Insurance
Thread Starter
Melting Slicks
Joined: Jul 2005
Posts: 2,032
Likes: 4
From: Houston Tx
St. Jude Donor '06
Insurance
I set my insurance up to start the day I take delivery Oct 1st from the museum. Today I go and finalize my transaction at the dealer. Being a museum delivery newbie it never hit me that my car might sit at the museum 11 days. I probably should call my insurance agent Monday and have him make the policy effective now.
Le Mans Master
Joined: Oct 2004
Posts: 8,615
Likes: 60
From: Haymarket Virginia
I set my insurance up to start the day I take delivery Oct 1st from the museum. Today I go and finalize my transaction at the dealer. Being a museum delivery newbie it never hit me that my car might sit at the museum 11 days. I probably should call my insurance agent Monday and have him make the policy effective now.
Yes, you should start the insurance as soon as the paperwork is competed.
Intermediate
Joined: Oct 2012
Posts: 26
Likes: 0
No worries. It is not your car until you sign the papers. Even then, you should be covered under your present policy for 14 to 30 days after purchase.
When in doubt, e-mail your agent.
Happy driving and enjoy your new baby.
When in doubt, e-mail your agent.
Happy driving and enjoy your new baby.
Racer
Joined: Jan 2008
Posts: 288
Likes: 0
From: PRINCETON WV
I am sure the museum has insurance to cover any loss that may occur while the car sits there. All the drool the car may have once you pick it up
: When my car arrives I will have the insurance put on the car the day I pick it up which is required. Enjoy your car.
: When my car arrives I will have the insurance put on the car the day I pick it up which is required. Enjoy your car.
Le Mans Master
Joined: Oct 2004
Posts: 8,615
Likes: 60
From: Haymarket Virginia
Yes but I'm sure most states do a insurance check as soon as a car is registered. I know here in Virginia they do and they get nasty if you can't prove it was effective the date you purchased it.
Racer
Joined: Aug 2013
Posts: 296
Likes: 4
From: San Antonio Texas
Of course, I would not suggest that you wait that long. In fact, I would simply fax/email the invoice to my agent while at the dealership. He or she can add it almost immediately.
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Former Vendor
Joined: Apr 2012
Posts: 9,270
Likes: 81
From: Riverside CA
St. Jude Donor '12
In California a signed contract doesn't mean anything until you actually drive off the lot with the car. Any point before that you can back out of the deal if something were to happen.
I wouldn't worry about it. Enjoy the car.
I wouldn't worry about it. Enjoy the car.