Insurance recommendations
Thread Starter
Safety Car
Joined: May 2007
Posts: 4,109
Likes: 55
From: Maryland
Insurance recommendations
Insurance on all my vehicles is currently with Allstate including a 2019 Stingray, wanted to know who has their Corvettes insured with one company and their other vehicles insured with another? I'm considering moving the Corvette's insurance to a specialty company, e.g., Grundy, Leland West, etc. Does anyone have experience dealing with these or other similar companies and would you recommend them?
Heel & Toe
Joined: Jan 2017
Posts: 15
Likes: 8
From: Boynton Beach Florida
Team Owner
Joined: Sep 2001
Posts: 62,119
Likes: 1,725
From: Athens AL
C7 of the Year - Unmodified Finalist 2021
C4 of Year Finalist (performance mods) 2019
My other vehicles are on Alfa, which is Farm Bureau in Alabama basically. Vettes are on NCM. Never had a claim with NCM so I don't know, hopefully never will. I know I'll never go back to AllState though.
Agreed value based on my mods and such, and I set a mileage limit for the year.
Agreed value based on my mods and such, and I set a mileage limit for the year.
Team Owner
Joined: Mar 2001
Posts: 21,325
Likes: 3,841
From: small town in S.E Pa. PA
St. Jude Donor '03-'04
I'm retired Military and took advantage of USAA. I was with State Farm for many years ( 25 years ) Both cars and Home. every years the cars got older and the premiums went up. I contacted USAA and immediately saved 1000 dollars.. yes 1000 dollars,,, I could not believe it... I got better coverage on the house and the cars. You have to be military and have proof of service.
Bill
Bill
Pro
Joined: Mar 2018
Posts: 677
Likes: 414
From: Pensacola, FL
m
My Annual premium with AllState on just my vette is $1830 a year. I just finished a quote with the NCM, all exact coverage's, $749 per year. Has anyone with NCM insurance had to make a claim? How was the process? I'll be making the switch ASAP!
My Annual premium with AllState on just my vette is $1830 a year. I just finished a quote with the NCM, all exact coverage's, $749 per year. Has anyone with NCM insurance had to make a claim? How was the process? I'll be making the switch ASAP!
Premium Supporting Vendor
Joined: Mar 2010
Posts: 211
Likes: 321
From: Bowling Green KY
We've been spotlighting a few customers in America's Sports Car magazine, and on the NCM Insurance blog - including some who had claims. There's a recent one that had a car fire you can read about online: http://ncminsurance.com/blog/. Thanks for your interest!
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Team Owner
Joined: Nov 2007
Posts: 45,247
Likes: 8,509
From: Rochester, NY
As you are aware cost is one part of the equation the other and very significant to me is service.I pay a bit more for my 19 Z06 and 2 other vehicle with State Farm, but the service is first class. I like the ability to reduce my insurance coverage in the Winter months when I am not driving my Vette. I also like the fact when there is a problem I am sitting across from my agent not dealing with it on the phone.
Race Director
Joined: Sep 2005
Posts: 13,818
Likes: 1,856
From: Birmingham Mi
I have been with NCM for several years with my 67, wife's 99 Mustang and my 2017 Z51. Had a chunk of something come off an overpass, breaking the Z51's windshield, NCM was great and Safelite installed the heads-up approved windshield w/o any issues. Nothing but positives with NCM.
Administrator
Joined: Mar 2001
Posts: 367,656
Likes: 24,661
From: In a parallel universe. Currently own 2014 Stingray Coupe.
C7 of the Year - Modified Finalist 2021
MO Events Coordinator
St. Jude Co-Organizer
St. Jude Donor '03 thru '25
NCM Sinkhole Donor
CI 5, 8 & 11 Veteran
When I had my '03, I had insurance on our daily drivers with one company and the Vette was covered under a policy issued by the National Corvette Museum. I never had to make a claim so I can't comment on that side of the policy, but the cost savings were substantial over other insurance companies. Please note that there are restrictions on the use of the car with the NCM policy, but if you can live with that, it is a good option.
Pro
Joined: Oct 2015
Posts: 632
Likes: 131
From: Northern California
St. Jude Donor '16
I'm retired Military and took advantage of USAA. I was with State Farm for many years ( 25 years ) Both cars and Home. every years the cars got older and the premiums went up. I contacted USAA and immediately saved 1000 dollars.. yes 1000 dollars,,, I could not believe it... I got better coverage on the house and the cars. You have to be military and have proof of service.
Bill
Bill
Intermediate
Joined: Sep 2013
Posts: 34
Likes: 8
From: Glen Burnie Maryland
I have Allstate for home, auto & life 1 F150 2018. 1 Honda Odyssey 2 corvettes a 1971 vert. & a 2014 Stingray. Moved both Corvettes to Hagerty 1/2 the price same coverage. Ask your Allstate agent, Hagerty is somehow hooked up with Allstate.
Pro
Joined: Mar 2018
Posts: 677
Likes: 414
From: Pensacola, FL
When I had my '03, I had insurance on our daily drivers with one company and the Vette was covered under a policy issued by the National Corvette Museum. I never had to make a claim so I can't comment on that side of the policy, but the cost savings were substantial over other insurance companies. Please note that there are restrictions on the use of the car with the NCM policy, but if you can live with that, it is a good option.
Instructor
Joined: May 2004
Posts: 186
Likes: 54
From: oviedo fl
I have insurance through NCM insurance, they are GREAT. I drove in a parade and had a truck back into my car. They had Allstate and I had to see their adjuster. He tells me they could repair my car for $1700. I told him the paint on the custom hood alone was $1900. not including the other repairs and paint. Allstate tells me they don't need to paint the whole hood only parts of it. I called NCM told them, they advised me to go through them. The repair cost $5400. NCM took care of it minus $250. deductible. It was repair properly as it should have been. Plus in time they got my deductible back from Allstate. My rate never increased. Great company to deal with, highly remand.
Burning Brakes
Joined: Feb 2017
Posts: 807
Likes: 313
From: New Jersey
I am exclusively with Allstate, except for my ‘78 Caddy which is insured by Hagerty (a policy I bought through my Allstate agent). I currently have a collision claim with Allstate. They have been outstanding with subrogation on my behalf from the company of the driver who was at fault. In the past I have found them to be nothing less than top shelf in repairs and paint. Every engagement has been seamless with a satisfactory conclusion. I’m sure my current situation will have a similar finish.
The body shop that’s working on my car, has been my shop of choice for 15 years. The relationship began when I owned Mercedes Benz. Their tech gave me the lowdown on other companies and why they should be avoided, while glowing about Allstate.
I understand one size does not fit all, but Allstate works for me.
The body shop that’s working on my car, has been my shop of choice for 15 years. The relationship began when I owned Mercedes Benz. Their tech gave me the lowdown on other companies and why they should be avoided, while glowing about Allstate.
I understand one size does not fit all, but Allstate works for me.
Advanced
Joined: Oct 2019
Posts: 61
Likes: 17
Insurance on all my vehicles is currently with Allstate including a 2019 Stingray, wanted to know who has their Corvettes insured with one company and their other vehicles insured with another? I'm considering moving the Corvette's insurance to a specialty company, e.g., Grundy, Leland West, etc. Does anyone have experience dealing with these or other similar companies and would you recommend them?
