Drive 
does anyone have storage insurance?
Thread Starter
Team Owner
Joined: Feb 2001
Posts: 21,016
Likes: 0
From: Galveston... well, Santa Fe Texas
Cruise-In VII Veteran
St. Donor '03 & '06
does anyone have storage insurance?
on thier vettes for the winter?
my isnurance company told me that the 6-month premium for storage insurance is the same amount that I'd pay for Comprehensive insurance.
normal?
my isnurance company told me that the 6-month premium for storage insurance is the same amount that I'd pay for Comprehensive insurance.
normal?
Race Director
Joined: Aug 2003
Posts: 16,270
Likes: 30
From: "It's 106 miles to Chicago, we've got a full tank of gas, half a pack of cigarettes, it's dark, and
St. Jude Donor '03-'04-'05-'06-'07-'08-'09-'10-'11-'12-'13-'14-'15-'16-'17-‘18-'19
NCM Sinkhole Donor
What they're saying in a confusing and convoluted way is that you are going to drop all of the coverages except for comprehensive. That's all you need to protect you against fire, theft, vandalism, weather and glass.
You don't need collision or any of the liability coverages.
I don't know why they didn't just say that!
They seem to love to confuse the public with complex terminology - although it's gotten better than it used to be! 
You don't need collision or any of the liability coverages.
I don't know why they didn't just say that!
They seem to love to confuse the public with complex terminology - although it's gotten better than it used to be!
Last edited by blacksedan87; Dec 15, 2004 at 04:53 PM.
Thread Starter
Team Owner
Joined: Feb 2001
Posts: 21,016
Likes: 0
From: Galveston... well, Santa Fe Texas
Cruise-In VII Veteran
St. Donor '03 & '06
Originally Posted by blacksedan87
What they're saying in a confusing and convoluted way is that you are going to drop all of the coverages except for comprehensive. That's all you need to protect you against fire, theft, vandalism, weather and glass.
You don't need collision or any of the liability coverages.
I don't know why they didn't just say that! They seem to love to confuse the public with complex terminology - although it's gotten better than it used to be!
You don't need collision or any of the liability coverages.
I don't know why they didn't just say that!
They seem to love to confuse the public with complex terminology - although it's gotten better than it used to be! 
Administrator
Joined: Mar 2001
Posts: 368,385
Likes: 24,790
From: In a parallel universe. Currently own 2014 Stingray Coupe.
C7 of the Year - Modified Finalist 2021
MO Events Coordinator
St. Jude Co-Organizer
St. Jude Donor '03 thru '26
NCM Sinkhole Donor
CI 5, 8 & 11 Veteran
At least as far as I know, this is normal. The comprehensive coverage would still protect the car against theft, fire, etc. Would not go with anything less.
Burning Brakes
Joined: May 2003
Posts: 785
Likes: 6
JD,
I just rec. a letter from my Insurance co. as well. They used the same line "storage Insurance" I guess all it means is Comp. which Is all I keep on the car during winter storage. The bank wants to protect "their" investment since I still owe a little on the baby.
I just rec. a letter from my Insurance co. as well. They used the same line "storage Insurance" I guess all it means is Comp. which Is all I keep on the car during winter storage. The bank wants to protect "their" investment since I still owe a little on the baby.
Corvette Stories
The Best of Corvette for Corvette Enthusiasts
Top 10 Most Expensive Corvettes Ever Sold on Bring A Trailer
Brett Foote
10 Things Every Corvette Owner Needs (2026 Edition)
Michael S. Palmer
8 Most "Only Corvette Owners Understand" Quirks and Problems
Pouria Savadkouei
10 Reasons the C6 Z06 is Still A Performance Benchmark After 20 Years
Joe Kucinski
How Much Horsepower Every Corvette Engine "LOST" in 1972
Joe Kucinski
Top 10 DOs and DON'Ts for Protecting Your Convertible Top!
Michael S. Palmer
Top 10 Most Explosive Corvettes Ever Made: Power-to-Weight Ratio Ranked!
Joe Kucinski
150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter
Joe Kucinski
8 Coolest Corvette Pace Cars (and Replicas) of All Time
Verdad Gallardo
Safety Car
Joined: Nov 2003
Posts: 4,273
Likes: 1
From: Pittsford NY
Originally Posted by rworkman
I just leave my Comprehensive Insurance on the car, and take away the rest of the coverage.
This is what I do also. I do not have the numbers in front
of me but it tends to be reasonable perhaps 30 dollars.
Drifting
Joined: Nov 2004
Posts: 1,739
Likes: 1
From: Paris Illinois
CI 6-7-8-9-10 Veteran
St. Jude Donor '08-'09
Originally Posted by rworkman
I just leave my Comprehensive Insurance on the car, and take away the rest of the coverage.
Makes insurance coverage for the year cost about what my daily driver does.
Le Mans Master
Joined: Sep 2001
Posts: 8,840
Likes: 43
From: State of Confusion.
I changed mine from full coverage to the storage insurance through State Farm,and my premium went from $400 for six months to $60 for six months(actually four months). This covers the car against fire and theft, and if the garage falls in or my mother- in law drives through our garage door 
, homeowners picks up the tab. It's worth it I think.
, homeowners picks up the tab. It's worth it I think.
Safety Car
Joined: Feb 2004
Posts: 3,802
Likes: 0
From: monroeville pa
St. Jude Donor '04-'05-'06-'07-'08-'09-'10-'11-'12-'13
I have state farm and my car is stored from nov till april and i keep my plates.the insurance covers only if something happines in the garage, all other coverage is taken off for those months the amount i am charged is very cheap for those months it is stored. 
