[C2] Hit & Run driver caught
Thread Starter
Instructor
Joined: Nov 2016
Posts: 237
Likes: 21
From: Massachusetts
Hit & Run driver caught
Hi folks ! I had a hit & run accident with my 67 c2 . the caught the driver. Now his insurance co. Appraisal is less than half what it will take to restore my car to pre-accident condition ! Excellent condition , approx 5000 miles on a frame off nut/bolt restoration . Do you think I will behead for a court room ?
Rsvp anyone
Frank in Massachusetts
Rsvp anyone
Frank in Massachusetts
Popular Reply
Oct 19, 2022, 06:40 PM
Race Director
Joined: Jan 2003
Posts: 17,632
Likes: 3,648
From: Central Arkansas
Go through your collector car insurance - don’t screw with his. Let your insurance deal with them.
Safety Car
Joined: Jul 2022
Posts: 3,930
Likes: 1,593
From: Eastern MA
Hi folks ! I had a hit & run accident with my 67 c2 . the caught the driver. Now his insurance co. Appraisal is less than half what it will take to restore my car to pre-accident condition ! Excellent condition , approx 5000 miles on a frame off nut/bolt restoration . Do you think I will behead for a court room ?
Rsvp anyone
Frank in Massachusetts
Rsvp anyone
Frank in Massachusetts
I don't know how to help you Frank but I know a little of what you're feeling and I'm sorry it happened. Where did it happen if you don't mind me asking?
Thread Starter
Instructor
Joined: Nov 2016
Posts: 237
Likes: 21
From: Massachusetts
Hit & run
I'm Chris from Massachsetts and I had my classic car crunched hard T-bone style by a stop sign blowing van driver back in the day. Insurance screwed me and hard, that's Massachusetts. Pay high rates, and then the Insurance Co won't pay up. It should be a crime.
I don't know how to help you Frank but I know a little of what you're feeling and I'm sorry it happened. Where did it happen if you don't mind me asking?
I don't know how to help you Frank but I know a little of what you're feeling and I'm sorry it happened. Where did it happen if you don't mind me asking?
Thread Starter
Instructor
Joined: Nov 2016
Posts: 237
Likes: 21
From: Massachusetts
I don’t have any collision insurance so I guess I’m on my own and probably heading to court we’ll see ! I guess his insurance company doesn’t fully understand with the diminished value of my car not properly fixed. My Corvette shop quoted it out at 33,900 vs his insurance appraisal came in at 15,200 …. Miles apart ! We’ll see how this plays out 🤷♂️🤷♂️ I could email you a picture but I don’t know how to post on the forum. Peace !
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Thread Starter
Instructor
Joined: Nov 2016
Posts: 237
Likes: 21
From: Massachusetts
too many cars that I never drive 🤷♂️ All are garaged & registered . I have a total of 9 miles on my 67 ‘this year counting this trip to get my state inspection sticker be for tucking in away for the winter. I should have waited for the spring to get one , Live & learn. To old to worry about material things. 🤷♂️🤷♂️🤷♂️
Pro
Joined: Mar 2007
Posts: 569
Likes: 176
From: Allentown PA
Hard time to learn about collector ins co’s and agreed value …. Def. fight to get it fixed right under your control and sort out after. Going to be a process no matter what.
edit - just checked your profile. My 2 cents is to get your cars on a new cc policy asap esp chevelle & Camero
Check threads here on companies and pick one. You will save $ for better coverage and less hassle should anything else should occur.
edit - just checked your profile. My 2 cents is to get your cars on a new cc policy asap esp chevelle & Camero
Check threads here on companies and pick one. You will save $ for better coverage and less hassle should anything else should occur.
Last edited by bbxlr8; Oct 19, 2022 at 07:37 PM.
Le Mans Master
Joined: Apr 2000
Posts: 5,084
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From: New York New York
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Just curious how did you get the car registered without insurance. Here is NY it is mandatory to have insurance before registration.
Is Mass different?
Is Mass different?
Team Owner
Joined: Aug 2008
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From: Rochester NY
St. Jude Donor '09 thru '26
Safety Car
Joined: Jul 2022
Posts: 3,930
Likes: 1,593
From: Eastern MA
Taxachusetts very definitely requires insurance.
Just assume that MA wants money for everything possible and you can't go far wrong.
Le Mans Master
Joined: May 2006
Posts: 5,814
Likes: 414
From: Pittsburgh suburbs Pa.
I don’t have any collision insurance so I guess I’m on my own and probably heading to court we’ll see ! I guess his insurance company doesn’t fully understand with the diminished value of my car not properly fixed. My Corvette shop quoted it out at 33,900 vs his insurance appraisal came in at 15,200 …. Miles apart ! We’ll see how this plays out 🤷♂️🤷♂️ I could email you a picture but I don’t know how to post on the forum. Peace !
Le Mans Master
Joined: Apr 2006
Posts: 7,029
Likes: 602
From: Limerick Pa
Sounds like State Farm Insurance ( " Like A Good Neighbor " ? ? I have had several similar losses dealing with them until I switched to classic car insurance and the claims were due to another driver causing the damage . Agreed value through a reputable classic car insurer would have made it right .
https://newsroom.statefarm.com/statefarm-hagerty/ They bought 18%
Race Director
Joined: Sep 2005
Posts: 13,818
Likes: 1,856
From: Birmingham Mi
Don't know how much he saved by not properly insuring his car but now he has to fight in court for $18,700 to be whole again. Maybe more, after the shop tears it apart and finds additional issues.
OP if you had insured the car with a collectible car insurance company, such as NCM or Hagerty, etc.,there would be no hassle with them repairing your car. You chose to drive the car without collision coverage and now you have a true hassle on your hands.
OP if you had insured the car with a collectible car insurance company, such as NCM or Hagerty, etc.,there would be no hassle with them repairing your car. You chose to drive the car without collision coverage and now you have a true hassle on your hands.
Thread Starter
Instructor
Joined: Nov 2016
Posts: 237
Likes: 21
From: Massachusetts
Don't know how much he saved by not properly insuring his car but now he has to fight in court for $18,700 to be whole again. Maybe more, after the shop tears it apart and finds additional issues.
OP if you had insured the car with a collectible car insurance company, such as NCM or Hagerty, etc.,there would be no hassle with them repairing your car. You chose to drive the car without collision coverage and now you have a true hassle on your hands.
OP if you had insured the car with a collectible car insurance company, such as NCM or Hagerty, etc.,there would be no hassle with them repairing your car. You chose to drive the car without collision coverage and now you have a true hassle on your hands.
Race Director
Joined: Jan 2007
Posts: 14,883
Likes: 3,320
From: NYC NY
Hit and run. Is there a police report? I would think there would be. In New York I had someone run a stop sign in front of me and do to traffic conditions could not avoid hitting him. Within a week I had several offers in the mail from law offices offering to represent me. I'm surprised you don't have a mail box full too. It doesn't hurt for you to contact his insurance company and speak to a supervisor to discuss your case. If you get nowhere advise them them you will take legal action. If the case goes court they are not in a favorable position for a settlement. Paying you a fair amount to repair your Corvette is less costly than legal fees. The phone calls are free. That's certainly a place to start.
Le Mans Master
Joined: Apr 2006
Posts: 6,178
Likes: 1,195
From: Oklahoma City Oklahoma
I believe that some states (Oklahoma is one of them) that as the injured party you get to decide who does the work on your car. You might check and see if that's the case in your state. Your insurance company is paid by you to do your fighting.
Ray
Ray
