Insurance
Thread Starter
Instructor
Joined: Jun 2013
Posts: 160
Likes: 6
From: Richmond Texas
Insurance
I checked insurance prices from both Hagarty and Grundy and they varied greatly. Have used them both in the past with a couple of old hot rods, but not with the Vette (2011 GS). Anybody have other recommendations for good insurance in Texas?
Le Mans Master
Joined: Mar 1999
Posts: 7,289
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From: Decatur GA
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Check out AAA. I have Travelers through AAA (in Georgia, not Texas) and I pay a little over $500 per year for a 2012 GS Coupe. Clean driving record and max coverage. My Vette costs less to insure than my 2012 Civic. Go figure.
Drifting
Joined: Jul 2000
Posts: 1,713
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From: Atlanta GA from Boston MA
Burning Brakes
Joined: Aug 2007
Posts: 892
Likes: 1
From: westport ct & port st lucie fl.
Race Director
Joined: Oct 1999
Posts: 14,109
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From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
OP: We would love to quote you! Give us a call or check us out online at www.ncminsurance.com - 877.678.7626.
Adam Boca
Race Director
Joined: Oct 1999
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From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Oh, not true.....You can belong to a country club, but taking the car that we insure to the golf course isn't something we cover. Errant golf ***** (I have a horrible slice), driving and driving of carts, young folks driving carts, and simply folks who don't care about your car are our concerns.
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Burning Brakes
Joined: Aug 2007
Posts: 892
Likes: 1
From: westport ct & port st lucie fl.
Oh, not true.....You can belong to a country club, but taking the car that we insure to the golf course isn't something we cover. Errant golf ***** (I have a horrible slice), driving and driving of carts, young folks driving carts, and simply folks who don't care about your car are our concerns.
that my wife couldn't drive. Do you really think anyone would believe my wife would give up her car so I could drive to a golf course?
What if you are single and only own a Corvette? I wonder how Tiger Woods would have developed his game if he was insured by you?
By the way, I can correct that slice in one lesson. Try weakening your grip and swing out. Your swinging from outside in and not completing your rotation.
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Adam, this is purely a technicality on your part. I have been playing golf since I turned 12. When I bought my first car at age 16, my golf clubs have been in my trunk. I have had 4 corvettes, and two other sports cars, all cars
that my wife couldn't drive. Do you really think anyone would believe my wife would give up her car so I could drive to a golf course?
What if you are single and only own a Corvette? I wonder how Tiger Woods would have developed his game if he was insured by you?
that my wife couldn't drive. Do you really think anyone would believe my wife would give up her car so I could drive to a golf course?
What if you are single and only own a Corvette? I wonder how Tiger Woods would have developed his game if he was insured by you?
We are not standard auto insurance. We are a specialized collector car insurance. We do not and can not insure vehicles that are considered daily use transportation, or the only car is the Corvette. We require our customers to have a daily use vehicle to be able to have our insurance.
By the way, I can correct that slice in one lesson. Try weakening your grip and swing out. Your swinging from outside in and not completing your rotation.
Race Director
Joined: May 2006
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From: SOFLA
2016 Corvette of Year
2015 C6 of Year Finalist
Adam, this is purely a technicality on your part. I have been playing golf since I turned 12. When I bought my first car at age 16, my golf clubs have been in my trunk. I have had 4 corvettes, and two other sports cars, all cars
that my wife couldn't drive. Do you really think anyone would believe my wife would give up her car so I could drive to a golf course?
What if you are single and only own a Corvette? I wonder how Tiger Woods would have developed his game if he was insured by you?
By the way, I can correct that slice in one lesson. Try weakening your grip and swing out. Your swinging from outside in and not completing your rotation.
that my wife couldn't drive. Do you really think anyone would believe my wife would give up her car so I could drive to a golf course?
What if you are single and only own a Corvette? I wonder how Tiger Woods would have developed his game if he was insured by you?
By the way, I can correct that slice in one lesson. Try weakening your grip and swing out. Your swinging from outside in and not completing your rotation.
No question, it is technical. Here is where I think the confusion is.
We are not standard auto insurance. We are a specialized collector car insurance. We do not and can not insure vehicles that are considered daily use transportation, or the only car is the Corvette. We require our customers to have a daily use vehicle to be able to have our insurance.
Thanks coach! I will try that for sure!
We are not standard auto insurance. We are a specialized collector car insurance. We do not and can not insure vehicles that are considered daily use transportation, or the only car is the Corvette. We require our customers to have a daily use vehicle to be able to have our insurance.
Thanks coach! I will try that for sure!
Burning Brakes
Joined: Aug 2007
Posts: 892
Likes: 1
From: westport ct & port st lucie fl.
I agree with Adam, their rates are really low for a reason, they minimize their risk for drivers who don't use their car as much, if it doesn't meet how you use your vette, then there is more expensive insurance out there to cover you. It is more expensive for a reason, they are covering their higher risk of damage.
I guess it is based on where you park. Got some scratches on my fender for parking in a shopping center. Heaven forbid.
Oh, by the way, I do have a second personal car, Cadillac Eldorado, but I only have it in CT. Hey, it is what it is.
Thread Starter
Instructor
Joined: Jun 2013
Posts: 160
Likes: 6
From: Richmond Texas
Thanks for all the recommendations. Seems like insurance varies with the customer, location and specific circumstances. I have my "civilian" cars tied in with home insurance (long story). I had my old hot rod (red chopped ZZ Top look-alike almost) insured thru Hagarty then went with Grundy a couple of years ago. Here's my results. I checked with AAA, NCM, Hagarty and Grundy. Ended up staying with Grundy. AAA and NCM were about 10-15% higher and Hagarty was twice as high. All were given the same specs.
Racer
Joined: Feb 2008
Posts: 326
Likes: 0
From: Norman OK
I"m still not getting why you would pay for insurance that doesn't let you drive your car. All insurance is a scam.
Credit rating, driving history, other policies, day of the month. Seems like everything affects rates. Really just have to shop around and take the best deal. I have yet to find an agent actually willing to go to bat for their clients. Just switched from a really bad State Farm agent and am saving $100 a month between house and cars.
I suggest you shop often too.
Stop waxing and start driving.
Credit rating, driving history, other policies, day of the month. Seems like everything affects rates. Really just have to shop around and take the best deal. I have yet to find an agent actually willing to go to bat for their clients. Just switched from a really bad State Farm agent and am saving $100 a month between house and cars.
I suggest you shop often too.
Stop waxing and start driving.
