Lien on a title?
NCM Grand Opening Veteran
Joined: Sep 2005
Posts: 20,979
Likes: 384
From: South of giving a damn
St. Jude Donor '11, '17
Originally Posted by DR.Jay
Texas is usually the same depending on the Lien holder.
Yes & no. The title you get with a lien is clearly marked Non-Negotiable and is a reddish-pinkish color. The true title is an ornate blue document with space for the lien holders to sign off on. If a lien is listed on the title then there has to be an authorized signiture releasing the lien. Generally one would never see the true title until the car is paid for. It is not necessary to apply for a clear title if signitures are in place, BUT I always do. If you lose a title that has lienholders listed on it (this is also registered with the state) then you have to go back & get the bank to look up the loan, the payoff, & re-sign the title. A real pain, don't ask me how I know. Always apply for clear title, then there are no questions.
Team Owner
Joined: Oct 2004
Posts: 23,831
Likes: 10
From: Springfield MO
St. Jude Donor '07
Originally Posted by Ak. Mal
I see you are a better lawyer than your avatar 
"Your Honor, I move that I be disbarred for introducing this evidence against my own clients..."
Melting Slicks
Joined: Jan 2004
Posts: 2,672
Likes: 1
From: New Cumberland PA
If a lien is on a car in PA, it should be shown on the title. Most liens are on due to financing of the vehicle. I'm not sure if the title can be transferred if a lien is present or if the buyer assumes the lien with the purchase. One thing for sure is I would not buy the vehicle without know what the lien is, what its for, how much its for, and what’s involved in getting it removed. It could be a mechanics lien for work that was done on the car. Although most garages will not let a vehicle leave the lot unless it paid for, some people have a habit of writing bad checks.
I bought a car in MD a few years ago from an individual. His credit union had a lien on the title. We both went to the local branch. He deposited the certified bank check I brought along and the bank signed a document releasing the lien.
I bought a car in MD a few years ago from an individual. His credit union had a lien on the title. We both went to the local branch. He deposited the certified bank check I brought along and the bank signed a document releasing the lien.
