now you have my background info
now the purpose of the post
the 2200 was with american family and i hatyed paying that much it sickend me every month
i went to progressive and had them tell me the rates of others and allstate came back with a 850 under the " good driver program"
and 1900 under the "common driver program"

when i called to get there realquote the always ask ..."how much do you pay now"? i think thats the wild card cause if i had told him 2200 he would have offered the 1900 and i would have taken it
but i told him i wasnt sure but "the 850 was rather competitive"
none the less i am now paying 850 for 6 months and i have 100/300 on all three cars

the moral of the post is
i think the price of insurance is tottally arbitrary
every time ive ever told them whati was currently paying they raped me
this time i was hush hush and now im saving 2700 a year or roughly 7 corvette payments

if anyone is in ohio send me a pm and ill give you the allstate agent's # i went with
Reply
Old Jul 12, 2004 | 01:36 PM
  #2  
Vetteman Jack's Avatar
Vetteman Jack
Administrator
Supporting Lifetime
Veteran: Navy
St. Jude 20 Year Donor
25 Year Member
Veteran: Reserves
 
Joined: Mar 2001
Posts: 368,136
Likes: 24,733
From: In a parallel universe. Currently own 2014 Stingray Coupe.
C7 of the Year - Modified Finalist 2021
MO Events Coordinator
St. Jude Co-Organizer
St. Jude Donor '03 thru '25
NCM Sinkhole Donor
CI 5, 8 & 11 Veteran
Default

Glad you got a better deal on the insurance. Rates can vary widely and they depend on what information the agent has at his or her disposal.
Reply
Old Jul 12, 2004 | 02:14 PM
  #3  
Goody's Avatar
Goody
Le Mans Master
20 Year Member
 
Joined: Oct 2000
Posts: 6,362
Likes: 30
From: Oak Harbor WA
Default

Insurance - legal way of robbery.
Reply
Old Jul 12, 2004 | 02:15 PM
  #4  
dvandentop's Avatar
dvandentop
Race Director
20 Year Member
 
Joined: Dec 2000
Posts: 14,697
Likes: 584
From: Sioux Falls SD
Default

damn i need to try that
Reply
Old Jul 12, 2004 | 03:09 PM
  #5  
wwashing's Avatar
wwashing
Le Mans Master
20 Year Member
 
Joined: Feb 1999
Posts: 6,269
Likes: 1
From: Richmond Ca
Default

When you buy from companies that have agents (Like Allstate for instance) as intermediaries, they can decide how much profit they want to make, and adjust your rate accordingly.

Shop some direct sellers also (like 21st Century for instance) for comparison.

Reply

Get notified of new replies

To save on insurance





All times are GMT -4. The time now is 11:28 AM.

story-0
10 Reasons the C6 Z06 is Still A Performance Benchmark After 20 Years

Slideshow: 10 reasons why the C6 Z06 is still a performance benchmark after 20 years.

By Joe Kucinski | 2026-05-27 17:20:09


VIEW MORE
story-1
How Much Horsepower Every Corvette Engine "LOST" in 1972

Slideshow: How much horsepower every Corvette engine lost in 1972.

By Joe Kucinski | 2026-05-27 16:54:53


VIEW MORE
story-2
Top 10 DOs and DON'Ts for Protecting Your Convertible Top!

Slideshow: How to Protect A Convertible Top: 10 DOs & DON'Ts

By Michael S. Palmer | 2026-04-03 00:00:00


VIEW MORE
story-3
Top 10 Most Explosive Corvettes Ever Made: Power-to-Weight Ratio Ranked!

Slideshow: The 10 most explosive Corvettes ever built based on power-to-weight ratio.

By Joe Kucinski | 2026-05-20 07:23:03


VIEW MORE
story-4
150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter

Slideshow: From C1 to C8 we compare every Corvette generation by the numbers.

By Joe Kucinski | 2026-05-12 16:54:12


VIEW MORE
story-5
8 Coolest Corvette Pace Cars (and Replicas) of All Time

Slideshow: Some Corvette pace cars became collectible legends, while others perfectly captured the look and attitude of their era.

By Verdad Gallardo | 2026-05-11 09:50:51


VIEW MORE
story-6
Top 10 Corvette Engines RANKED by Peak Torque (70+ Years of Muscle!)

Slideshow: Ranking the top 10 Corvette engines by torque output.

By Joe Kucinski | 2026-05-05 11:58:09


VIEW MORE
story-7
Corvette ZR1X Will Be Pacing the Indy 500, And Could Probably Race, Too!

Slideshow: A Corvette pace car nearly matching IndyCar speeds sounds exaggerated, until you look at the numbers.

By Verdad Gallardo | 2026-05-04 20:03:36


VIEW MORE
story-8
Top 10 Corvettes Coming to Mecum Indy 2026!

Among a rather large group of them.

By Brett Foote | 2026-05-04 13:56:44


VIEW MORE
story-9
Top 10 C9 Corvette MUST-HAVES to Fix These C8 Generation Flaws!

Slideshow: the top 10 things Corvette owners want in the C9 Corvette

By Michael S. Palmer | 2026-04-30 12:41:15


VIEW MORE