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I use the white pad to apply the polish. I have an even softer black pad that I use to apply the glaze as car is torch red. As for the wax, I put it on by hand and take it off by hand. I still let the polish cure for 24 hrs before applying wax. Not sure if that is really an issue with the new polishes they have today. If I did apply the wax with the machine, the black would probably be soft enough. Post some pics when done. HTH.
was wondering if a "foam" pad is for application and if a "wool or cloth" pad would be for polishing - or is there another combination
Not sure what kind of polisher you are using, but I don't touch mine with anything but the foam pads. You cannot damage your paint with the foam pads with a polisher like the PC 7824. Now wool, with a high speed polisher, you can burn right thru the clear coat and paint. You need to be pretty experienced to be using wool. Not sure about cloth pads, but I would be wary of using one unless it was the micro fiber kind due to the swirl and scratch issue. Check out youtube - there are tons of vids on combos etc. If you are just polishing and waxing, then foam would be enough. If you are dealing with scratches, swirls etc, then check out some of the youtube vids or there is a detailing section on this forum. Just search for car polishing with machine. Good luck.
We likely need to know more about the polisher to offer the correct pads. In general wool pads are for heavier cutting. Foam pads come in many different abrasive levels and generally you will use abrasive pads with polishes to abrade the painted surface, and you will use finishing pads to apply wax and bonnets to remove it.
As for the machine (polisher) some are better than others, and some are of little use other than for wax application. Depends in speed, power, and design.