I LOVE MY 74 IT IS AWESOME FOR CERTAIN!!!!!!!!!!!!! I WISH YOU MOST LUCK THEY ARE TOUGH TO BEAT!!!!!!!!!!!!!!!!!!!!!!!!!
Classic Ins. on a 74 ?
Instructor
Joined: Apr 2006
Posts: 105
Likes: 0
From: Knoxville TN
I am new to the classic car scene and am restoring a 79. I will be looking to insure it. I was wondering what some good companies are and what I should expect to pay I am 24 and married with a spotless record. I currently have insurance through safeco. It wont be a daily driver so I figure the classic insurance will be the best w/mile restrictions.
Instructor
Joined: Mar 2006
Posts: 242
Likes: 0
From: Cumming GA
I've got both of my classics thru Haggarty....... Cant see any reason they'd not take yours.
No limitiations....... Car needs to be garaged, needs to NOT be your primary work vehicle, and for some states they will issue an appendix related to track events and such. (and with no mile limitiations, at least for me, you can take to shows, out-of-state gatherings....etc, weekend group drives......and that can add up faster than you might think)
No limitiations....... Car needs to be garaged, needs to NOT be your primary work vehicle, and for some states they will issue an appendix related to track events and such. (and with no mile limitiations, at least for me, you can take to shows, out-of-state gatherings....etc, weekend group drives......and that can add up faster than you might think)
Last edited by kaamacat; Apr 26, 2006 at 05:20 PM.
Advanced
Joined: Apr 2006
Posts: 65
Likes: 0
From: New London NC
Originally Posted by 79tnvette
I am new to the classic car scene and am restoring a 79. I will be looking to insure it. I was wondering what some good companies are and what I should expect to pay I am 24 and married with a spotless record. I currently have insurance through safeco. It wont be a daily driver so I figure the classic insurance will be the best w/mile restrictions.
I was in your same situation about a year and a half ago when I went to insure my 76. I'm not married but do have another car and having the Vette as a secondary (not daily driven) car it was only around $120 extra. I asked the agent if she had the decimal in the right place. I was thinking more like $1200. My 0.02.
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Melting Slicks
Joined: Apr 1999
Posts: 2,010
Likes: 3
From: Moon Twp. PA USA
Originally Posted by rathvon350
I was in your same situation about a year and a half ago when I went to insure my 76. I'm not married but do have another car and having the Vette as a secondary (not daily driven) car it was only around $120 extra. I asked the agent if she had the decimal in the right place. I was thinking more like $1200. My 0.02.
Pro
Joined: Feb 2005
Posts: 627
Likes: 5
From: Frisco TX
I have my insurance for my 74 vert with Great American. Broker was Parish Heacock. About $160 for stated value of $18k. The one thing that I want to add to this thread is that I had a claim and they were brilliant. Service was great and they ended up paying me enough to fix damage, paint entire car, and buy a used 4-wheeler.
Pro
Joined: Feb 2000
Posts: 741
Likes: 46
From: Hebron IN
Originally Posted by 79tnvette
I am new to the classic car scene and am restoring a 79. I will be looking to insure it. I was wondering what some good companies are and what I should expect to pay I am 24 and married with a spotless record. I currently have insurance through safeco. It wont be a daily driver so I figure the classic insurance will be the best w/mile restrictions.
Race Director
Joined: Apr 1999
Posts: 15,142
Likes: 477
From: NM
Originally Posted by vairxpert
I think you need to be 25 for Hagerty but being married they may make an exception.
tom...
Race Director
Joined: Feb 2005
Posts: 16,100
Likes: 17
Originally Posted by big_G
I got quotes from Hagerty and Grundy today on my 3 C-3's. Agreed value, (total value) $115,000 for $717 annual with Grundy, $1107 with Hagerty. Time to move my policies...
Went to get quotes today for both my 69 & 78....my broker is shopping it around..huge reduction from my Progressive coverage...
Racer
Joined: Jan 2003
Posts: 320
Likes: 0
Happen to own a '74 as well ...
Went with American Collectors Insurance (Google the name and you'll find them)... updated the "agreed value" to $30K (major frame-on restoration) so now its $186.50/year. They ask for clear photos to get started and every year you provide them with your odometer reading. As above with most policies, can't be your primary car but otherwise no extreme usage restrictions like some who insure collector-type cars (I also keep regular plates on mine to avoid the antique plate restrictions in my state). Unless the value you're looking to insure it for is a lot higher than they've seen they won't ask you for anything else to "prove" the agreed value (although I'm sure they would send someone out if a recoved theft was found, etc.). I found them as others in the '55-'57 Chevy club uses them (owned a '55 210 Sedan awhile back). Haven't had to submit any claims but others who have said they're a top notch outfit.
