Insurance woes
Thread Starter
Instructor
Joined: Jul 2007
Posts: 104
Likes: 0
From: Adrian MI
Whew, I'm in luck! I went to a local State Farm insurance and it turns out they go through Hagerty for collector cars, BUT for whatever reason, with them filling out my app, it got accepted! WOOHOOO!
Race Director
Joined: Mar 2001
Posts: 11,322
Likes: 1
From: Living in the Hartland
I have mine through State Farm also, did not realize they went through Haggerty.
Might cross path with ya someday since you are in my neck of the woods, I like to cruise out towards Adrian, nice country roads around Tecumseh and Irish Hills. Make sure to
.
Might cross path with ya someday since you are in my neck of the woods, I like to cruise out towards Adrian, nice country roads around Tecumseh and Irish Hills. Make sure to
.
Team Owner
Joined: Oct 2004
Posts: 23,831
Likes: 10
From: Springfield MO
St. Jude Donor '07
Mine's the same way with my regular insurance company...from what I can tell, the restrictions aren't as bad as Hagerty's regular policies, either.
Safety Car
Joined: Oct 2000
Posts: 3,593
Likes: 103
From: Southern Indiana
I've been denied insurance because I'm 24 and got a speeding ticket 4 years ago. I understand they have policies and all but jeez...
The result of a speeding could be as bad as a DUI or reckless driving.
Say you are one of their good customers and they give insurance to 5 drunk drivers that year and they all have wrecks ETC, well guess who gets to pay for it?
You for being a good driver.
Its not the good driver who cause his own rates to go up, its the bad driver as so with health insurance with premature babies and 90 year olds who hold on for months lying in a bed with no hope of evey getting better yet draining the insuance company dry at about a $100,000 a month.
I got property and liability with comprehensive and a stated amount in case of total. $168 every 6 months.
Thread Starter
Instructor
Joined: Jul 2007
Posts: 104
Likes: 0
From: Adrian MI
You answered your own question by saying they have policies.
The result of a speeding could be as bad as a DUI or reckless driving.
Say you are one of their good customers and they give insurance to 5 drunk drivers that year and they all have wrecks ETC, well guess who gets to pay for it?
You for being a good driver.
Its not the good driver who cause his own rates to go up, its the bad driver as so with health insurance with premature babies and 90 year olds who hold on for months lying in a bed with no hope of evey getting better yet draining the insuance company dry at about a $100,000 a month.
I got property and liability with comprehensive and a stated amount in case of total. $168 every 6 months.
The result of a speeding could be as bad as a DUI or reckless driving.
Say you are one of their good customers and they give insurance to 5 drunk drivers that year and they all have wrecks ETC, well guess who gets to pay for it?
You for being a good driver.
Its not the good driver who cause his own rates to go up, its the bad driver as so with health insurance with premature babies and 90 year olds who hold on for months lying in a bed with no hope of evey getting better yet draining the insuance company dry at about a $100,000 a month.
I got property and liability with comprehensive and a stated amount in case of total. $168 every 6 months.
Thread Starter
Instructor
Joined: Jul 2007
Posts: 104
Likes: 0
From: Adrian MI
yeah irish hills is nice... although I don't know how much longer it'll be kept up, it seems to be going downhill 
Drifting
Joined: Apr 2007
Posts: 1,810
Likes: 0
From: NJ
Collector coverage costs me about $250 a year, you can drive your car to club events, I belong to three clubs, there is supposed to be a mileage restriction, 3000 a year I think.
The biggest reason to have it here, is that you don't have to get the vehicle emissions testing done.
The biggest reason to have it here, is that you don't have to get the vehicle emissions testing done.
I'm paying $130.00 per/year with the same restrictions but I don't think I've put 3,000 miles on my car since I bought it
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