Gmac
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Race Director
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From: . [Rotorhead] "You seem to be a douche. What I'm getting at is just STFU" [/Rotorhead]
St. Jude Donor '06 & '09 & '11
Gmac
Anybody checked GMACs loan or lease rates lately (or did you get a good deal somewhere else)? 
Former Vendor
Joined: Apr 2005
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From: South Florida
check local credit unions, recently (August) got 4.5% fixed for up to 72 months at Brightstar credit. I think they just readjusted into the 5.25% area. GMAC was 6.9% on Vettes when I purchased .
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Race Director
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From: . [Rotorhead] "You seem to be a douche. What I'm getting at is just STFU" [/Rotorhead]
St. Jude Donor '06 & '09 & '11
Originally Posted by PimpDadd
Just got 5.69 for 72 mo for my Z06 with BankOne.... good deals are out there....... 
Dayum. That's a long loan. I usually lease (50k miles / 3 years) because the cars I've leased are hosebeasts on depreciation (Jaguar/Volvo) and it never makes sense to buy. I'm thinking the C6 might be a better bet. I can get a 40-60 month loan for about what I'd pay on a 3 year lease, but then I bear the risk of depreciation.
Le Mans Master
Joined: Sep 2005
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From: Central Florida. Black Sheep Squadron Member. 465 rwhp & 477 rwtq
Cruise-In VIII Veteran
St. Jude Donor '07
I went with CapitalOne, they gave me 5.5% for 60 months. I thinks that is pretty good, but it depends on your credit too. Try them out. 
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Drifting
Joined: May 2005
Posts: 1,476
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From: San Diego CA
Originally Posted by Killrwheels@Autogeek
check local credit unions, recently (August) got 4.5% fixed for up to 72 months at Brightstar credit. I think they just readjusted into the 5.25% area. GMAC was 6.9% on Vettes when I purchased .
72 monther 0 down 5.29% from the credit union and I am only 24 with no history with that credit union. As long as you have a 700 or close to it you should always check with the local credit unions first. Dealership financing is a last resort.
Another piece of advice... NEVER tell the dealer you are bringing your own financing until the deal on the car has been made. If they ask if you will be financing the car you can say yes, but don't tell them it won't be through them. They make as much $$ on financing as the car in some cases.
Instructor
Joined: Aug 2005
Posts: 102
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From: Fayetteville NC
Pentagon Federal Credit Union:
4.75% for 60 mos (new and used vehicles)
5.24% for 72 mos
6.24% for 84 mos
There are deals out there if you look around. When we purchased our Vette in August, the rates were 4.5%
4.75% for 60 mos (new and used vehicles)
5.24% for 72 mos
6.24% for 84 mos
There are deals out there if you look around. When we purchased our Vette in August, the rates were 4.5%
