Insurance
Thread Starter
Le Mans Master
Joined: May 2009
Posts: 5,093
Likes: 757
From: WV
Insurance
So my policy is up for renewal and I have had no tickets or claims but Hargerty jacked it up anyway? So for all 4 of my collector cars it was over $1700 for a year 
. I called Grundy and they were at just over $1300 so getting better. Then I remembered on here someone talking about NCM Insurance. After speaking with them it came in at $1100
. Plus I increased coverage by 5k on one and 20k on another and 1k on a 3rd. Am I missing something here or does this sound to good to be true?
I then called Hagerty to try and get the price atleast close to stay with them and they pretty much said go pound sand. I don't understand?
. I called Grundy and they were at just over $1300 so getting better. Then I remembered on here someone talking about NCM Insurance. After speaking with them it came in at $1100. Plus I increased coverage by 5k on one and 20k on another and 1k on a 3rd. Am I missing something here or does this sound to good to be true?I then called Hagerty to try and get the price atleast close to stay with them and they pretty much said go pound sand. I don't understand?
Thread Starter
Le Mans Master
Joined: May 2009
Posts: 5,093
Likes: 757
From: WV
Team Owner
Joined: Mar 2003
Posts: 26,118
Likes: 1,874
From: Greenville, Indiana
Team Owner
Joined: Mar 2002
Posts: 44,671
Likes: 1,830
From: Huntsville AL
I went through the same thing with Allstate about 4 years ago. I was with that insurance company for over 30 years and had one $800 incident. They kept jacking up my rate until I checked out USAA and when I confronted Allstate they could care less.
Race Director
Joined: Oct 2005
Posts: 12,470
Likes: 1,548
From: Camp Verde AZ
C1 of Year Finalist (performance mods) 2019
2017 C1 of Year Finalist
Yes.
I believe the rational may be you can only drive one at a time.
Doug
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Melting Slicks
Joined: Sep 2005
Posts: 2,670
Likes: 134
From: merritt island fl
C1 of Year Finalist (stock) 2019
2016 C1 of the Year Finalist
2015 C2 of the Year Finalist
Does NCM have any "collector" restrictions- like you can only do shows and special events, no joy riding?
Burning Brakes
Joined: Feb 2006
Posts: 1,205
Likes: 5
From: Jupiter FL
Another good choice is JC Taylor Collector Car Insurance. I've used them for 15 years, and find their rates competitive, and excellent customer service. When I hit a deer a few years back with a V12 Jag XKE, they were right there to deal with it and paid up quickly. So far, I've been satisfied.
Thread Starter
Le Mans Master
Joined: May 2009
Posts: 5,093
Likes: 757
From: WV
Pro
Joined: Jun 2011
Posts: 601
Likes: 88
ins.
I am with NCM INS. Had a problem when I went to renew my policy. It went from $606.00 a year to $1059.00 They accused me of changing my plates from authentic plates to regular plates I have three classics ins. with them why would I change my plates!!!!!This started in the beginning of June of this year Got it straitened out but here it is almost the end of AUG. And still haven't got the final bill. Been with Hargerty and Grundy before never any claims. Just my story or my 2 cents.
Melting Slicks
Joined: Sep 2005
Posts: 2,710
Likes: 901
From: Warminster PA
Read the policy. There are limitations. I can easily work within them, but some need more leeway. Call Adam if you see something that doesn't suit you (mileage, for example) and he may be able to make some adjustments.
I live in eastern PA. When Hurricane Sandy came up the coast, Adam called and asked if I needed any assistance moving my cars to higher ground if necessary. I didn't, but thought it was good cust service. I do realize that they were only trying to protect their investments. Adam told me they were calling all of their customers in the affected area offering assistance if needed prior to the storm hitting.
Tom
Le Mans Master
Joined: Apr 2013
Posts: 5,001
Likes: 1,056
From: Arlington TX
2024 C1 of the Year Finalist - Unmodified
2023 Restomod of the Year Finalist
2023 C1 of the Year Finalist - Unmodified
Insurance companies are basically all the same, they go up and down on rates all the time. That's why I shop around every year. The last few years, Safeco has been the cheapest for me and they treat me good, no complaints. They cover my house and cars.
Team Owner
Joined: Aug 2007
Posts: 58,061
Likes: 7,146
Army
Le Mans Master
Joined: Apr 2013
Posts: 5,001
Likes: 1,056
From: Arlington TX
2024 C1 of the Year Finalist - Unmodified
2023 Restomod of the Year Finalist
2023 C1 of the Year Finalist - Unmodified
Should have said, some don't go up as much as others!
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Thank you all for the kind words! It is VERY much appreciated!
c2performance, can you email me and I will look into it? If I recall you and I emailed with the balance that is owed, and we are just awaiting payment. You have been advised of your premium at this point, and it is back down to where it was.
c2performance, can you email me and I will look into it? If I recall you and I emailed with the balance that is owed, and we are just awaiting payment. You have been advised of your premium at this point, and it is back down to where it was.
Drifting
Joined: May 2013
Posts: 1,989
Likes: 455
From: Texas
Another good choice is JC Taylor Collector Car Insurance. I've used them for 15 years, and find their rates competitive, and excellent customer service. When I hit a deer a few years back with a V12 Jag XKE, they were right there to deal with it and paid up quickly. So far, I've been satisfied.
Race Director
Joined: Feb 2004
Posts: 14,984
Likes: 185
From: CT
The same is true for Hagerty and most other collector insurers. Another point to consider is that some (Hagerty) have zero deductible for collison
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
We can do that too, however, if it makes since to have a small ($250) deductible why not entertain it?