Question
Thread Starter
Instructor
Joined: Apr 2013
Posts: 161
Likes: 21
From: milwaukee wi
Question
what are you all paying for your insurance deductible I have a 1000 dollor do you all think that is crazy through progressive and how many miles are you putting on your cars . I don't want to treat my vette like garage queen so just asking.
Melting Slicks
Joined: Oct 2004
Posts: 2,863
Likes: 150
From: Woodland CA
I have 1k as well. The price difference between having 500 and 1k was pretty good. Something like $300/year different. So as long as I don’t get into more than 1 accident every 2 years, I come out head. And to give you an idea, the last accident I was in was back in 2004. So I saved a ton of money on the insurance premiums over the years.
I have only had my 2013 for a few months, but on my 2005 it was a garage queen. 29k miles after 8 years of ownership. But all my cars have the same coverage and deductible. No regrets at 1k deductible at all.
I have only had my 2013 for a few months, but on my 2005 it was a garage queen. 29k miles after 8 years of ownership. But all my cars have the same coverage and deductible. No regrets at 1k deductible at all.
Cruising
Joined: Jan 2013
Posts: 12
Likes: 0
Check with the insurance company to see the difference in premiums between having a $500 or $1000 deductible; then decide which is better for you. Also, shop around for insurance companies--their premiums can vary greatly.
Drifting
Joined: Jan 2010
Posts: 1,305
Likes: 5
From: Schererville Indiana
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Pro
Joined: Sep 2011
Posts: 721
Likes: 11
From: Lansing and Brighton Michigan
I'm sure costs vary by state but I have $250 if it's an accident that's my fault. Otherwise $0 for everything else. I've had it this way for years and don't regret paying a few extra bucks in case of something happening such as some other fool banging up one of my cars.