|
Why is my insurance so high, LOL....
2019 stingray 2LT
33 single, no accidents/tickets in last 5 years. I live N Atlanta in the suburbs 30044 $500 deductible Geico $240/month State Farm $275/month If i set my deductible at $1000, its $20 cheaper. Is it better to stop by an agent instead of doing the online quotes? |
If you qualify for USAA, give them a shot. I’m 20, single, male, driving a 2018 2LT stingray with a clean record, and I pay ~$170/mo Very strange you’re getting such high quotes. |
Originally Posted by Twister915
(Post 1597182594)
If you qualify for USAA, give them a shot. I’m 20, single, male, driving a 2018 2LT stingray with a clean record, and I pay ~$170/mo Very strange you’re getting such high quotes. |
Originally Posted by owc6
(Post 1597182620)
Are you still under your parent's policy?
Weird, on progressives online quote(only place they asked me to enter my SSN) its $137/mo $500 deductible double the coverage of geico/state farm $100k/$300k/$100k |
Originally Posted by Twister915
(Post 1597182594)
If you qualify for USAA, give them a shot. I’m 20, single, male, driving a 2018 2LT stingray with a clean record, and I pay ~$170/mo Very strange you’re getting such high quotes. |
Where you live and where you drive plays a role, and 33 is still one of those high risk ages with a sports car.
|
Originally Posted by owc6
(Post 1597182620)
Are you still under your parent's policy?
|
Originally Posted by Silver C7
(Post 1597182646)
Where you live and where you drive plays a role, and 33 is still one of those high risk ages with a sports car.
|
Originally Posted by Twister915
(Post 1597182649)
I’m definitely on a separate policy, and pay for it myself obviously. I can’t see my parents policy on their account, nor can they see mine on theirs, so the accounts are separate. Perhaps a “clean record throughout the family” discount is applied, but that’s honestly not super likely. Is this your DD? |
Sounds like NJ rates. When I read that some people with newer C7's are paying in a year what I pay in 3 months...makes me want to move.
|
Originally Posted by gixxerdk
(Post 1597182654)
North of Atlanta in the 'burbs. Must be the bad Atlanta drivers lol
I would think that 33 is way better than 20, when it comes to “risky ages” for insurers. It’s very likely something else. Maybe Georgia just adds more, or it’s another mystery factor :lol: |
Originally Posted by owc6
(Post 1597182665)
That's awesome. Reston ( NOVA) is not a low cost area to insure.
Is this your DD? It is my DD, but changing estimated mileage for my policy doesn’t have much impact on the cost, so it shouldn’t matter for insurance. The biggest factor, in my experience, is dedutable. I’ve got a $500 deductible. OP mentioned this too, and it has similar affect on my price (+/- $30/mo, for each increment I can select). |
Originally Posted by owc6
(Post 1597182620)
Are you still under your parent's policy?
|
Originally Posted by direct007
(Post 1597182666)
Sounds like NJ rates. When I read that some people with newer C7's are paying in a year what I pay in 3 months...makes me want to move.
|
never understand why anyone wants to have a $1000 deductible...
|
Originally Posted by Kriegvette
(Post 1597182713)
Wow if I didn't think your comment was a joke I could take it as unnecessarily insulting and condescending. I assume you don’t know who USAA insurance covers, which is generally US military members and their families, giving them a very unique pool of customers, likely impacting their rates significantly. :flag:
BTW, I've been covered by USAA for 35 years. I guess I could take your comment as condescending and a joke, too, but I won't read into it unnecessarily. :flag: |
Originally Posted by gixxerdk
(Post 1597182644)
Wanna marry me?! lol
|
I would guess it’s age and location. I love Geico. My stats for comparison: Car: 2015 Z51 Age: 34 perfect record, etc. location: House w/ garage in Kansas Bodily Injury: $250,000/500,000 Property Damage: $100,000 Colission: $500 Comprehinsive: $500 Cost: $136.70 per month. |
Call your local AAA office and ask about insuring through the various companies they represent. We saved $900 a year over State Farm bundled home and auto.
|
The insurance industry underwriting stats show that under 40 is still relatively high risk in sports cars, and living in a major metro area makes it worse.
|
| All times are GMT -4. The time now is 12:34 AM. |
© 2024 MH Sub I, LLC dba Internet Brands