Insurance
Pro
Joined: Mar 2018
Posts: 677
Likes: 414
From: Pensacola, FL
I had NCM insurance at one time, however, I drive more than the allotted mileage. Do you have an unlimited mileage plan or at least one that allows 7500-9000 miles per year?
Burning Brakes
Joined: Sep 2022
Posts: 1,202
Likes: 569
From: MSP
Exception ID 10T
Joined: Oct 2017
Posts: 1,031
Likes: 509
From: NW of Jacksonville FL
Mine went up $145.00 to $865.00 for six months. Last time it went up $74 for 6 months. Way more than inflation. 2019 Z06. 4 vehicles insured by them. No accidents, no claims, no tickets, perfect credit score. It is not a DD, I only drive it for leisure. They don't insure my home, it was built in 1999 and has to be built in 2000 or later for them to consider coverage, so no bundle to worry about. My agent said that hurricane Ian caused a lot of auto insurance claims and also that Corvettes are more expensive to repair than other vehicles if they get into an accident. The other 3 vehicles have stayed about the same or gone down. I guess it is time to look at other offerings. I've been with State Farm for 56 years, but I guess loyalty only works one way with insurance companies.
Melting Slicks
Joined: Jun 2019
Posts: 2,042
Likes: 928
From: near philly
Health care costs are the biggest driver of insurance these days. Aside from a $400k + value exotic, the cost of the vehicle is practically irrelevant now.
My Z06 costs almost the same to ensure as an old subaru worth nothing.
Why?
Hit somebody in a subaru and they need moderate medical care, $8,000 for the car repairs and $85,000 for the rip off hospital charges (if you are lucky), $350,000 if you aren't
Hit somebody in a Z06 and they need moderate medical care, $22,000 for the car repairs and $85,000 for the rip off hospital charges (if you are lucky), $350,000 if you aren't
If injuries give somebody a doctors excuse note to skip work for 12 weeks, there's another $20-40 grand. And then they'll schedule as many follow up visits as humanly possible before letting that claim go
My Z06 costs almost the same to ensure as an old subaru worth nothing.
Why?
Hit somebody in a subaru and they need moderate medical care, $8,000 for the car repairs and $85,000 for the rip off hospital charges (if you are lucky), $350,000 if you aren't
Hit somebody in a Z06 and they need moderate medical care, $22,000 for the car repairs and $85,000 for the rip off hospital charges (if you are lucky), $350,000 if you aren't
If injuries give somebody a doctors excuse note to skip work for 12 weeks, there's another $20-40 grand. And then they'll schedule as many follow up visits as humanly possible before letting that claim go
