Insurance
Thread Starter
Pro
Joined: Apr 2004
Posts: 527
Likes: 0
From: Toledo OH
Insurance
I just got my bill for my auto insurance from Nationwide and they made a change to my policy. They said that they will only cover after market modifications to my car if it is $1,500 or less. I have about $5,000 worth of mods on the vette so they told me I can pay more to get more coverage. Some of you who are like me may want to contact your insurance agent to see what is covered when it comes to after market products.
Burning Brakes
Joined: Mar 2006
Posts: 1,183
Likes: 1
From: Santa Monica CA
Screw 'em! Change to someone who will cover you.
I have absolutely no patience for any vendor of any kind who uses the phase "Will not" or "Can not"...
You're the customer, fidn someone who will do or can do what you want and don't look back.
I have absolutely no patience for any vendor of any kind who uses the phase "Will not" or "Can not"...
You're the customer, fidn someone who will do or can do what you want and don't look back.
Pro
Joined: Apr 2006
Posts: 570
Likes: 0
From: San Antonio
Originally Posted by steveo242
Screw 'em! Change to someone who will cover you.
I have absolutely no patience for any vendor of any kind who uses the phase "Will not" or "Can not"...
You're the customer, fidn someone who will do or can do what you want and don't look back.
I have absolutely no patience for any vendor of any kind who uses the phase "Will not" or "Can not"...
You're the customer, fidn someone who will do or can do what you want and don't look back.
Shop around. There are several good companies that will work with you. Also, you might try an independent agent.
Race Director
Joined: Jun 2005
Posts: 10,909
Likes: 2,701
From: Phila Suburbs 2023 C8 & 2013 650ix
I'm surely not a big fan of insurance companies but if you added value to the car shouldn't the insurance premium reflect that?
Last edited by Walt White Coupe; May 14, 2006 at 05:54 PM.
Drifting
Joined: Dec 2005
Posts: 1,563
Likes: 7
From: Appleton WI
Originally Posted by Walt White Coupe
I surely not a big fan of insurance companies but if you added value to the car shouldn't the insurance premium reflect that?
This is no different than other types of insurance, like homeowners. There are limitations on the insurance of contents, so those who have big investments in collections, firearms, jewelry, or anything else of value carry separate policies or riders on their homeowners policy.
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Race Director
Joined: Oct 2005
Posts: 14,555
Likes: 1,255
From: Saint Albans, WV
Originally Posted by jnx911
I would be careful with this, if these are performance altering, they can deny coverage, and cancel you.
To call my mods performance altering would be an understatement. Mine is on a commercial policy with multiple vehicles. Being canceled is certainly not a worry.
Last edited by saplumr; May 14, 2006 at 04:40 PM.
Race Director
Joined: Oct 2005
Posts: 14,555
Likes: 1,255
From: Saint Albans, WV
Originally Posted by conecrusher
Have to agree with this comment. And if your mods are a "secret" then I suspect you have little chance of having them replaced or repaired under insurance. The company believes it is insuring a "stock" vehicle, and that is what you'd have to expect for replacement parts.
This is no different than other types of insurance, like homeowners. There are limitations on the insurance of contents, so those who have big investments in collections, firearms, jewelry, or anything else of value carry separate policies or riders on their homeowners policy.
This is no different than other types of insurance, like homeowners. There are limitations on the insurance of contents, so those who have big investments in collections, firearms, jewelry, or anything else of value carry separate policies or riders on their homeowners policy.
I don't believe anyone in their right mind would expect to have coverage for modifications your carrier is not aware of. Either you have specific coverage or you don't.