weatherby460

I hit a raccoon and it caused about $1200 damage. State Farm paid for it, will it show up as an accident when I try to sell it?

KenHorse

If it was covered under your collision policy, more than likely

hemistar1

it sure will..everything is tracked especially if you reported it. I had 2 windshield chips on 2 different cars this year that were covered under insurance for free and they both showed on a consumer report when I was getting a premium quote for another company.

sorry about the accident but at least it wasn’t a deer or a big dog.

weatherby460

How bad will it hurt the trade in value?

Vetteman Jack

There is a very good chance that the accident repair will be shown on a CarFax report when you sell the car.

Thunder22

The only way it shows up on carfax is if someone reports it. Call the body shop that did the repairs and ask them if they report to carfax. Also, was there a police report? if not, carfax can't pick it up from there.

blb078

What was the damage? I hit an adult coon a couple months after buying mine and it didn't do anything.

99mallett

Watch how they classify the damage on the Carfax if you try to sell or trade it. Some gal sideswiped my wife's MKZ and one of the parts replaced was the front bumper guard. Carfax classified it as a front end collision and they said that there was a probable airbag deployment. They had a diminished amount of an extra $1500 off the trade value. We were trying to trade the car at a dealer on a Saturday afternoon and had to end up contacting my body guy to verify the actual damage and sign a statement that the airbags hadn't deployed.

TXshaggy

Yes it’ll show on Carfax or similar, yes it’ll impact future trade or private sale.

6Speeder

Not necessarily. A business backed my 2015 Z06 into a truck. There was $2000 in damages. Neither his insurance nor the body shop entered the damage into Carfax. I checked months later and Carfax is clean on my car.

TXshaggy

Yes, of course ... but that is the exception and not the norm in today’s world.

Steve Carter

Did you think about paying the $1,200 out of pocket so Carfax wouldn’t pick up this report.?

Gearhead Jim

A very minor accident on our C5 didn't show up in Carfax for about a year.
In your case, they may have asked the body shop to not report so your wouldn't be even more annoyed.
Hard to know for sure.

TAL

This

If it's near the deductible, pay in cash. Your insurance rate will not go up and the report to Carfax likely will not happen.

I have 1K deductible on ALL my cars because I treat this as catastrophic insurance loss. And you pay less.

The Rabbi

Just got a carfax on my C5 and it didn't show a minor one car mishap many years ago. Wait til you want to sell it to get a carfax

Dallas007

If you hit an animal it should be Comprehensive vs Collision. Comp usually has lesser deductible and not a chargeable accident/claim. Depends on Insurance Company but look into it.

JMII

My wife's car was rear ended, a claim was put in and the damaged repaired, this required ordering new parts and have them painted. However the accident never showed on CarFax. We even disclosed this information to the dealer at trade in... they didn't care - CarFax was "clean". Lesson here is CarFax is not 100% accurate.

PAB3200

Any little detail can be reported, sadly. Just ask the people making the report, such as insurance, to keep the title "clean".

Hope this helps!

v.vet's Z06

It's a crap shoot. Most of the time it is reported and sometimes it isn't. A couple of cars back I had extensive damage when someone rear ended me. Serious damage but not reported. I can't explain it but when I traded it, no report showed the incident.

JDSKY

It's not always the body shop that reports but the insurance company. My dad was hit by a car where the driver was changing lanes, did not see his white half ton RAM right next to them and collided. The mirror was sheared off the car and had some minor body damage. His truck had a tiny scratch on the rear fender molding. He explained to his insurance company that it was not his fault but because the damage to the other car was under $1K they just paid it anyway. He did not need any work done to his truck as the scratch buffed out and disappeared.

Fast forward two years and when he goes to trade that accident shows up on the Carfax. Obviously reported by the insurance company and not by any body shop since none was ever involved. One dealer wanted to ding him $3500 in diminished book value because of the Carfax. The only way he could get what his truck was actually worth in trade was to find a dealer that did not care about the Carfax report which he did but it took a bit of extra leg work to find one.

Bottom line. Even if your vehicle never sees a body shop or needs any repair at all it may still wind up with a Carfax that shows a reported accident.