Need Help (Non-Tech But Important)
Thread Starter
Instructor
Joined: Nov 2001
Posts: 130
Likes: 0
From: Germantown MD
Need Help (Non-Tech But Important)
Well,
The insurance adjustor is coming to look at my 99 Corvette from the crash the other day. The frame is badly bent, and everyone says that the car is totalled. Here are some pics from Tattooed's Site:
http://www.genocide2600.com/~tattooma/jg/
I owe $31K on this car, and it was my pride and joy. It had 27K miles and was flawless. It had the Z51 and 6-Speed options and leather sports seats and a few other options.
Any tips on getting the best payoff on this car? I want them to cut me a Market Value check for about $33K. Any advice?
Regards,
John Graves
The insurance adjustor is coming to look at my 99 Corvette from the crash the other day. The frame is badly bent, and everyone says that the car is totalled. Here are some pics from Tattooed's Site:
http://www.genocide2600.com/~tattooma/jg/
I owe $31K on this car, and it was my pride and joy. It had 27K miles and was flawless. It had the Z51 and 6-Speed options and leather sports seats and a few other options.
Any tips on getting the best payoff on this car? I want them to cut me a Market Value check for about $33K. Any advice?
Regards,
John Graves
Melting Slicks
Joined: Jan 2001
Posts: 3,224
Likes: 0
From: Tulsa OK
Re: Need Help (x_rckstar)
This question has been asked a number of times. People will chime in soon with some very good advice. :) ;)
I completely understand what you mean when it comes to taking good care of the car and the car being your pride and joy. Some of us put so much effort into taking care of the car, driving it "carefully", and babying it... when resale comes along (or an insurance adjuster), we feel our added effort is worth more. Personally, I think caring owners make the car a little more valuable. Good luck with the insurance guy and glad you made it out of the car okay. I am sure it was terrifying, but thank God everything turned out so well. :cheers: :blueangel:
Patrick :)
[Modified by Patman36, 10:01 PM 1/6/2002]
I completely understand what you mean when it comes to taking good care of the car and the car being your pride and joy. Some of us put so much effort into taking care of the car, driving it "carefully", and babying it... when resale comes along (or an insurance adjuster), we feel our added effort is worth more. Personally, I think caring owners make the car a little more valuable. Good luck with the insurance guy and glad you made it out of the car okay. I am sure it was terrifying, but thank God everything turned out so well. :cheers: :blueangel:
Patrick :)
[Modified by Patman36, 10:01 PM 1/6/2002]
Melting Slicks
Joined: Mar 2001
Posts: 2,809
Likes: 0
From: Frisco TX
Re: Need Help (x_rckstar)
Glad to hear that you are ok :yesnod:
Wait for the adjuster to show (meet him there if possible and shake his hand, this will establish a personal report), then see what he offers... If you dont feel that you can replace your car for that value offered, then go through an Attorney, to get the $ required to replace it..
Take care,
BP
Wait for the adjuster to show (meet him there if possible and shake his hand, this will establish a personal report), then see what he offers... If you dont feel that you can replace your car for that value offered, then go through an Attorney, to get the $ required to replace it..
Take care,
BP
Melting Slicks
Joined: Sep 2000
Posts: 3,040
Likes: 0
From: North Liberty IA
St. Jude Donor '07
Re: Need Help
I'd be really surprised if they didn't total it. If they offer you less than you feel you deserve, be persisitent, but polite. The adjusters are just people doing their job, as are the others at the insurance company. Contrary to popular notion, they're not out to sc**w you intentionally -- nobody gets a bonus for the lowest payout and the water cooler stories are not about who they paid the least.
If you don't get satisfaction, ask to elevate it to a claims manager. If you are strong in your position, with supporting documentation, they'll do it for you.
The challenge of getting a lawyer is that you end up with that expense. Often better to take a little less and do it yourself.
Tom
If you don't get satisfaction, ask to elevate it to a claims manager. If you are strong in your position, with supporting documentation, they'll do it for you.
The challenge of getting a lawyer is that you end up with that expense. Often better to take a little less and do it yourself.
Tom
