926400005254

For all you folks who have agreed value insurance, what has your experience been?

I’m interested primarily in timeliness on claims. For a total loss, what was your experience?

Thanks in advance 😉.

Iceaxe

Agreed value is the only way to go with a speciality car.

I've only ever dealt with Hagerty and their customer service is awesome.

One word of advice on agreed value policies is check around for the company that best meets your needs as they are all different in what they allow, how many miles you can drive, how it's stored, cost, and where and when you can drive.

Good luck.

BluegrassMotorsport

My policy with @ncminsurance is great and the customer service is top notch. Luckily, I've never had to make a claim. But I expect if that time ever comes they will be excellent.

saplumr

I have American Modern but luckily have never had to use it.

JABCAT

^^^This. I had NCM/American Modern and switched this year to Grundy, higher agreed value, $0 deductible, lower premium, and no restrictions.

javaman

Iceaxe

Just for the record.... if you have never made a claim with your insurance company you are really clueless to how good they are.... all you know before you make a claim is that the company you chose is really good at accepting your money... food for thought.

saplumr

That’s a given! I thought my personal carrier had my back only to find out I had to sue them because the at fault driver carried minimum only. It got extremely ugly. Sad but true.

madmatt9471

I had the NCM agreed upon value on my 1998 Supercharged C5 Corvette - I was in a roll over accident and it was a total loss, pay off was hassle free, and it was fast and the value appreciated and I received even more than what was expected!

I have the agreed upon NCM insurance policy for my 2009 now and I wouldn't consider another for my Corvette and I let any of my friends know that own Vettes to go with them -

Thanks,Matt

TripleB5832

I agree with the comments on NCM. I have not had to file a claim, but am happy with the service and coverage. I've been with them since I bought the car in Jan of 2019. I did shop around and for my needs, NCM was the best price at the time and I was able to live with the restrictions as they were reasonable.

OneBadLT123

I have had NCM for a number of years now. Absolutely great people and great customer service.
Unfortunately I had to make a claim on my Vette when a tree branch fell on top of it. Luckily, the process was painless and top notch. Just a few phone calls and everything was taken care of in a timely manner. No complaints and I will continue to be a customer of theirs until they give me a reason not to.

An absolute must for Corvette owners.

cv67

op are you the same person who started numerous threads like this under a different name?

449er

The issue that I had with NCM insurance is stipulation that you need a separate car for every licensed driver at your address not counting the Corvette,,,,so for example its you, your son, daughter, & your wife live at your address, you would need 4 other cars not counting the Vette

Scuba Ghost

I have shopped around and no other company can beat the rate I get from NCM Insurance.