C7 General Discussion General C7 Corvette Discussion not covered in Tech
Sponsored by:
Sponsored by:

Rejected because of Vette...

Thread Tools
 
Search this Thread
 
Old 01-05-2018, 12:30 PM
  #41  
ElGreco53
Racer
 
ElGreco53's Avatar
 
Member Since: Jun 2017
Location: Corvallis, Oregon
Posts: 258
Received 105 Likes on 67 Posts
Default

interesting jcs, but that sounds like the shenanigans of a capitalist for profit corporation, not a commie outfit. USAA has lobbyists as well and they broker insurance, also a conflict of interest? I have their card too, although their rates weren't as favorable as Safeco for auto or home.
Old 01-05-2018, 12:30 PM
  #42  
Strake
Melting Slicks
 
Strake's Avatar
 
Member Since: Nov 2012
Location: Gettysburg PA
Posts: 3,336
Received 1,876 Likes on 1,010 Posts
2020 C8 of the Year Finalist - Unmodified

Default

I've been with USAA since 1969. Over the years, I would occasionally check other sources for quotes and no one was even close to USAA.

We also have our home, and vacation lake home insured with USAA.

Almost 3 years ago, when we swapped out our daily driver for a new Honda Odyssey, I noticed our insurance total premium just seemed quite high. We had a 2013 60th Anniv 427 Vette as well. I started shopping around and found Progressive was about HALF of what USAA was for nearly identical coverage. I pinged Progressive first, as our boat is insured through them, being that USAA partners with Progressive for boats.

I called USAA and spoke with 3 different reps, one of which was a auto policy Manager to describe that I've been with them for over 40 years with NO tickets, NO wrecks for either myself or my wife and bundled 2 homes too. Made no sense to me that they were that much higher.

I went with Progressive for Auto's. Kept the 2 houses with USAA. Each time the policy comes up for renewal, I attempt to go back to USAA more for sentimental reasons and wanting to keep everything in one source, but still NO luck. I'd do it if it were close, but it's about a $300 difference every 6 months.

I don't get it...... they used to always be the hard one to beat.
The following users liked this post:
NavyBlue2 (01-05-2018)
Old 01-05-2018, 12:38 PM
  #43  
fyreline
Supporting Lifetime
Support Corvetteforum!
 
fyreline's Avatar
 
Member Since: Sep 2005
Location: Syracuse NY
Posts: 4,015
Received 1,267 Likes on 508 Posts
2023 C1 of the Year Finalist - Unmodified
2022 Corvette of the Year Finalist -- Unmodified
2021 C1 of the Year Winner - Unmodified
2020 C1 of the Year Finalist - Unmodified
2016 C1 of the Year Finalist

Default

Originally Posted by 4thC4at60
Local State Farm agent is a long time friend. SF won't allow her to write me coverage for the Vette and Ferrari.....
I have carried State Farm Insurance on my home and cars - including Corvettes - for many, many years. They currently cover both my C7 and my 1962. Good coverage, good rates, and good service throughout all those years.
Old 01-05-2018, 12:38 PM
  #44  
Billy346
Burning Brakes
 
Billy346's Avatar
 
Member Since: Oct 2017
Posts: 881
Received 405 Likes on 228 Posts
Default

This is a funny thread. When I first read the title, I thought the OP was rejected by a woman because of his car. Nope. Car Insurance.
Old 01-05-2018, 01:05 PM
  #45  
LanceVette
Racer
 
LanceVette's Avatar
 
Member Since: Jan 2015
Location: Winchester OR
Posts: 460
Received 118 Likes on 72 Posts
Default

Originally Posted by Patches
I've been insuring my Vettes and my house with The Hartford through AARP for 10 years now and no other company has been able to beat their rates so far. Service has always been good, too.

We started with two 2002 C5's and our other cars and now have a Mini Cooper, an Audi Q5, a 2002 C5 and my 2014 M7 2LT Z51 C7 insured through them along with our household. Never an issue.
And I have been doing the same for over 12 years. No problems. I'm surprised at the refusal from The Hartford. BTW, my Corvette annual premium is only $476.00
Old 01-05-2018, 01:13 PM
  #46  
LimaCharlie
Burning Brakes


 
LimaCharlie's Avatar
 
Member Since: Jun 2017
Location: Northwest Oregon
Posts: 1,095
Received 54 Likes on 25 Posts
Default

I have been with State Farm since 1967 for autos, home, and an umbrella policy. A Corvette has low rates with them. I have owned multiple Corvettes, BMWs, and Z-28 Camaros with State Farm coverage. When I check for multiple autos, home, and umbrella policies, they always come out lower for combined coverage.
Old 01-05-2018, 01:27 PM
  #47  
breakskeet
Burning Brakes
Support Corvetteforum!
 
breakskeet's Avatar
 
Member Since: Jul 2008
Location: Rattlesnake, FL
Posts: 1,236
Received 269 Likes on 145 Posts

Default

Originally Posted by 4thC4at60
Local State Farm agent is a long time friend. SF won't allow her to write me coverage for the Vette and Ferrari.....
State Farm insures both my Callaway Z06 and my Lamborghini Huracan. They were much cheaper than NCM Insurance.
Old 01-05-2018, 01:35 PM
  #48  
DRM500RUBYZR-1
Melting Slicks
Support Corvetteforum!
 
DRM500RUBYZR-1's Avatar
 
Member Since: Dec 2005
Location: Mullica Hill New Jersey
Posts: 2,334
Received 108 Likes on 74 Posts

Default

Originally Posted by Adam Boca
We use American Modern Insurance Company in Cincinnati, OH. They are A+ rated. We offer Agreed Value Coverage which locks in the value of the vehicle today. That assures you what your payout would be if you had a total loss. Give one of our folks a call at 877.678.7626. We are owned/operated and located inside the National Corvette Museum. We speak Corvette here!

Adam Boca
www.ncminsurance.com
Great Coverage and cost, but

even GREATER people to deal with!!!

Call them and find out for yourself!

Marty
The following 2 users liked this post by DRM500RUBYZR-1:
Adam Boca (01-05-2018), tonysz06 (01-06-2018)
Old 01-05-2018, 01:54 PM
  #49  
Mike Mercury
Team Owner
 
Mike Mercury's Avatar
 
Member Since: Apr 2001
Location: S.W. Ohio. . . . . . NRA Life Member
Posts: 54,199
Received 173 Likes on 107 Posts

Default

The following 10 users liked this post by Mike Mercury:
1stTimeforEverything (01-05-2018), defaria (01-05-2018), DWillys (01-06-2018), ElGreco53 (01-05-2018), golden2husky (01-13-2018), Soonere39 (01-06-2018), stingraymyway (01-05-2018), tonysz06 (01-06-2018), walker3 (01-05-2018), Walt White Coupe (01-05-2018) and 5 others liked this post. (Show less...)
Old 01-05-2018, 02:52 PM
  #50  
JoesC5
Team Owner
 
JoesC5's Avatar
 
Member Since: Sep 1999
Location: Springfield MO
Posts: 41,733
Received 1,699 Likes on 1,213 Posts

Default

Originally Posted by 4thC4at60
Local State Farm agent is a long time friend. SF won't allow her to write me coverage for the Vette and Ferrari.....
There has to be more to the story.

I have both of my vintage Corvettes(56 & 64) insured with State Farm under their agreed value Collector Car insurance, and my C6 Z06 under their regular auto insurance as well as my Mercedes daily driver.

Oh, and my State Farm agent is also a good friend and she has a C5 in addition to her SUV daily driver. She also has them insured with State Farm. Her SO's C3 is also insured with State Farm as well as his pickup truck.

I also know another State Farm agent that has his 1967 435HP 427 roadster insured with State Farm. I'm pretty confident to state as a fact that my State Farm agent, her boy friend, a second State Farm agent, and myself are not the only Corvette owners insured with State Farm.

Last edited by JoesC5; 01-05-2018 at 03:14 PM.
Old 01-05-2018, 03:21 PM
  #51  
blue max
Burning Brakes
 
blue max's Avatar
 
Member Since: Feb 2008
Location: Senoia Ga
Posts: 1,185
Received 129 Likes on 101 Posts

Default

Originally Posted by jcsperson
Commie liberal organization. They did you a favor.
You are absolutely correct about AARP they sold out to Obama care
The following users liked this post:
Atomic6 (01-13-2018)
Old 01-05-2018, 03:23 PM
  #52  
blue max
Burning Brakes
 
blue max's Avatar
 
Member Since: Feb 2008
Location: Senoia Ga
Posts: 1,185
Received 129 Likes on 101 Posts

Default

Originally Posted by 4thC4at60
Local State Farm agent is a long time friend. SF won't allow her to write me coverage for the Vette and Ferrari.....
They did you a favor
Old 01-05-2018, 05:14 PM
  #53  
trumanjd1
Burning Brakes
 
trumanjd1's Avatar
 
Member Since: May 2014
Location: WESTERN NEW YORK
Posts: 831
Received 208 Likes on 157 Posts
Default

Originally Posted by millerrock
had no trouble with erie, they don’t care what you drive
same here!
Old 01-05-2018, 05:29 PM
  #54  
cdm747
Burning Brakes

Support Corvetteforum!
 
cdm747's Avatar
 
Member Since: Jan 2017
Location: Diamondhead Mississippi
Posts: 960
Received 236 Likes on 171 Posts
St. Jude Donor '17-'18-'19-'20-'21-'22
Default

Going to swap my 88 C4 over to NCM Insurance this month. I was waiting for my current insurance with Grundy to expire. For $100 a year more, total of $278, I can drive it to work a couple of times a week if I want. With Grundy limited to car show usage.
Old 01-05-2018, 05:50 PM
  #55  
2cnd Chance
Melting Slicks
 
2cnd Chance's Avatar
 
Member Since: Jul 2013
Posts: 2,631
Received 976 Likes on 532 Posts

Default You Gotta Love a Company That Says...

“Please consider contacting another carrier for your insurance needs.“. Huh?? Crazy!
Old 01-05-2018, 08:28 PM
  #56  
NavyBlue2
Burning Brakes
Thread Starter
 
NavyBlue2's Avatar
 
Member Since: Oct 2014
Location: Houston TX
Posts: 762
Received 123 Likes on 73 Posts
Default

Originally Posted by 2cnd Chance
“Please consider contacting another carrier for your insurance needs.“. Huh?? Crazy!
That's what surprised me the most, that an Insurance company would turn business away.
I'd rather that they say: Premium is $10,000 instead of your current $1,000. Then I would respect them a lot more...

Last edited by NavyBlue2; 01-05-2018 at 08:28 PM.
Old 01-05-2018, 08:38 PM
  #57  
Walt White Coupe
Race Director
 
Walt White Coupe's Avatar
 
Member Since: Jun 2005
Location: Phila Suburbs 2023 C8 & 2013 650ix
Posts: 10,427
Received 2,225 Likes on 1,141 Posts

Default

Like others have said, " Rejected because of Vette..." can't be the whole story.
The following users liked this post:
cam30era (01-06-2018)

Get notified of new replies

To Rejected because of Vette...

Old 01-05-2018, 08:49 PM
  #58  
rmorin1249
Le Mans Master

 
rmorin1249's Avatar
 
Member Since: Sep 2012
Location: Hagerstown MD
Posts: 6,876
Received 1,738 Likes on 1,174 Posts
St. Jude Donor '15-'16,'18

Default

I got a quote through AARP for my Stingray but it is not a Z51 equipped car. I have heard of other companies refusing to insure a Z51 or Z06. I have also been with USAA for over 45 years. I do shop around every 3 years or so but have never switched companies. When I factor in the annual subscriber rebate and my senior rebate the net cost with USAA has always been lower than any other quote I have received. USAA's service, at least my experience, has been fantastic.
The following 2 users liked this post by rmorin1249:
fdxpilot (01-07-2018), NavyBlue2 (01-05-2018)
Old 01-06-2018, 12:00 AM
  #59  
NavyBlue2
Burning Brakes
Thread Starter
 
NavyBlue2's Avatar
 
Member Since: Oct 2014
Location: Houston TX
Posts: 762
Received 123 Likes on 73 Posts
Default

Originally Posted by Walt White Coupe
Like others have said, " Rejected because of Vette..." can't be the whole story.
Sorry, that's the whole story.

We got quotes back from all other 6 insurers who we inquired, although at higher rates than USAA. I guess being 30+ yrs members & no tickets/accidents help.

This wouldn't be a story if The Hartford came back with another higher quote like the other insurers. Just wanted to share that we found interesting that Hartford rejected coverage, even a quote, just because we own a Vette...
The following users liked this post:
Walt White Coupe (01-06-2018)
Old 01-06-2018, 08:02 AM
  #60  
roadbike56
Race Director
Support Corvetteforum!
 
roadbike56's Avatar
 
Member Since: Oct 2011
Location: Holly Springs NC
Posts: 14,378
Received 1,609 Likes on 1,037 Posts
St. Jude Donor '16-'17,'22,'24

Default

I have no great love for AARP, but the problem is The Hartford, not AARP. When I was a young man I had three bad experiences with The Hartford. When I had a claim due to a theft of a tape player and damage to my Mustang, they told me not to file because the increase in rates would be more than I would recover. Then when I wanted to buy a Corvette, they told me it had to be in my dad's name and the cost was about 25% of the cost of the car. I picked up a policy from NJM for about half what Hartford wanted, but in my name with WAY better coverage. My dad was with them for over 30 years. As soon as he turned 65, they dumped his car insurance, but were more than willing to continue his home owners, business and investment property insurance. I helped him get insurance with another company.
I've got no use for The Hartford and have not had auto, life or homeowners with them for my entire life since these incidents. They are run by statisticians and bean counters, loyalty means absolutely nothing to them.
The following 2 users liked this post by roadbike56:
ElGreco53 (01-06-2018), NavyBlue2 (01-06-2018)


Quick Reply: Rejected because of Vette...



All times are GMT -4. The time now is 03:05 PM.