Chris Landowski

Thinking about getting a GM credit card for the cash discount on new car purchase. Does anyone know what the limit is on what GM will allow use on new car purchase?

killian96ss

There is no limit to how much you can use from your GM card points towards a GM vehicle.

sshallen

Unlimited on a new GM vehicle, $1,000 per year on certified pre-owned from GM dealer.

Without stoking what could quickly make religious and political battles look calm, I will simply suggest you compare the GM card to American Express Membership Rewards, Citi Thank You, and Chase Ultimate Rewards. Consider earning opportunities, redemption values, and redemption options.

Make the informed choice that's best for you!

Don Roberto

I have a GM car with no limit on the number of points you can earn and no limit on the amount you can apply to a purchase. Not all of their cards are the same so you have to be aware of which card you apply for. Also, when you apply your points it is listed on your sales contract as an incentive and deducted before taxes are calculated. If you were to use points to receive cash from a different card company to apply to the sales price, that would be taxable from your state. Just another thing to think about.

Q Pilot

Considering getting the GM CC also. Do you have to use the card on a new C8 purchase to get the points or does GM give you new car purchase points whether it used or not? Where else do you use the card to earn points? Thanks.

24RiptideBlue

I guess it makes sense if you only buy gm vehicles, which I could never do. Love the C8 but gm…. As a company… I’m trying to get gm out of my life (Onstar).

Considering gm’s privacy policy is something close to “we will sell your private information to anyone at anytime for any reason to make a buck…” I can’t see giving gm the ability to track my purchase history in addition to tracking my location… and how fast I drove there… and how hard I applied the brakes… and how quickly the car accelerated… and what radio station was playing….. and the drivers window was half way lowered… and much more unfortunately…

Don Roberto

Them and every other car company as well as your credit card company etc. etc.

24RiptideBlue

I know but something about giving all the power to one company and gm being the company… nope

C-17LoadVette

You may want to get that card quickly according to this article... https://gmauthority.com/blog/2023/11...m-credit-card/

Vetteman Jack

Link is not working from what I can tell.

Q Pilot

Bad link.

Don Roberto

but an authority and is wrong most of the time and just looking for clicks.
Probably doesn't matter about the link because gmauthority is anything

C-17LoadVette

Try this...
https://www.reuters.com/business/fin...ce-2023-11-07/

TBIRD57

imo why give folks the same or more when demand is already high. you start doing that to increase sales when demand starts to dip

BKbroiler

The best thing about the GM card is the occasional bonus credit they offer. We recently took advantage of a $1,200 offer to be used by 2/29/24. We had $800 in regular "points" at that time, so we got a $2,000 discount from the card on a Cadillac XT5. We've probably used over $10k in bonus offers over the years.

gsvette

I signed up for the Chevrolet CC when I bought my previous C7 Z06. It's turned out to be a good deal over the past 5-6 years with the various bonus points promo's, fuel purchase bonuses, etc.
Not sure what's going on with Goldman Sachs, but I hope they continue with it into the future.