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Old Oct 7, 2009 | 06:31 PM
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Default car totaled!

Sunday 9/27 around 4pm less than a qtr mile from the end of my street goin about 35mph in the rain (truck in the shop) blink of an eye hit slick spot car went left, hit a tree dead center. insurance is saying totaled but i dont know what the offer is yet (jaw wired shut lots of surgery thursday no phone for me yet). ive never had an acc. before. anybody in the plymouth mass area able to help out with any advice on how to make sure I get what this car was really worth to replace or how to find out if it is really totaled? Hate to use cliche but it "doesnt look that bad". both airbags deployed(after my face hit the wheel lol) so yes thats expensive i guess. Any help would be greatly appreciated.

Thanks, Paul.
Old Oct 7, 2009 | 06:51 PM
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Sorry to read about your accident. I was in a wreck when I was 19. I was in a 72 cutlass. My jaws were out of socket and broken, several other injuries. I had a trach, many facial surgeries and jaws wired shut. I hope you have a speedy recovery. Good luck with your vette.
L
Old Oct 7, 2009 | 07:03 PM
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10 year old car

figure 2k for each airbag pop, so that's $4,000 before you've even touched the body.

So yeah, it's probably totalled.

Be nice to the adjuster. Do a little research on what a comparably equipped and conditioned car will bring, but don't offer up that data for argument until you get their first offer. It might actually surprise you. I've had 2 friends that totalled Corvettes, and both times they got quite a bit more than they expected. It seems the undeserved stigma of Corvettes = $$$$ works in our favor here.
Old Oct 7, 2009 | 07:10 PM
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Sorry to hear that. Glad that you are ok.
Old Oct 7, 2009 | 07:15 PM
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Pics of Car?
Old Oct 7, 2009 | 09:42 PM
  #6  
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Real bummer...sorry you were injured but remember the car can be replaced, you can't.
Old Oct 7, 2009 | 09:53 PM
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sorry bout your accident had bad one when i wuz 19broke jaw ,nose ect....as f/car ANYTHING you can say that makes your car special as its a corvette and worth is widely varied example yours is a rare color or converts. that year are sought after,you have pilot sports its up to you to tell the adjuster why you should get the maxium...word to the wise put your car in a car show keep any paperwork. 1996 had a 68 ElCamino put it in a couple car shows car was ok no world stopper ok paint ect..... kid came out of side street btotaled car told adjuster car was show car and had the papers f car show inital offer $2200 final payment $10,800 It was a show car.... right! a camaro is worth xxx dollars a vette is worth what you can justify its up to youtheir job is to do whats in the best interst of the compan y but must keep you happy and remember if they offer you way more than you think its worth and you're happy they will almost always give you more so ask for it ...GOOD LUCK
Old Oct 7, 2009 | 10:05 PM
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Old Oct 8, 2009 | 09:08 AM
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Don't worry about what the insurance adjuster says. Your guy at the body shop will give him a higher estimate and they will meet somehwere close to what your body shop estimator estimates.

I have a 2005 C6, insurance adjuster said 15K, my guy at body shop got 20K out of them. 2 months later before my guy at body shop was done, he got an additional 7K out of them.

So I could have taken 28K for my car which wasnt even worth but maybe a few thousand more than that. My point is, you never really know the extent of the damage until you are 80% of the way putting it back together.

My collission sounds alot like yours, it really wasnt that bad and it turned out it took 27K to fix it.
Old Oct 8, 2009 | 11:19 AM
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I hate these threads... Sorry for your loss but glad you made it out ok.

I should smack myself for driving my car on bald DR's in florida down pours..
Old Oct 8, 2009 | 11:20 AM
  #11  
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I'd be more concerned about your body than the corvette
Old Oct 8, 2009 | 01:24 PM
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I'd concentrate on your injuries first, and make sure you come out of this as well as possible.

I had my Vette totaled this summer, it was hit on the other end and in a parking lot of all places. I was not in it, so that is a plus.

The ins co was pretty fair, the decision to total it was kind of forced on them by the body shop putting in a high estimate for repair and too high of an estimate for salvage from the salvage co. But, I would want the body shop to do a good job, so no real blame on them trying to do a good job. The costs of the new parts though was high, in my area the dealers get 20-30% over what I can get the parts for including shipping to my door. You may not have that issue. The salvage co though hadn't had a Vette to salvage before so I'm sure they saw $$'s.

The two estimates combined was right at the market value of the car. After their first offer I sent them receipts for recent work and they took that into account on the settlement. I kind of knew it was going to be totaled so I took the position to maximize the settlement rather than trying to keep it from being totaled.

The final settlement was OK, I took the car and the difference between the salvage value and the market value. I did balk a little and they reduced the salvage value almost in half.

I would have rather just had the Vette repaired, but now I'm in the position that I can make the Vette a track only car (or at least 99% of the time) and that is pretty fun as well. You may not be in the same position and it may be best to just take the money and get a new Vette.

Good luck on your injuries, that is more important than the Vette.
Old Oct 8, 2009 | 03:47 PM
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