Quick insurance question...
Thread Starter
Instructor
Joined: Aug 2004
Posts: 201
Likes: 0
From: Davisville, WV
Quick insurance question...
I know my Z28 was somewhat higher than a C5 of the same year/mileage...how much more would an 02 Z06 than a C5?
I know there's a lot of coupe to Z06 owners here...speak up!
I know there's a lot of coupe to Z06 owners here...speak up!
Thread Starter
Instructor
Joined: Aug 2004
Posts: 201
Likes: 0
From: Davisville, WV
Originally Posted by Yibbutkeen
My 87, 90 ZR1 and 04 Z06 have all been w/in a few dollars of each other, max coverage etc.
F bodies generally have higher premiums because of younger drivers and more accidents etc.
F bodies generally have higher premiums because of younger drivers and more accidents etc.
Race Director
Joined: Nov 2003
Posts: 12,346
Likes: 5
From: Mustang OK
To get any meaningful numbers, you need to shop around and get quotes from agents within your state. Insurance laws very by state and there are too many variables to try and deduce what your premium rates might be based on what others here on the Forum are paying. These many variables can include age, gender, marital status, driving record, liability limitations/requirements, collision and comprehensive deductibles, multi car discounts, homeowners discounts, and yes even your credit rating.
BTW, welcome to the Forum!
BTW, welcome to the Forum!
Last edited by GrayC5; Aug 28, 2004 at 03:26 AM. Reason: Spelling/Typing
Racer
Joined: Aug 2003
Posts: 281
Likes: 1
From: Clayton North Carolina
Originally Posted by JHN272
I know my Z28 was somewhat higher than a C5 of the same year/mileage...how much more would an 02 Z06 than a C5?
I know there's a lot of coupe to Z06 owners here...speak up!
I know there's a lot of coupe to Z06 owners here...speak up!
Approx.
New York L.I....$2000-$3000 per year
Florida ......$800 per Year
These numbers are with the same insurance company.
If your under 25 forget it, as much as 3 times more. I lived in N.Y. and now in Florida and moving to N.C. hope this helps you out.
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Last time I asked for a quote from my insurance company, the two cars were not that far apart in terms of cost for the coverage. I was certainly surprised. I got my quote from USAA.
Race Director
Joined: Nov 2003
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From: Indianapolis IN
St. Jude Donor '05-'06-'07-'08-'09-'10-'11-'12-'13-'14-'15-'16-'17
Originally Posted by JHN272
I know my Z28 was somewhat higher than a C5 of the same year/mileage...how much more would an 02 Z06 than a C5?
I know there's a lot of coupe to Z06 owners here...speak up!
I know there's a lot of coupe to Z06 owners here...speak up!
I hate to have to be the one to tell you this, but the Z06 is a C5
Safety Car
Joined: Feb 2002
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From: Springfield MO
St. Jude Donor '03-'05-'06-'07
Originally Posted by GrayC5
To get any meaningful numbers, you need to shop around and get quotes from agents within your state. Insurance laws very by state and there are too many variables to try and deduce what your premium rates might be based on what others here on the Forum are paying. These many variables can include age, gender, marital status, driving record, liability limitations/requirements, collision and comprehensive deductibles, multi car discounts, homeowners discounts, and yes even your credit rating.
BTW, welcome to the Forum!
BTW, welcome to the Forum!
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Burning Brakes
Joined: Aug 2004
Posts: 807
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as i am interested in purchasing a c5 i checked with my ins co for rates. to go from an 87 buick gn with full coverage to a z06 was an additional $383.00 . less for a coupe. if you live in the north country and take car off rd in the winter pricing would be lower.best to check before you buy.get your quote in writing. higher deductables will be cheaper.your age will be the biggest factor. i am 58 so my rates are good.
Pro
Joined: Jul 2004
Posts: 530
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From: Richmond Hill GA
St. Jude Donor '08
Originally Posted by Steveo1c5
Assuming: over 25 years of age, No accedents, No tickets, Married, good credit, yes I said goog credit and a number of other factors. This is what you may pay for full coverage in these states.
Approx.
New York L.I....$2000-$3000 per year
Florida ......$800 per Year
These numbers are with the same insurance company.
If your under 25 forget it, as much as 3 times more. I lived in N.Y. and now in Florida and moving to N.C. hope this helps you out.
Approx.
New York L.I....$2000-$3000 per year
Florida ......$800 per Year
These numbers are with the same insurance company.
If your under 25 forget it, as much as 3 times more. I lived in N.Y. and now in Florida and moving to N.C. hope this helps you out.
It stayed the same when i went from GA to AL.GOES TO SHOW IT ALL ABOUT LOCATION, LOCATION, LOCATION!!!
Racer
Joined: Jul 2004
Posts: 308
Likes: 0
From: Greenville SC
When I traded my '95 for my new '04 - insurance only went up $60 a year. Of course, I'm married and over 60 - so got the best rate.. BTW, this isn't my daily driver - so got the preferred rate..
Each state is different (as was said previously). When I lived in SC, insurance on this car would have been double what it's costing me here in Indiana. They seem to drive safer here than they do in SC (i guess)
JCR_Indy
Each state is different (as was said previously). When I lived in SC, insurance on this car would have been double what it's costing me here in Indiana. They seem to drive safer here than they do in SC (i guess)
JCR_Indy
Thread Starter
Instructor
Joined: Aug 2004
Posts: 201
Likes: 0
From: Davisville, WV
But thanks for all the help guys...I live in a small WV town, I think my rates would be signifigantly lower than those of larger areas...
BTW, I'm a LITTLE BIT younger than 25
But I afford my Z28 just fine...along with my daily driver mazda.
Think i'll be ok...thanks again
BTW, I'm a LITTLE BIT younger than 25
But I afford my Z28 just fine...along with my daily driver mazda.
Think i'll be ok...thanks again
Burning Brakes
Joined: Jun 2004
Posts: 1,240
Likes: 2
From: Cedar Rapids Iowa
Just to give you an idea on the low end, I pay $520 per year for a 2002 Z06 with full coverage. The following conditions apply.
Live in Iowa
Multi-car discount
Clean record
Over 50 years old
I was surprised how cheap it was.
Live in Iowa
Multi-car discount
Clean record
Over 50 years old
I was surprised how cheap it was.
Drifting
Joined: Jan 2004
Posts: 1,987
Likes: 0
From: Orlando FL
Cruise-In VI Veteran
I pay $520 per year for a 2002 Z06 with full coverage
im a lot younger than you guys, but for my full coverage down here in FL im paying about 3000 a year!
but if thats what it takes to drive the car i want... wouldnt have it any other way!!
Instructor
Joined: Jul 2003
Posts: 211
Likes: 0
From: Maggie Valley NC
Too many variables
Originally Posted by GrayC5
To get any meaningful numbers, you need to shop around and get quotes from agents within your state. Insurance laws very by state and there are too many variables to try and deduce what your premium rates might be based on what others here on the Forum are paying. These many variables can include age, gender, marital status, driving record, liability limitations/requirements, collision and comprehensive deductibles, multi car discounts, homeowners discounts, and yes even your credit rating.
BTW, welcome to the Forum!
BTW, welcome to the Forum!
Here in NC I pay maybe 50 bucks more for my 99 C5 than for my 99 Saturn. Super cheap. Got Allstate. Also, I am an old fart with a squeaky clean driving record, etc. The same coverage for the car in FL was hundreds more, so I based the Vette here.
Safety Car
Joined: Jun 2004
Posts: 4,769
Likes: 15
From: Lovin Life Oh
got my insurance on my 98 vert for 45 a month 100/300 coverage with 500 deduct for 45 a month 
im 21 no points
2 claims in last 5 yrs neither at fault
lost my license 3 years ago for 2 tickets under 18
i have 3 cars and the vette is listed as pleasure
ohio
how to do that then
im 21 no points
2 claims in last 5 yrs neither at fault
lost my license 3 years ago for 2 tickets under 18
i have 3 cars and the vette is listed as pleasure
ohio
how to do that then
Pro
Joined: May 2004
Posts: 673
Likes: 1
From: Pembroke Pines Florida
Originally Posted by Steveo1c5
Assuming: over 25 years of age, No accedents, No tickets, Married, good credit, yes I said goog credit and a number of other factors. This is what you may pay for full coverage in these states.
Approx.
New York L.I....$2000-$3000 per year
Florida ......$800 per Year
These numbers are with the same insurance company.
If your under 25 forget it, as much as 3 times more. I lived in N.Y. and now in Florida and moving to N.C. hope this helps you out.
Approx.
New York L.I....$2000-$3000 per year
Florida ......$800 per Year
These numbers are with the same insurance company.
If your under 25 forget it, as much as 3 times more. I lived in N.Y. and now in Florida and moving to N.C. hope this helps you out.
Scott
Racer
Joined: Feb 2002
Posts: 449
Likes: 0
From: Killeen TX
One of the biggest factors is how you use the car. If it's your daily driver, it's going to be a lot more than if only used for pleasure. e.g., my 27 yr old daughter pays more for her Mazda 626 than I do for my Vette (a little over $500 for 6 mo.) However, I think she does have one at fault accident on her record.
